Sr Life Underwriter, Underwriting Strategies

Jobgether; United States; On-site; USD 77,000 - 181,000; Full time

Benefits offered by this job

US employee benefits

Job summary

Jobgether on behalf of a partner company seeks a Senior Life Underwriter to shape underwriting strategies, systems, and processes in the United States. You will blend underwriting expertise with data, automation, and technology to improve decision-making and efficiency.

You will monitor rules engines, collaborate with engineers and stakeholders, document criteria, and drive initiatives to increase automated decisions while ensuring robust risk assessment and compliant operations.

Qualifications

• 5–10+ years of life insurance underwriting and case management experience.
• Extensive experience with underwriting rules engines and rules management systems.
• Strong use of data and predictive models in underwriting decisions.
• Familiarity with agile environments and JIRA.
• Ability to communicate technical findings to diverse stakeholders.

Responsibilities

• Monitor and analyze the performance of underwriting rules engines and workbench systems; identify opportunities for improvement.
• Review underwriting evidence and synthesize data from multiple sources to support risk assessment and decision-making.
• Partner with leadership to evaluate risks of changes to underwriting guidelines.
• Develop recommendations to increase automated underwriting decisions and improve processes.
• Own and contribute to multiple underwriting technology and operations projects and initiatives.
• Maintain protocols for rule updates, system enhancements, and process changes.
• Document underwriting criteria, guidelines, workflows, and system requirements.

Skills

Underwriting rules engines

Data-driven decisions

Agile methodologies

JIRA

Stakeholder communication

Analytical thinking

Cross-functional collaboration

Project management

Tools

JIRA

Rules engines

Data integration

Job description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Sr Life Underwriter, Underwriting Strategies based in the United States.

We are seeking an experienced Senior Life Underwriter to help shape and optimize underwriting strategies, systems, and processes. In this role, you will combine deep life insurance underwriting expertise with a strong understanding of technology, data, and automation to improve decision-making and operational efficiency. You will monitor underwriting systems, evaluate rules and guidelines, and identify opportunities to strengthen automated underwriting outcomes. Working closely with engineering teams and business stakeholders, you will translate underwriting needs into practical system enhancements and scalable solutions. You will also contribute to strategic initiatives, support process improvements, and help ensure underwriting tools meet evolving business and customer needs. This is a cross-functional opportunity for a strategic, analytical professional who enjoys transforming complex underwriting processes through technology and collaboration.

Accountabilities

• Monitor and analyze the performance of underwriting rules engines and workbench systems, identifying opportunities for improvement.


• Continuously review underwriting evidence and synthesize data from multiple sources to support effective risk assessment and decision-making.


• Partner with the Head of Underwriting Strategies to evaluate business risks associated with proposed changes to underwriting guidelines.


• Develop recommendations and action plans to increase automated underwriting decisions and improve underwriting and case management processes.


• Take ownership of and contribute to multiple projects and strategic initiatives related to underwriting technology and operations.


• Establish and maintain protocols for underwriting rule updates, system enhancements, and process changes.


• Maintain accurate and comprehensive documentation of underwriting criteria, guidelines, workflows, and system requirements.


• Prioritize system enhancements and technology decisions based on business needs, business cases, and expected return on investment.


• Serve as a subject matter expert in underwriting processes and act as a liaison across Product, Engineering, Operations, Finance, Marketing, Legal, and other teams.


• Support end-user adoption and proficiency by coordinating onboarding, training, and ongoing updates for new systems, programs, and applications.


• Collaborate with engineering teams to integrate new data sources, underwriting models, partner programs, and applications as business needs evolve.


• Identify operational challenges and translate them into actionable technology and process improvements.

Requirements

• 5–10+ years of experience in life insurance new business underwriting and case management.


• Extensive experience working with underwriting rules engines and rules management systems.


• Strong understanding of how data and predictive models support underwriting processes and decisions.


• Familiarity with agile working environments and project management tools such as JIRA.


• Ability to communicate technical findings, business requirements, and recommendations clearly to diverse stakeholders.


• Demonstrated ability to identify improvement opportunities and deliver effective solutions quickly.


• Strong analytical and problem‑solving skills, with the ability to assess business risks and evaluate the impact of system or guideline changes.


• Excellent collaboration and communication skills, with the ability to work effectively across technical and non‑technical teams.


• Adaptability and willingness to contribute in a dynamic, evolving environment.


• Customer‑focused mindset and a willingness to challenge existing processes and conventional approaches.


• Strong organizational skills and ability to manage multiple initiatives while balancing business priorities.

Benefits

• Base salary: US national annual base salary range of $77,000–$181,000. Final compensation depends on role level, location, relevant experience, job‑related skills, and education or training.


• Additional compensation: The stated salary range represents base pay only and does not include any applicable bonus, equity, or benefits.


• Benefits package: Access to a comprehensive US employee benefits package. Specific benefits are available through the employer's careers information.