Sr. Loan Processor

CalPrivate Bank; San Diego (CA); Hybrid; USD 76,000 - 99,000; Full time

Job summary

CalPrivate Bank is seeking a Sr. Loan Processor to handle processing and closing of all types of commercial loans in line with regulatory requirements and bank policies.

You will coordinate with Relationship Managers, Underwriters, and Credit Administration to gather due diligence and ensure proper documentation and compliance. The role requires 4+ years of commercial/real estate loan processing experience, strong organizational skills, and excellent written and verbal communication.

Qualifications

• 4+ years' direct commercial and real estate loan processing experience with at least 2 years loan documentation experience.
• Computer skills include good working knowledge of word processing and spreadsheet applications.
• Excellent organizational and time management skills.
• Excellent oral and written communications skills.
• Active listener and customer-service oriented.

Responsibilities

• Primary loan support for Underwriters, Relationship Managers, and Credit Administration (the Loan Team).
• Assist the Loan Team with gathering, reviewing, and assembling due diligence information and other loan documentation from pre-loan documentation to loan closing.
• Serve as liaison to coordinate the activities of external and internal groups, the Loan Team, and individuals who are a party to the loan.
• Actively participate with the Loan Team in proactive problem identification or closing obstacles and resolution.
• Manage, coordinate, and prioritize multiple loan closings simultaneously and actively. Always maintain a current pipeline.
• Process loan requests as assigned.
• Collateral due diligence and perfection for all types of collateral including real estate. Review and address title exceptions for Lender's title insurance policy.
• Review all entity due diligence information, ensure due authority and ownership.
• Prepare and review loan documentation for accuracy and risk management. Coordinate loan signing.
• Ensure proper collection of all closing fees.
• Assist the Loan Team to ensure all approvals, waivers and exceptions authorizations are received pre-closing. Ensure and document that all pre-closing conditions have been met.
• Follow procedures for submitting the final loan package to the Loan Servicing Department for the accurate and timely booking of new and existing loans.
• Follow up on post-closing exceptions and receipt of original signed documents. Scan and maintain all pre-closing and post-closing loan file data.
• Responsible for adherence to all loan related compliance laws and regulations; cooperation with compliance related reporting and regulator exam related follow up.
• Special projects as assigned.

Skills

Loan processing experience

Real estate loans

MS Office

Time management

Communication skills

Active listener

Tools

Microsoft Word

Microsoft Excel

Job description

At CalPrivate Bank, we believe banking is personal. We have deep roots in the communities we serve, and our client relationships are built on genuine care, thoughtful problem-solving, and unwavering integrity. Our solutions-based service, paired with best-in-class talent, sets us apart in the market, but it's trust that defines who we are. It's our gold standard, the currency we trade in, and the foundation of every decision we make.

We're looking for leaders who want more than a title. We're looking for team players who want to make an impact. If you're driven to lead with purpose, ready to shape the future and have meaningful impact at a relationship-centered bank, CalPrivate Bank may be the place for you.

Your Opportunity: Sr. Loan Processor

The Senior Processor is responsible for processing and closing all types of commercial loans in accordance with regulatory requirements and company policies and procedures. This includes working with Relationship Managers/Account Officers and Underwriters to gather all due diligence information required for financial, collateral analysis, credit analysis and loan approval. The Senior Processor is responsible for ensuring that loans are properly documented and that both supporting and contractual documentation complies with state and federal laws and protects the interest of the Bank and its customers.

What You'll Do

• Primary loan support for Underwriters, Relationship Managers, and Credit Administration (the "Loan Team").
• Assist the Loan Team with gathering, reviewing, and assembling due diligence information and other loan documentation from pre-loan documentation to loan closing.
• Serve as liaison to coordinate the activities of external and internal groups, the Loan Team, and individuals who are a party to the loan.
• Actively participate with the Loan Team in proactive problem identification or closing obstacles and resolution.
• Manage, coordinate, and prioritize multiple loan closings simultaneously and actively. Always maintain a current pipeline.
• Process loan requests as assigned.
• Collateral due diligence and perfection for all types of collateral including real estate. Review and address title exceptions for Lender's title insurance policy.
• Review all entity due diligence information, ensure due authority and ownership.
• Prepare and review loan documentation for accuracy and risk management. Coordinate loan signing.
• Ensure proper collection of all closing fees.
• Assist the Loan Team to ensure all approvals, waivers and exceptions authorizations are received pre-closing. Ensure and document that all pre-closing conditions have been met.
• Follow procedures for submitting the final loan package to the Loan Servicing Department for the accurate and timely booking of new and existing loans.
• Follow up on post-closing exceptions and receipt of original signed documents. Scan and maintain all pre-closing and post-closing loan file data.
• Responsible for adherence to all loan related compliance laws and regulations; cooperation with compliance related reporting and regulator exam related follow up.
• Special projects as assigned.

AML/CFT/Compliance Responsibilities

Complete required documentation for new accounts including collection of required customer documentation, identification, and information as required by the Bank's CIP program. This position includes direct interaction with customers and prospects and therefore includes responsibilities relating to BSA/AML. The employee is responsible for understanding and following the Bank's BSA/AML policies including elevating suspicious activity to the BSA Officer. Additionally, the employee is required to understand and follow the Bank's compliance program.

Who You Are

Experience & Expertise

• Must have 4+ years' direct commercial and real estate loan processing experience with at least 2 years loan documentation experience.
• Computer skills required include good working knowledge of word processing and spreadsheet applications.
• Good mathematics, reasoning, and oral comprehension skills.
• Excellent organizational and time management skills.
• Excellent oral and written communications skills.
• Active listener.
• Must consistently provide the highest level of customer service.
• Must possess a positive, can-do attitude.

Mindset & Values

• You lead with accountability, integrity, and consistency.
• You thrive in a collaborative environment where transparency and follow-through matter.
• You model professionalism, calm under pressure, and a solutions-oriented mindset.
• You embrace data-driven decision-making while maintaining a client-first perspective.
• You embody CalPrivate's culture, heart for client, excellence in service, and deep commitment to the Bank and its people.

Why CalPrivate Bank?

This isn't just another bank job. At CalPrivate Bank, you will be part of something bigger. Our day-to-day operations and projects don't just impact a balance sheet, they influence real people, real businesses, and the communities we proudly serve. We are guided by our commitment to relationships, solutions, and trust. And we're building a team of people who reflect those values in everything they do.

If you're looking for a place where your work will matter, your ideas will be valued, and your growth will be supported, welcome to CalPrivate Bank! Ready to lead with purpose?

Salary Range: $76,000.00 To $99,000.00 Annually

Our Career Benefits & Team Member Commitments

Our mission is driven through Relationships,Solutions and Trust. This is built by our incredible Team Members.Learn about our benefits and our mission to provide a DistinctlyDifferent banking experience.