Sr. Counsel, Commercial Transactions - Remote

CSAA Insurance Group; California (MO); Hybrid; USD 178,000 - 237,000; Full time

Benefits offered by this job

Annual bonus eligibility

Remote‑first / remote‑friendly culture

Job summary

CSAA Insurance Group is seeking a Sr. Counsel, Commercial Transactions to join CSAA’s Commercial Contracts function. This senior attorney role focuses on sophisticated insurance transactions—not policies—covering agency and aggregator relationships, reinsurance, and multi-party programs.

You will structure, draft, and negotiate agreements and translate new business models into clear insurance risk allocations. Remote nationwide role with travel as needed.

Qualifications

• J.D. from an accredited U.S. law school and bar admission in good standing in the state of residency.
• 10+ years of experience in a relevant practice area.
• Substantial knowledge of current law and issues within area of specialty.
• Ability to communicate verbally and in writing in an organized, effective, and timely manner.
• Ability to work in an organized and efficient manner.

Responsibilities

• Lead the structuring, drafting, and negotiation of complex insurance distribution arrangements, including agency and aggregator relationships.
• Advise on reinsurance transactions, including inbound, outbound, catastrophe, and opportunistic reinsurance.
• Structure complex, often multi-party insurance programs and commercial transactions, including fleet programs, fronting arrangements, deductible structures, collateral arrangements, MGA relationships, and related agreements.
• Coordinate suites of interrelated agreements and translate novel business models into workable legal structures.

Education

J.D. from an accredited U.S. law school and bar admission in good standing in the state of residency

Job description

Job Information

CSAA Insurance Group (CSAA IG), a AAA insurer, is one of the leading personal lines property and casualty insurance groups in the United States. Here, every employee shapes our mission. We build innovative, human-centered solutions that help AAA members prevent, prepare for, and recover from life’s uncertainties. You will join a collaborative, inclusive culture where your strengths have room to grow and your ideas can drive real impact. Step into a role where you can contribute to our shared success through meaningful work. We are actively hiring for a Sr. Counsel, Commercial Transactions.

Location: California - Home Teleworkers; Additional Locations: Alabama - Home Teleworkers, Arizona - Home Teleworkers, Arkansas - Home Teleworkers, Colorado - Home Teleworkers, Connecticut - Home Teleworkers, Delaware - Home Teleworker, District of Columbia - Home Teleworkers, Florida - Home Teleworkers, Georgia - Home Teleworkers, Idaho - Home Teleworkers, Illinois - Home Teleworkers, Indiana - Home Teleworkers, Iowa - Home Teleworkers, Kansas - Home Teleworker, Kentucky - Home Teleworkers, Louisiana - Home Teleworkers, Maine - Home Teleworkers, Maryland - Home Teleworkers, Massachusetts - Home Teleworkers, Michigan - Home Teleworkers, Minnesota - Home Teleworkers, Mississippi - Home Teleworker, Missouri - Home Teleworker, Montana - Home Teleworkers; {+ 21 more}.

Your Role

This is a senior attorney role in CSAA’s Commercial Contracts function, which handles the organization’s procurement and insurance contracts. The primary focus is sophisticated insurance transactions—not insurance policies—including distribution arrangements, reinsurance, and complex commercial insurance programs. You will work with business partners to structure transactions, solve novel legal and business problems, and translate new business models into clear allocations of insurance risk, economic exposure, regulatory and operational responsibility, and contractual rights. The role also offers opportunities to contribute to broader company initiatives, process improvement, and adjacent areas handled by the team.

Your Work

Lead the structuring, drafting, and negotiation of complex insurance distribution arrangements, including agency and aggregator relationships. Advise on reinsurance transactions, including inbound, outbound, catastrophe, and opportunistic reinsurance. Structure complex, often multi-party insurance programs and commercial transactions, including fleet programs, fronting arrangements, high- or 100% deductible structures, collateral arrangements, MGA or program administrator relationships, and related program, third-party claims administration, and service agreements. Coordinate suites of interrelated agreements and help business partners translate novel business models into workable legal and commercial structures. Partner across the organization on strategic and emerging initiatives, and contribute as needed to other areas handled by the team, including general commercial contracts, intellectual property, and marketing matters. Participate in Legal department and company process-improvement initiatives, including thoughtful adoption of new tools and approaches to delivering legal services.

Required Experience, Education and Skills

• J.D. from an accredited U.S. law school and bar admission in good standing in the state of residency.


• 10+ years of experience in a relevant practice area.


• Substantial knowledge of current law and issues within area of specialty.


• Ability to communicate verbally and in writing in an organized, effective, and timely manner.


• Ability to work in an organized and efficient manner.

What would make us excited about you

• Strong intellectual capability, including deep understanding of legal principles and the ability to convert business goals and problems into clear legal structures and solutions, including in areas where the business model or legal structure is not established.


• Excellent communication skills.


• Strong alignment with CSAA’s culture, which is collaborative, flexible and results-oriented.


• Intellectual curiosity and commitment to growth.


• Leadership mindset, including strong judgment, initiative, ownership, and the ability to influence and bring others along.


• AI adopter; we believe LLMs are transforming and will continue to transform how we efficiently deliver excellent legal services.


• Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross‑functional projects).


• Champions our cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.).


• Demonstrates a company ownership mindset, thinking beyond boundaries of their own area.


• Travels as needed for role, including divisional / team meetings and other in‑person meetings.


• Fulfills business needs, which may include investing extra time, helping other teams, etc.

Eligibility and Work Authorization

Applicants must have authorization to work indefinitely in the US. CSAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Salary and Benefits

The national average salary range for this position is $177,525.00-$197,250.00. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on work location. The starting pay range for this position across all the states we hire in is $177,525.00-$236,650.00. This role also includes an opportunity for a company‑wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 15% of eligible pay. Colorado Specific Job Range: $177,525.00 - $216,950.00.

We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more!

Annual Incentive Plan (AIP) opportunities include up to 15% of eligible pay.

Remote Employment Policy

This role is not open to Hawaii and Alaska. Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.

Company Culture and Values

Why Join a Career at CSAA IG? At CSAA IG, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive. Recognition: We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more! Career Growth: We believe in growth for everyone. Here at CSAA IG, leaders and mentors partner with employees to align interests, unlock development opportunities, and support long‑term success. Flexible Workplace: We embrace a remote‑first culture through our Flexible Workplace. Most employees hold Home‑Flex roles, working primarily from home, often with the flexibility to work from various locations including CSAA offices. Sustainability: As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact. Inclusion and Belonging: An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members.

Equal Opportunity Employment

CSAA Insurance Group is an equal opportunity employer.

Company Overview

CSAA Insurance Group offers automobile, home and other personal lines of insurance to AAA Members in 23 states and the District of Columbia. Founded in 1914, the company has been rated "A" or better by AM Best for more than 90 years and, with over $8 billion in revenue, is one of the top personal lines property casualty insurance groups in the United States. Guided by care for people and communities, we cultivate an inclusive and flexible culture that strengthens connection, supports belonging, and empowers employees to make a meaningful difference for those we serve. We prioritize human connection for the AAA members and commercial partners we serve and the employees who bring our shared mission to life. We build a culture of inclusion and belonging that supports community for all. We prioritize people over places, creating a flexible workplace where 95% of employees work remotely and gather in‑person for moments that matter. We take responsibility for the world around us by serving our communities and supporting meaningful action to build a sustainable future.

For more information on CSAA, please visit www.csaa-insurance.aaa.com. For more information on life at CSAA, please visit https://careers.csaainsurance.aaa.com/us/en/.