Sr CRA Manager

LendingClub; Lehi, Northern (UT, KY); Hybrid; USD 101,000 - 119,000; Full time

Benefits offered by this job

Hybrid work model

Relocation assistance

Medical, dental & vision plans

401(k) match

Paid parental leave

Job summary

Happen Bank is seeking a Sr CRA Manager to lead the strategy, execution, and ongoing enhancement of the CRA program and strategic plan. You will monitor performance, strengthen governance, and ensure regulatory readiness across lending, investment, service, and community development activities.

You will oversee data collection, reporting, and documentation, build partnerships with community organizations, and drive CRA-related training and audits while collaborating with senior leadership to

Qualifications

• 6+ years of CRA or related regulatory experience in a bank or regulated financial institution.
• Deep working knowledge of the CRA, implementing regulations, interagency guidance, and related regulatory expectations.
• Experience managing CRA programs, including Strategic Plans, data collection, documentation and reporting.
• Proven experience leading CRA examinations with regulators.
• Experience developing and executing CRA strategies aligned with business objectives and community needs.
• Strong understanding of retail banking products, deposits and lending.
• Ability to build relationships with community organizations and internal stakeholders.
• Strong analytical skills to evaluate CRA performance and translate findings for management.
• Excellent written and verbal communication; ability to present to executives and boards.
• Strong organizational skills and ability to manage multiple priorities and deadlines; AI tool awareness.

Responsibilities

• Partner with senior leadership to develop and execute a multi-year CRA strategy and plan.
• Monitor CRA performance and prepare governance reporting with recommendations.
• Oversee CRA data collection, validation, monitoring and reporting across activities.
• Maintain CRA documentation and regulatory records, including public files.
• Conduct community outreach to identify needs and develop programs with leadership.
• Build relationships with nonprofits and for-profit partners to identify CRA opportunities.
• Manage the CRA donations budget and coordinate volunteer opportunities.
• Provide CRA subject-matter expertise and training across the Bank.
• Lead CRA audits and regulatory examinations, including remediation activities.

Skills

CRA expertise

Regulatory knowledge

Data analysis

Regulatory reporting

Stakeholder collaboration

Communication skills

Time management

AI tool usage

Education

Bachelor's degree or higher

Job description

Happen Bank(formerly LendingClub)is built around a simple purpose: to clear the way to help people turn intention into action, and action intofinancial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the Role

Happen Bank is seeking a Sr CRA Manager to support the strategy, execution, and ongoing enhancement of the Bank’s Community Reinvestment Act (CRA) Program and CRA Strategic Plan. In this role, you’ll apply deep CRA expertise to monitor performance, strengthen governance, advance community development activities, and maintain regulatory and examination readiness

What You'll Do

• Partner with senior leadership to develop, maintain, and execute Happen Bank’s multi-year CRA strategy and Strategic Plan, monitoring performance against established goals and identifying areas requiring additional focus
• Monitor and analyze CRA performance and prepare reporting for the Community Reinvestment Committee, CRA Working Group, and other governance forums, providing recommendations to align performance with defined objectives and metrics
• Oversee CRA data collection, validation, monitoring, and reporting across lending, investment, service, and community development activities, including personal loan performance for low- and moderate-income borrowers and geographies and required residential mortgage and small business loan data
• Maintain CRA documentation and regulatory records, including the Bank’s CRA public file and supporting documentation for qualifying activities
• Conduct community outreach within the Bank’s CRA assessment areas to identify credit, service, and community development needs and partner with leadership to develop programs and goals that address those needs
• Build relationships with for-profit and nonprofit organizations to identify and evaluate CRA-qualified lending, investment, donation, and community development opportunities consistent with safe and sound banking practices
• Manage the Bank’s CRA donations budget and coordinate volunteer and community development service opportunities, increasing employee awareness and participation while ensuring activities support qualified low- and moderate-income communities
• Provide CRA subject-matter expertise across the Bank, ensure appropriate CRA training for employees and the Board, monitor regulatory developments, and support implementation of applicable regulatory changes
• Lead and support CRA audits and regulatory examinations, including Performance Evaluations, documentation preparation, regulatory responses, and remediation activities

About You

• 6+ years of progressive experience in CRA or a related regulatory function within a bank or regulated financial institution; bachelor’s degree or higher in a related field; or equivalent combination of education and work experience
• Deep working knowledge of the Community Reinvestment Act, implementing regulations, interagency guidance, and related regulatory expectations
• Demonstrated experience managing CRA programs, including Strategic Plans, performance context, data collection and analysis, documentation, regulatory reporting, and community development activities
• Proven experience leading CRA examinations and interacting directly with federal and/or state banking regulators
• Experience developing and executing CRA strategies aligned with business objectives, community needs, and regulatory expectations
• Strong understanding of retail banking products, deposit operations, lending activities, and community development programs
• Demonstrated ability to build relationships with community organizations, business partners, and internal stakeholders and to develop long- and short-term plans that advance CRA objectives
• Strong analytical skills with the ability to evaluate CRA performance, identify trends and gaps, and translate findings into clear recommendations for management
• Excellent written and verbal communication skills, including experience preparing and presenting materials to executive management, Board committees, and other governance forums
• Strong organizational skills with the ability to manage multiple priorities and regulatory deadlines independently while exercising sound judgment
• You have hands-on experience using AI tools to accelerate your work and improve output quality. You’re thoughtful about data sensitivity, regulatory accuracy, and the limitations of AI, and you know where independent human judgment and validation remain essential

Work LocationLehi The above locations are eligible offices for this role.The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered.Happen Bank offers relocation, based on actual job level. Time Zone Requirements Local hours (MT) While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary. Travel Requirements As needed travel to Happen Bank offices and/or other locations, as needed. Compensation The target base salary range for this position is 101,000-119,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings). We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more. #LI-SS1 #LI-Hybrid

Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [e-mail].

Notice on AI Tool Use

For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process.

You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out.

During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment.

We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure .

We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.

About Us

Happen Bank(formerly LendingClub)is built around a simple purpose: to clear the way to help people turn intention into action, and action intofinancial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.