Credit Analyst – Job # 3864-10637

Symicor Group; Framingham (MA); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Full benefits package

Job summary

The Symicor Group is seeking a Credit Analyst in Framingham, MA to process daily credit transactions, analyze financial statements, and document recommendations. A strong background in lending regulations and financial analysis is required, with at least five years of experience.

This on-site role offers a competitive salary and full benefits package. Responsibilities include presenting credit analyses, coordinating with lenders, and mentoring junior analysts while ensuring lending policy

Qualifications

• Five or more years of experience as a Credit Analyst.
• Bachelor's Degree or higher in a related field.
• Experience preparing credit presentations and annual reviews.

Responsibilities

• Perform in-depth financial analysis and cash-flow review.
• Process daily credit transactions per policy and maintain records.
• Evaluate loan prospects and make recommendations on approvals/denials.
• Document credit analyses with ratios, collateral and supporting data.
• Assist Commercial Lenders during client meetings as needed.
• Provide training and guidance to junior analysts.

Skills

Financial analysis

Credit presentations

Annual reviews

Lending regulations

Financial statements

Communication

Organizational skills

Multitasking

Spreadsheet

Word processing

Education

Bachelor's Degree in a related field

Tools

Excel

Job description

Credit Analyst - To $100K - Framingham, MA - Job # 3864-10637

Who We Are:

The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position:

Our bank client is seeking to fill a Credit Analyst role in the Framingham, MA market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents.

This position comes with a generous salary of up to $100K and a full benefits package. (This is not a remote position).

Credit Analyst responsibilities include:

• Performing in-depth financial analysis (spreading and analyzing financial statements).
• Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
• Analyzing data and evaluating the short- and long-run prospects of the individual or company.
• Making recommendations to appropriate personnel on the granting or denying of loans.
• Preparing sufficient information to document recommendations, if assigned to a lending function.
• Suggesting a loan grade after conducting a thorough credit analysis and documentation review.
• Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy.
• Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information.
• Accompanying Commercial Lenders on customer meetings when needed.
• Providing leadership, on-the-job training, and technical guidance to the other credit analysts.
• All other duties assigned.

Who Are You?

You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor's Degree in a related field of study; specialized financial analysis training preferred.
• Five or more years of experience as a Credit Analyst required.
• Experienced in preparing credit presentations.
• Able to manage/process/track annual reviews of the necessary credits.
• Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Excellent written and verbal communication skills.
• Strong organizational skills with an eye for detail.
• Ability to multitask.
• Adept with spreadsheet and word processing software, as well as experience working in a digital office environment.