Sr. Investment Analyst

Lincoln National; Radnor (Delaware County); Remote; USD 120,000 - 135,000; Full time

Job summary

Lincoln National Corporation is seeking a Sr. Investment Analyst to work remotely, focusing on identifying credit risks in structured products. The role involves financial analysis, market research, and collaboration with investment managers to optimize portfolio performance. Ideal candidates will have extensive experience in structured finance and quantitative analysis.

Benefits

Leadership development opportunities

Competitive 401K and employee benefits

Free financial counseling and health coaching

Tuition assistance program

Flexible work hybrid situations

Qualifications

• 5 years of experience in structured products.
• 5 years of utilizing INTEX for data collection.
• 5 years of advanced financial analysis.

Responsibilities

• Identify and quantify credit risk factors in structured products.
• Perform financial analysis to evaluate risk and return.
• Summarize findings for portfolio management.

Skills

Financial analysis

Data analysis

Market research

Risk management

Regression analysis

Monte-Carlo simulation

Python

VBA

Education

Bachelor’s degree in Finance or related field

Tools

INTEX

Job description

Alternate Locations: Radnor, PA (Pennsylvania)

Work Arrangement:

Remote : Work at home employee

Relocation assistance:is not available for this opportunity.

Requisition #:74494

The Role at a Glance

Lincoln National Corporation seeks a Sr. Investment Analyst in Radnor, PA to identify and quantify key credit risk factors in structured products portfolio. Perform financial and quantitative analysis to evaluate the risk and return of prospective investments and explore new investment opportunities in structured products. Aggregates credit risk of entire structured product portfolio and optimizes overall risk/return profile of investment portfolio. Independently perform relative value analysis for structured products (RMBS, CMBS, CLO and ABS). Periodically summarize the findings and share them with the boarder portfolio management team and senior management. Utilize INTEX to collect data to analyze collateral performance over time for structured products. Project and track credit rating changes; defaults and loss severity of structured product portfolio. Monitors and manage prepayment/extension risk in structured product portfolio and propose strategies to mitigate such risk to achieve better match of cash flows between assets and liabilities. Working with technology, risk teams to improve valuation and measurement of interest rate sensitivity for structured products and residential mortgage credit. Working with US and non-US based insurance regulators (such as Bermuda) on subject matters related to structured products. Be a key liaison between Lincoln and its structured product investment managers on daily basis to make investment decisions based on Lincoln’s portfolio construction principles. Provide key market intelligence on regular basis to support the strategic asset allocation and tactical asset allocation optimization processes after conducting market research on securitized structure products.

Requirements

• Bachelor’s degree or foreign equivalent in Finance, Finance-Quantitative or a quantitative related field and must have the following experience in relation to CLO, RMBS, ABS and CMBS structured products:
• 5 years of experience in communicating with structure product investment managers to collect and summarize market information, conduct market research on structured products. Use all collected market intelligence to facilitate portfolio day-to-day portfolio management.
• 5 years of utilizing INTEX for data collection to analyze collateral performance over time.
• 5 years of performing advanced financial analysis through regression, Monte-Carlo simulation, data distribution fitting, and optimization by programming with Python or VBA.
• 5 years of performing rates and credit portfolio stress tests and designing new event or factor-based stress scenarios.
• 5 years of experience in modeling cash flow of structured products investments. Experience performing complex scenario analysis to estimate the expected value of various portfolios.
• 1 year experience working with Bermuda Monetary Authority and NAIC on capital requirement on structured products.
  

This role is 100% remote. Salary: $120,711/year to $135,000/year. Apply to https://jobs.lincolnfinancial.com & use Req ID #74494.

What’s it like to work here?

At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

EX:OUT

What’s in it for YOU:

• Clearly defined career tracks and job levels, along with associated behaviors for each Lincoln leadership attribute.

• Leadership development and virtual training opportunities

• PTO/parental leave

• Competitive 401K and employee benefits

• Free financial counseling, health coaching and employee assistance program

• Tuition assistance program

• A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

• Effective productivity/technology tools and training

The pay range for this position is$120,711/year to $135,000with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial Group helps people to plan, protect and retire with confidence. As of Dec. 31, 2023, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection and retirement plan services. As of December 31, 2023, the company had $295 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at LincolnFinancial.com.

Lincoln is committed to creating adiverse and inclusiveenvironment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color,religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

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Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

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