Sr. Fraud Specialist

Jobgether; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Fully remote work (LATAM)

Autonomy to shape risk strategy

Job summary

Jobgether invites a Senior Fraud Specialist to own and shape the fraud prevention function for an international remittance platform. This fully remote role is ideal for someone who thrives in fast growth, cross-border payments, and complex investigations.

You will design policies, monitor real-time activity, and develop detection models while balancing risk with a seamless user experience. Based in Mexico, you will collaborate with distributed teams to build scalable controls.

Qualifications

• Significant hands-on experience in fraud prevention in fintech or cross-border payments.
• Proven ability to build fraud prevention policies and risk management frameworks.
• Strong experience in transaction monitoring, investigations, alert management, and model improvement.
• Familiarity with AML/CFT and KYC regulatory frameworks.
• Analytical and data-driven decision-making skills.
• Ability to operate with limited resources in a fast-growing environment.
• Leadership potential to establish processes and lead a team.
• Comfort working remotely with distributed teams.

Responsibilities

• Design and continuously improve the fraud prevention framework for remittances and cross-border payments.
• Monitor transactions in real time and analyze patterns to detect suspicious activity.
• Develop and optimize detection rules and risk controls to minimize fraud and user friction.
• Investigate complex cases and coordinate responses to security incidents.
• Evaluate and improve detection models and investigation workflows.
• Identify fraud typologies such as identity theft and mule accounts.
• Own fraud prevention operations and prioritize initiatives by risk.
• Lay foundations to scale the function and potentially build a team.

Skills

Fraud prevention

Policy development

Transaction monitoring

Fraud investigations

AML/CFT knowledge

KYC knowledge

Data analysis

Leadership potential

Remote collaboration

Growth mindset

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Sr. Fraud Specialist based in Mexico.

As a Senior Fraud Specialist, you will play a key role in safeguarding a growing international payments platform by developing and implementing robust fraud prevention strategies. You will take full ownership of the fraud prevention function, from real-time transaction monitoring and complex investigations to the design of risk controls and detection models. Your work will help minimize financial losses while maintaining a seamless experience for legitimate users. Operating in a fast-paced, fully remote fintech environment, you will combine hands-on execution with strategic thinking to build scalable fraud prevention policies and processes. This is an opportunity to shape the foundations of a critical business function, collaborate across teams, and potentially build and lead a dedicated fraud prevention team as the business grows.

Accountabilities:

• Design, establish, and continuously improve the fraud prevention framework, including policies, procedures, and risk management strategies tailored to international remittances and cross-border payments.
• Monitor transactions in real time, analyze behavioral patterns, and identify suspicious activities, emerging fraud trends, and potential financial risks.
• Develop, implement, and optimize fraud detection rules and risk controls to reduce fraudulent transactions while minimizing friction for legitimate users.
• Investigate complex fraud cases, manage alerts, assess suspicious activity, and coordinate responses to security incidents.
• Continuously evaluate and improve fraud detection models, monitoring processes, and investigation workflows to strengthen prevention capabilities.
• Identify and address fraud typologies such as identity theft, mule accounts, account takeover, and social engineering.
• Take full ownership of fraud prevention operations, prioritize initiatives according to risk exposure, and make informed decisions in a resource-conscious, high-growth environment.
• Establish the foundations for a scalable fraud prevention function, with the opportunity to develop and lead a team as business needs evolve.

Requirements:

• Significant hands-on experience in fraud prevention, ideally within fintech, digital payments, remittances, or cross-border financial services.
• Proven ability to build fraud prevention policies, procedures, and risk management frameworks from the ground up.
• Strong practical experience in transaction monitoring, fraud investigations, alert management, risk rule configuration, and continuous improvement of detection models.
• Solid understanding of fraud typologies affecting remittances and international payments, including identity theft, mule accounts, account takeover, and social engineering.
• Familiarity with AML/CFT and KYC regulatory frameworks, as well as the compliance considerations associated with financial transactions.
• Strong analytical and problem-solving skills, with the ability to interpret transaction patterns, assess risk exposure, and make data-driven decisions.
• A proactive, hands-on mindset with the ability to balance strategic planning and day-to-day execution without relying on a large team or established infrastructure.
• Excellent prioritization, independent decision-making, and ownership skills, with the ability to operate effectively in a fast-growing environment with limited resources.
• Leadership potential and the ability to establish processes, influence stakeholders, and build a team as the function expands.
• Comfort working remotely and collaborating across geographically distributed teams in Latin America and other international markets.

Benefits:

• Fully remote work, with the flexibility to organize your working day from anywhere in Latin America.
• Additional vacation days to support rest, personal well-being, and work-life balance.
• The opportunity to build and shape a fraud prevention function from the ground up within an innovative fintech environment.
• Significant ownership and autonomy, with the opportunity to influence risk strategy and contribute directly to the security and reliability of international payments.
• Potential to develop and lead a dedicated fraud prevention team as the business scales.
• A dynamic, international, and growth-oriented environment where your expertise can have a meaningful impact.

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role’s core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.