Sr. Credit Analyst – Job # 3798-147210

Symicor Group; Milwaukee (WI); In loco; USD 108.000 - 132.000; Tempo pieno

Descrizione del lavoro

Symicor Group seeks a Sr. Credit Analyst in Milwaukee, WI to evaluate financial statements and assess creditworthiness for commercial loans. The role focuses on cash flow, repayment ability, collateral evaluation, and loan structuring.

The opportunity includes a generous salary up to $120K and a comprehensive benefits package. This is not a remote position. The analyst will prepare credit analyses, loan presentations, and financial projections, and will participate in audits and loan funding

Competenze

• Bachelor's Degree in a related field with specialized financial analysis training preferred.
• Five or more years of experience as a Credit Analyst required.
• Experienced in preparing credit presentations.
• Able to manage/process/track annual reviews of the necessary credits.
• Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Excellent written and verbal communication skills.
• Strong organizational skills with an eye for detail.
• Ability to multitask.
• Adept with spreadsheet and word processing software, as well as having experience working in a digital office environment.

Mansioni

• Prepare the basis and comprehensive credit analyses on commercial loans for credit approval.
• Analyze complex commercial credits, including income growth, margins, trends, and collateral assessment.
• Create loan presentations for the commercial loan committee.
• Assist lenders in evaluating credit proposals and proper structure.
• Grade new and existing loans.
• Prepare financial projections and stress tests.
• Present financial information to the loan committee and vote on loan presentations.
• Prepare audits on commercial loans and maintain a list of ongoing loan exceptions.
• Maintain a list of loans to be funded.

Conoscenze

Credit analysis

Financial statement analysis

Credit presentations

Communication skills

Multitasking

Analytical thinking

Formazione

Bachelor's Degree in a related field

Strumenti

Excel

Word processing

Descrizione del lavoro

Sr. Credit Analyst - To $120K - Milwaukee, WI - Job # 3798-147210.

Who We Are:

The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position:

Our bank client is seeking to fill a Sr. Credit Analyst role in the Milwaukee, WI area. The position is responsible for the analysis of financial statements and other relevant factors that accurately assess the creditworthiness of new commercial credit requests and identify and mitigate key risks. This individual will present findings and recommendations in concise written reports that focus on cash flow and ability to repay and include evaluation of collateral and appropriate structure and terms. The Commercial Credit Analyst performs ongoing reviews of the financial condition of existing commercial borrowers.

The opportunity has a generous salary of up to $120K and a benefits package. (This is not a remote position).

Sr. Credit Analyst responsibilities include:

• Responsible for preparing the basis and comprehensive credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans.
• Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks, and collateral assessment. Submits credit approval documents to appropriate personnel for decision-making.
• Analyze & create loan presentations for the commercial loan committee.
• Assist lenders in evaluating credit proposals and proper structure.
• Grade new and existing loans.
• Prepare financial projections and stress tests.
• Present financial information to the loan committee and vote on loan presentations.
• Prepare audits on commercial loans for documentation and credit exceptions, and provide recommendations. Maintain a list of ongoing loan exceptions.
• Maintain a list of loans to be funded.

Who Are You?

You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor's Degree in a related field of study, with specialized financial analysis training preferred.
• Five or more years of experience as a Credit Analyst required.
• Experienced in preparing credit presentations.
• Able to manage/process/track annual reviews of the necessary credits.
• Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Excellent written and verbal communication skills.
• Strong organizational skills with an eye for detail.
• Ability to multitask.
• Adept with spreadsheet and word processing software, as well as having experience working in a digital office environment.