Sr. Data Analyst

Achieve; Tempe (AZ); On-site; USD 85,000 - 130,000; Full time

Job summary

Doist in Tempe, AZ seeks a Sr. Data Analyst to transform loan portfolio data into actionable insights. You’ll perform real-time analyses, build predictive models, and present findings to senior leaders, driving improvements across credit, underwriting, and growth initiatives.

You will collaborate with cross-functional teams and leverage SQL, Python, and advanced Excel to influence decision-making and optimize portfolio performance.

Qualifications

• Strong analytical capabilities to produce accurate, thoughtful recommendations for business decisions.
• Proficiency in statistical analysis, data mining, and predictive modeling.
• Proficiency in SQL and Python.
• Advanced Excel skills.
• Ability to communicate effectively with senior management.

Responsibilities

• Provide real-time analysis of loan portfolio and new originations to identify risks and opportunities.
• Identify quality breakdowns in credit/underwriting systems that create compliance risks.
• Drive improvements in credit performance by finding pockets of low-risk consumers to approve loans.
• Use multivariate statistical and predictive models to answer key business questions.
• Analyze sales and digital application funnels to identify opportunities to increase originations.
• Develop PowerPoint presentations to summarize analysis and recommendations for VP-level executives.
• Measure cost-benefit of business improvements and monitor portfolio performance.
• Hands-on role to drive proposals into implementation to deliver results.

Skills

Statistical analysis

Data mining

Advanced Excel

SQL

Python

Effective communication

Entrepreneurial mindset

Time management

Stakeholder management

Tools

PowerPoint

Job description

As a Sr. Data Analyst, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. This person must have excellent analytical capabilities in order to create accurate, thoughtful, clear recommendations that drive how we manage our business. Statistical Analysis, data mining, Advanced Excel, SQL & Python skills, effective communication skills, an entrepreneurial and proactive approach, exceptional time management and an ability to comfortably work with senior management are also critical for success in this role.

What you’ll do:

Develop and implement business improvements, including: Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returnsDetect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risksDrive improvements in credit performance by finding pockets of low risk consumer where we can approve more loansUse multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questionsAnalyze sales and digital application funnels to identify areas of opportunity to generate additional originationsDevelop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives. Measure the likely cost and benefit of business improvementsLeverage combination of following to drive actionable business insights: Financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis and forensic analysisDesign portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performancePlay an active role to drive your proposals all the way into implementation – you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.