Sr. Credit Analyst

Rayonier Advanced Materials; Jacksonville (FL); On-site; USD 55,000 - 75,000; Full time

Job summary

RYAM is seeking an experienced Credit professional to lead and coordinate the credit function, applying policy to establish and manage credit limits, monitor receivables, and work with agencies to mitigate risk across customers and sites. The role requires a bachelor’s degree in a financial field and at least three years of directly relatable experience.

You will engage with sales and finance teams to safeguard assets and improve collections, while participating in external credit forums to stay

Qualifications

• Bachelor's degree in a financial field
• Three or more years of directly relatable experience
• EOE/Vet/Disability

Responsibilities

• Investigate, prepare and recommend credit limits for new customers or existing customers, adhering to company policy
• Coordinate credit limits within sites to ensure customer limits are not exceeded
• Monitor, review and update existing credit limits to reflect current market conditions
• Monitor receivables and collection of past due accounts
• Improve and maintain customer communication to alleviate time spent by sales and marketing personnel resolving credit issues
• Use multiple credit agencies to manage risk
• Ensure all pertinent information received on customers is communicated to proper individuals
• Safeguard assets by control and collection of receivables
• Contracting out collections with various collection agencies
• Participate in outside credit forums (NACM, D&B etc)
• Preparation of Court Claim documents on bankrupt customers
• Monitor and account for D&B report usage
• Advise, recommend and/or provide pertinent credit information to other Groups within the corporation
• Additional duties as assigned

Education

Bachelor's degree in a financial field

Job description

About RYAM

About RYAM RYAM is a global leader of high purity cellulose commonly used in the production of filters, food, pharmaceuticals, high performance plastics, propellants and various other industrial applications. RYAM’s specialized assets, capable of creating the world’s leading cellulose specialties products, are also used to produce cellulose viscose pulp, cellulose fluff pulp, paperboard, high yield pulp and various value-added co-products, including biofuels, bioelectricity and lignin. With manufacturing operations in the U.S., Canada and France, RYAM generated $1.5 billion of revenue in 2025. More information is available at www.ryam.com RYAM's intellectual property and manufacturing processes have been developed over 100 years, resulting in unique properties and very high quality and consistency. RYAM is consistently ranked among the nation's top 50 exporters and delivers products to 79 ports around the world, serving customers in over 40 countries across five continents. At RYAM, we’re shaping the future of talent. RYAM has a specific purpose…to be the world’s leading manufacturer of renewable products, including paper, packaging, and high purity cellulose. We want smart, innovative people who can find new ways to solve challenging problems. We need talented professionals across multiple disciplines who want to contribute to the company’s mission and advance its vision, while also shaping its future.

How you’ll shape the future of the Credit Department

This position will be responsible for providing and coordinating a credit and collection service while ensuring proper control of the credit function by application of company policy, principles and guidelines.

Responsibilities

• Investigation, preparation and recommendation of credit limits for new customers or existing customers, adhering to company policy
• Co-ordination of credit limits within sites to ensure customer limits are not exceeded
• Monitor, review and update existing credit limits to reflect current market conditions
• Monitoring of receivables and collection of past due accounts
• Improve and maintain customer communication to alleviate time spent by sales and marketing personnel resolving credit issues
• Use multiple credit agencies to manage risk
• Ensure all pertinent information received on customers is communicated to proper individuals
• Safeguard assets by control and collection of receivables
• Contracting out collections with various collection agencies
• Participate in outside credit forums (NACM, D&B etc)
• Preparation of Court Claim documents on bankrupt customers
• Monitor and account for D&B report usage
• Advise, recommend and/or provide pertinent credit information to other Groups within the corporation
• Additional duties as assigned

Requirements

• A bachelor's degree in a financial field of study
• Three or more years of directly relatable experience
• EOE/Vet/Disability

Come join the RYAM team! Our success is directly related to the success of our employees. We strive to create an environment where every employee has an opportunity for personal and professional growth. From skills training and leadership development programs to tuition assistance, we empower our employees to become highly-effective team members and advance their careers. We offer formal training for professional development and world-class manufacturing skills. RYAM also strives to create a positive work environment and a commitment to best-in-class safety performance.