Sr Insurance Product and Portfolio Underwriting Analyst

Coterie; United States; Remote; USD 110,000 - 150,000; Full time

Benefits offered by this job

100% remote

Health insurance

Dental and vision insurance

Life insurance

FSA/HSA option

401K with 4% match

PTO up to 4 weeks

12 holidays

Education stipend

Salary range based on data

Job summary

Coterie is seeking an Insurance Product and Portfolio Underwriting Analyst to drive initiatives across underwriting, data, and revenue teams. You will partner with Insurance, Product, Claims, Data, and Operations to translate strategy into scalable processes and actionable insights.

You will lead quality initiatives, manage risk, and oversee data initiatives to align with company goals and risk appetite. This role emphasizes collaboration, project management, and innovative problem-solving.

Qualifications

• Bachelor's degree or equivalent in a related field.
• At least 5 years of experience in insurance, underwriting, or commercial product management.
• Knowledge of full underwriting cycle and compliance requirements.
• Experience with data reporting and automated underwriting technologies.
• You are passionate about simplifying insurance and new underwriting approaches.

Responsibilities

• Lead automated and data-driven underwriting projects.
• Manage insurance products across carrier partners.
• Research growth opportunities and new offerings.
• Support E&S product development initiatives.
• Coordinate product implementation activities.
• Collaborate on operational improvements within Insurance and other teams.
• Develop expertise across underwriting disciplines.

Skills

Underwriting discipline

Data reporting

Automated underwriting

Process improvement

Collaboration

Insurance simplification

Education

Bachelor's degree or equivalent

Tools

Serff

S&P

ISO

Verisk PAAS/CLM

Job description

Position Summary:

The InsuranceProduct andPortfolioUnderwriting Analyst is passionate about drivingnew initiatives andunderwriting excellencefrom start to finish.The ideal candidate is a collaborative and trusted partnertothe insurance,data,technologyand revenue teams.Theyvalue underwriting as a craft, leads through influence, and helpstostrengthen our underwriting operations as we continue to grow.Experience should encompass bothinsuranceproductandportfoliounderwritingdisciplines.

As an InsuranceProduct andPortfolioUnderwritinganalyst, you willexecute new projects under the guidance of the Insurance leadership team and in close collaboration with leaders across the organization.Internal and external stakeholders willbenefitfrom yourtimelyproject management,open mindedcollaborationand novel approaches to complex problems.In this role, you will help ensure sound riskselectionand underwriting integrity whileidentifyingopportunities to improve processes, controls, and underwriting outcomes.

You will serve as a key partner acrossInsurance, Product, Claims, Data, and Operationteams, helping translate underwriting strategy into scalable processes and actionable insights. Additionally, you will provide leadership and oversight for underwriting quality initiatives,risk management,datainitiativesand underwriting support operations to ensure alignment with company goals and risk appetite.

Key Responsibilities:

• Leadautomatedand data drivenunderwriting projects
• Manage insurance productsacross carrier partners
• Research growth opportunities and new insurance offerings
• Support E&S product development initiatives
• Coordinate product implementation activities
• Coordinateand collaborate onoperational improvementswithin Insurance and other organizations
• Developexpertiseacross bothinsuranceproduct and underwriting disciplines

Required Qualifications:

• You have B.A. or B.S. degree or equivalent.
• You have a minimumof 5years’ experience in insurance,underwriting, or commercial insurance product management.
• Knowledge of the underwriting discipline and compliance requirements for the full underwriting cycle: both new and renewal business underwriting processes.
• Experience with data reporting and automated underwriting technologies and techniques.
• You’repassionate about simplifyinginsuranceand novel approaches to underwriting

Preferred Qualifications (bonus experience):

• CPCU, ARM, CIC, or Actuarialdesignations
• Familiarity with 3rd party data vendors and integrations
• Insurtech experience
• Abilityto review and analyze legal documents
• You’regood at navigatingSerff, S&P,ISO and Verisk products, including PAAS and the CLM

Our interview process:

Our hiring process generally consists of 4 phases. The goal is to provide an opportunity for us to learn more about our candidates while allowing them to get to know us as well!

• Phase 1 : Qualified candidates will first meet with a member of our People Operations team for a phone interview. This discussion is a high-level conversation to understand more about your background and interests and for us to share more about Coterie and the position.
• Phase 2 : Selected candidates will be invited to meet with our Hiring Manager for a 2nd interview via Teams video. This interview is designed to be more detail oriented and allows you to learn more about the role and expected to be 30 minutes in length.
• Phase 3 : Top candidates will be invited to participate in an experiential exercise and team member interviews. This will include a project provided in advance along with a 1-hour project deep dive interview conducted with our hiring manager and additional team members. This series is expected to be 1.5 hours in total
• Phase 4 : Final candidates will be invited to the final interview. This interview will include 1:1 meeting with a member of our senior leadership team and is expected to be 30 minutes in length.

What’s in it for you:

Coterie has excellent benefits for all full-time employees. We offer the following:

• 100% remote
• Health insurance through Aetna (we pay 100% of premiums)
• Dental and vision insurance through Guardian (we pay 100% of premiums)
• Basic life insurance (we pay 100% of premiums)
• Access to flexible spending account (FSA) or health savings account (HSA) (for those using HSA eligible plans)
• 401K plan (up 4% match with immediate vest). Must be 21 years of age or older to participate
• Flexible PTO policy offering employees up to 4 weeks of PTO in their first 12 months. Thereafter, PTO usage aligns with company standards and typically does not exceed 5 weeks per calendar year.
• 12 company-paid holidays each year
• Continuing education annual stipend
• Annual salary estimated between $110,000-$150,000 based on national data. Candidates who meet all the minimum requirements and possess additional relevant experience, as outlined in the job description, may be considered for a salary above the midpoint of the above range. Salary is based on internal equity; internal salary ranges; market data/ranges; applicant’s skills; prior relevant experience; degrees or certifications, etc.

Work Authorization:

At this time, Coterie Insurance is unable to consider candidates who require current or future visa sponsorship. Applicants must have authorization to work in the United States without the need for sponsorship now or in the future. Falsification of an application, including work authorization status, is immediate grounds for dismissal from consideration.