SR Financial Analyst

Patelco Credit Union; Dublin (CA); On-site; USD 105,004 - 131,259; Full time

Benefits offered by this job

Exceptional medical, dental, vision, and life insurance benefits

401(k) with employer match

Tuition reimbursement

Job summary

Patelco Credit Union is seeking a Senior Financial Analyst at their Dublin, California headquarters. This key role supports executive decision-making by providing vital data and financial analysis.

The candidate will develop financial models, conduct sensitivity analysis, and ensure report accuracy, alongside mentoring junior team members. A strong financial background with SQL proficiency and advanced Excel skills is essential.

This position also offers competitive compensation and comprehensive benefits, promoting both physical and emotional health.

Qualifications

• 5+ years of experience in FP&A or finance within the financial services industry.
• In-depth knowledge of the budgeting and forecasting process with deposit or lending products.
• Ability to navigate and communicate statistical results.

Responsibilities

• Elevate the FP&A team by providing advanced analytics and dashboards.
• Develop and enhance complex financial models for forecasting.
• Analyze internal and external drivers of credit union performance.

Skills

SQL proficiency

Financial modeling

Excel

PowerPoint

Analytical thinking

Education

Bachelor’s degree in accounting or finance

MBA or other graduate degree

Tools

Empyrean

Prologue

SQL databases

Job description

About

Patelco Credit Union is a not-for-profit credit union dedicated to building financial health and wellbeing for our members. Since 1936, we have grown from $500 in assets to over $9 billion, making us the 7th largest credit union in California with branches throughout Northern California.

Overview

The Senior Financial Analyst is a key role within the Finance organization, providing essential data to help senior management make decisions on profitability and strategic direction. The analyst utilizes complex financial models to assess macroeconomic impacts on our lending and deposit products, extracts and interprets data from the core system, and collaborates across business lines to deliver comprehensive forecasts and ad‑hoc profitability analysis.

Location

In‑office at our Dublin, California Headquarters.

Responsibilities

• Elevate the FP&A team by providing advanced analytics, dashboards, and presentations.
• Develop, maintain, and enhance complex financial models for forecast and planning processes.
• Utilize macro‑economic forecasts to perform sensitivity analysis of portfolio drivers.
• Ensure accuracy and consistency of finance and accounting reports based on systems knowledge and GAAP standards.
• Partner with business units to recommend strategic changes using summarized financial data and modeling tools.
• Lead model validation and process documentation efforts on behalf of the finance team.
• Oversee monthly maintenance and analysis of budget software, including recommendations for income and expense allocation and ensuring GL and planning database synchronization. Near‑term project involves implementation of the new budgeting system, Empyrean.
• Analyze internal and external drivers of credit union performance, recommending alternative performance measures and providing insightful commentary to executive leadership.
• Inspect performance‑to‑date metrics and assess potential risks and opportunities.
• Provide additional ad‑hoc analysis as needed for departmental and/or organizational projects.

Functional Competencies

• Continuously seek opportunities to improve processes and positively impact financial health through increased profitability.
• Use big‑picture thinking to suggest ideas and solutions to challenges.
• Work independently, think objectively, and interpret meaningful narratives from quantitative and qualitative data.
• Mentor junior team members to elevate their performance.
• Work efficiently and prioritize multiple requests with limited guidance, under tight deadlines while maintaining quality output.
• Understand and support organizational metrics used to measure success.
• Bring together data from sources such as Snowflake and SQL Server to drive analytics.
• Communicate effectively internally and externally, developing presentations for senior management, committees, and other financial institutions.
• Be results‑oriented, willing to dive into data, processes, and analytics.
• Break down and solve complex problems with strong business acumen and data‑driven techniques.

Qualifications

• Bachelor’s degree in accounting or finance (MBA or other graduate degree desirable).
• 5+ years of experience in FP&A or finance within the financial services industry.
• Proficiency in creating and manipulating SQL databases with Python to extract core data.
• Regular use of Empyrean, Prologue, or other planning tools and general ledger systems.
• Ability to navigate and communicate statistical results.
• In‑depth knowledge of the budgeting and forecasting process with deposit or lending products.
• Superior Excel and PowerPoint skills, including handling large data volumes, validating with v‑lookups and pivot tables, and formatting data clearly.

Physical Requirements

• Must be able to sit for extended periods.
• Position is located in Dublin HQ.

Compensation

Target Base Pay: $105,004 – $131,259 per year. Compensation is tailored based on role scope, experience, education, and market conditions. We offer a competitive total rewards package, including a Short‑Term Incentive program for all regular positions.

Benefits

• Physical Health:
  • Exceptional medical, dental, vision, and life insurance benefits.
  • On‑site fitness center at HQ and rewards for completing wellness‑related activities.
• Financial Health:
  • Competitive compensation packages with bonus opportunity.
  • 401(k) with 3% Safe Harbor and 5% employer match.
  • Discounts on loan products.
  • Tuition reimbursement.
• Emotional Health:
  • Employee Assistance Program (EAP).
  • PTO for part‑time and full‑time positions.
  • Paid holidays.
• Personal Development:
  • On‑the‑job training and skills development.
  • Internal transfer opportunities for career growth.
  • Volunteer work opportunities.
• Flexible work arrangements available for specific positions.

Patelco Credit Union is an Equal Opportunity Employer: disability/veteran.