Sr. Financial Analyst

American Honda Finance Corporation; Torrance (CA); Hybrid; USD 100,000 - 140,000; Full time

Benefits offered by this job

Competitive base salary

Regional bonus

Lease car program

Paid time off

Disability insurance

401K plan with company match

Relocation assistance

Education reimbursement

Training and development programs

Job summary

American Honda Finance is seeking a Senior Financial Analyst in our Accounting Operations division to lead end-to-end credit loss analytics, allowance estimation, and forecast model administration for US and Canadian portfolios under US GAAP and IFRS.

You will develop automated workflows, support data initiatives, and deliver audit-ready data packages while communicating insights to committees and management.

Qualifications

• Bachelor’s degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
• Preferred certifications: CFA, CPA, CMA, MBA
• Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios.
• Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
• Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint) ERP systems (SAP, Business Objects, Oracle).
• Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).

Responsibilities

• Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
• Perform analytics on originations, delinquency, net charge-off, probability of default, loss
• Develop econometric credit loss forecast models and automated workflow applications
• Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of portfolios for SEC / 10K reporting
• Provide credit loss reserve forecasts to corporate planning department
• Perform analytics on quarterly balance sheet and income statement financial statements
• Provide data analytics and support explanations for internal SOX and external audits

Skills

Python

R

SAS

Tableau

Power BI

Excel

SAP

Business Objects

Oracle

Education

Bachelor's degree in finance or related field

CFA

CPA

CMA

MBA

Tools

SAP

Business Objects

Oracle

Job description

American Honda Finance is currently seeking a Sr. Financial Analyst for our Accounting Operations division. The Sr. Financial Analyst will perform end-to-end credit loss analytics, allowance estimation, and financial forecast model administration/development for both US and Canadian consumer finance portfolios, per USGAAP and IFRS accounting standards under internal SOX controls, while also developing automated workflow applications, supporting data & analytics project initiatives, providing audit-ready data packages, and communicating insights to committees, management, and cross-functional teams.

Key Accountabilities

Key Accountabilities will include but are not limited to:

• Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
• Perform analytics on originations, delinquency, net charge-off, probability of default, loss
• Develop econometric credit loss forecast models and automated workflow applications
• Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of CFS portfolios for SEC / 10K reporting
• Provide credit loss reserve forecasts to corporate planning department
• Perform analytics on quarterly balance sheet and income statement financial statements
• Provide data analytics and support explanations for internal SOX and external KPMG audits

Qualifications, Experience, and Skills

We are looking for qualified people with diverse backgrounds and experiences, open minds, and a disciplined work ethic. To bring the future to Honda as an Sr. Financial Analyst, you must have:

Minimum Education Qualifications:

• Bachelor’s degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
• Preferred certifications: CFA, CPA, CMA, MBA
• Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios.
• Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
• Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint) ERP systems (SAP, Business Objects, Oracle).
• Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).

Other Job Specific Skills:

• Progressively develop and refine new forms of data analytics to capture potential risks, track and identify trends, and communicate effectively to management, credit loss committees, and cross-functional teams.
• Present to large audiences with broad experience levels.
• Ability to design and develop financial models based on specific accounting and reporting requirements.
• Highly detailed analytics skills to understand, interpret, and effectively communicate results of financial models and data analytics.

Working Conditions

Workstyle: 80/20 (4 days in office, 1 day remote) Torrance Location

Travel: 5%

What differentiates Honda and make us an employer of choice?

Total Rewards:

• Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Regional Bonus (when applicable)
• Lease Car Program
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)
• Education Reimbursement for Continued Learning
• Training and Development Programs

Additional Offerings

• Lifestyle Account
• Elder Care Support
• Tuition Assistance & Student Loan Repayment
• Community Service and Engagement Programs
• Product Programs

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.