Sr. Manager, Community Finance-Underwriting, Portfolio & Loan Management

Capital One; McLean (VA); On-site; USD 90,000 - 150,000; Full time

Job summary

Join a forward-thinking financial institution as a Senior Manager in Community Finance, where you will lead underwriting and portfolio management efforts. This role offers the opportunity to innovate and drive results while fostering a collaborative team environment. You will leverage your expertise to manage risk, support new business initiatives, and develop talent within the organization. With a strong focus on affordable housing and commercial real estate, you will play a crucial role in shaping the future of community lending. If you're passionate about making a difference in the financial sector, this is the perfect opportunity for you.

Qualifications

• 7+ years in business development, underwriting, or asset management in affordable housing.
• Strong analytical and problem-solving skills with attention to detail.

Responsibilities

• Lead risk management and support new business initiatives.
• Manage relationships with key market influencers and clients.

Skills

Strategic Thinking

Analytical Skills

Presentation Skills

Risk Management

Communication Skills

Relationship Management

Attention to Detail

Education

Bachelor’s Degree

MBA or Master’s in Finance/Real Estate

Job description

Sr. Manager, Community Finance-Underwriting, Portfolio & Loan Management

Capital One, a Fortune 500 company and one of the nations top 10 banks, offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients. Our goal is to create one of the nation's great banks, and we have the necessary ingredients: a strong balance sheet, resilient businesses, a massive customer franchise, strong analytical capabilities, and great people.

The Underwriting, Portfolio & Loan Management (UWPLM) team is an integral part of Community Finance that is responsible for evaluating, managing and administering community lending and investments, primarily through proprietary and multi-investor Low Income Housing Tax Credits (LIHTC) funds. The team partners with internal and external stakeholders to underwrite new affordable housing transactions, manage and administer the portfolio of debt and equity exposure, and ensure a scalable and well-managed business.

Our ideal candidate possesses strategic thinking, strong presentation, influencing, analytical, verbal and written communication, relationship and risk management skills, as well as a high level of attention to detail and the ability to work independently and as part of a team.

Primary Responsibilities:

Leadership and Innovation:

• Lead across the organization to effectively manage risk, support new business initiatives and continuously well-managed processes.
• Help craft a shared vision for the future, leveraging your expertise, leadership, and influence to provide clarity in complex situations, inspire breakthrough innovation and drive results.
• Adopt an enterprise mindset in strategy development and implementation, considering both the internal and external landscape.
• Proactively embrace and lead through change, with candor and optimism.
• Innovate and find efficiencies in the application of data and technology to support business opportunities.

Talent Development:

• Foster an inclusive positive team environment of trust, collaboration, and effective challenge.
• Develop, coach, and inspire associates to reach their goals, including providing timely, specific, actionable feedback.
• Maintain a strong working knowledge of the bank, its customers, portfolio exposure, competitive environment, economic trends and policies.
• Partner with business and credit risk management to foster an environment of open dialogue around risk tolerance and credit appetite.

General Responsibilities:

• Lead the credit and investment review and approval process throughout the deal lifecycle collaborating broadly with internal and external partners.
• Independently identify and assess the risk profile of debt and equity investments and propose grounded solutions to ensure risk is mitigated and client objectives are met.
• Manage relationships with key market/industry influencers and clients; develop and maintain the company’s relationships with customers, syndicator partners and influencers.
• Understand, and employ all lending, investing and regulatory/compliance controls, policies, and procedures of the bank and the department.

Basic Qualifications:

• Bachelor’s degree or military experience.
• At least 7 years of experience in business development, underwriting, asset management or any combination of the three in the field of affordable housing or commercial real estate.

Preferred Qualifications:

• Master of Business Administration (MBA), Master’s degree in Finance, Real Estate or other related discipline.
• Strong analytical and problem-solving skills, attention to detail and accuracy.
• At least 5 years of experience in LIHTC investment, syndication or asset management.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.