Sr. Financial Analyst, FP&A

American Credit Acceptance; Spartanburg (SC); On-site; USD 90,000 - 120,000; Full time

Job summary

American Credit Acceptance, LLC is seeking a Sr. Financial Analyst, FP&A to support treasury and controllership with financial modeling, budgeting, and reporting. The role emphasizes long-term decision support, capital planning, and performance optimization.

The ideal candidate has 2+ years in corporate finance, a relevant bachelor's degree, and strong analytical and communication skills to work in a fast-paced environment.

Qualifications

• 2+ years of corporate finance experience, preferably in financial services.
• Bachelor's degree in accounting, finance, or economics.
• Proficiency in Microsoft Office; SQL and BI experience is preferred.
• Ability to work in a team and communicate clearly; strong analytical skills.

Responsibilities

• Analyze business problems within the CFO organization to improve processes.
• Partner with departments on performance metrics and efficiencies.
• Create sophisticated financial models for capital planning and forecasting.
• Evaluate new opportunities for alignment with financial goals.
• Perform ad-hoc analysis and maintain routine financial reporting.

Skills

Corporate finance experience

Communication skills

Analytical abilities

Team player

Problem solving

Education

Bachelor's degree in accounting, finance, or economics

Tools

Microsoft Office Suite

SQL

PowerBI

Tableau

Job description

Description

Sr. Financial Analyst, FP&A

Summary/Objective

The Senior Financial Analyst, FP&A will perform various financial analyses and forecasts core to the FP&A role in daily partnership with our Treasury and Controllership teams. This includes financial statement modeling, annual budget setting, and routine reporting. The Sr. Financial Analyst, FP&A will use critical thinking and problem solving to communicate key insights for: long-term strategic decisions, operational improvements, capital and cash needs, and business performance optimization.

Essential Functions

• Analyze business problems within the company with a focus on improving processes within the CFO organization
• Partner with various departments throughout the organization regarding underlying business performance metrics and efficiencies
• Create sophisticated financial models in order to assist and improve long-term capital planning and forecasting
• Evaluate impacts of new business opportunities emphasizing alignment with ACA's financial goals
• Perform ad-hoc analysis, as requested by Management, in an accurate and timely manner
• Maintain and enhance routine financial reporting
• Other tasks as assigned
• Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

Qualifications

• 2+ years of experience in corporate finance (financial services industry experience preferred but not required)
• Bachelor's degree from an accredited college/university in accounting, finance, or economics
• Must be proficient in Microsoft Office Suite
• SQL and BI (PowerBI, Tableau, etc.) experience preferred
• Ability to work within a team environment
• Must possess strong written and verbal communication skills
• Must possess strong analytical capabilities with a combination of keen attention to detail and focus on the big picture
• Ability to function in a fast paced environment with competing priorities and deadlines
• Self-directed with high analytical initiative to ask questions, dig deeper, and solve problems

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work

This is a full-time position. Days of work are Monday through Friday. The daily schedule may vary from 8 am to 5 pm or 9 am to 6 pm. Hours may vary or exceed 40 in any given week depending on the needs of the business.

Travel

No travel is expected for this position.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.