Sr Consumer Loan Ops Rep - Bank

Thrivent Financial; Appleton (WI); On-site; USD 29,000 - 39,000; Full time

Benefits offered by this job

Paid time off

Paid holidays

Health benefits

Job summary

Thrivent Financial in Appleton, WI is seeking a Senior Consumer Loan Operations Representative to provide expert technical and operational support for consumer loan processing and home equity servicing.

With minimal supervision, you will handle complex transactions, review reports, train new hires, and identify process improvements. You will collaborate with the Consumer Loan Ops Lead and Manager to optimize workflows and ensure compliance with policy.

Qualifications

• High School or equivalent required.
• Three years banking operations experience with customer service preferred.
• Strong communication and customer-service skills.
• Ability to work independently and as part of a team with deadlines.
• Perform system testing and complete test cases in loan origination and core platforms.
• Associate or bachelor’s degree preferred.

Responsibilities

• Create and review consumer loan closing packages for compliance with regulatory and bank lending policy.
• Handle simple and complex home equity or consumer loan transactions.
• Review scheduled reports for exceptions, errors, auditing, and maintenance tasks.
• Meet quality and productivity standards in a fast-paced loan production environment.
• Respond to verbal and written inquiries from internal and external clients.
• Act as SME on consumer loan processing and home equity and servicing functions.
• Assist with training new hires and identify process improvements.

Skills

Banking operations

Customer service

Communication

Problem solving

Teamwork

Attention to detail

Education

Associate or Bachelor's degree

Tools

Loan origination system

Core processor

Job description

Sr Consumer Loan Ops Rep - Bank### Sr Consumer Loan Ops Rep - BankApply: WI - Appleton: Full time: Posted Yesterday: REQ-48670With little direct supervision, this position provides expert technical and operational support, training and knowledge for all functions related to the banks consumer loan processing and servicing operations functions and home equity servicing operations. This position will focus on handling complex loan transactions and will be a Subject Matter Expert on system functions and processes within the Consumer Loan Operations team. This role will also work directly with the Consumer Loan Operations Lead and Manager to assist in identifying process improvements and efficiencies within the team. This position will require working in the Operation Center Office in Appleton, WI as needed.**DUTIES & RESPONSIBILITIES:*** Create and review consumer loan closing packages to ensure compliance with regulatory and bank lending policy.* Responsible to handle all simple and complex aspects of home equity or consumer loan transactions including but not limited to escrow disbursements, annual escrow analysis, flood tracking, file maintenance, satisfactions, and subordination requests.* Reviews various scheduled reports, as assigned, for exceptions, errors, auditing, and to perform maintenance transactions.* Meet quality and productivity standards and perform in a fast-paced loan production environment.* Accountable for responding to verbal and written inquiries from internal and external clients in accordance with department procedures.* Make decisions independently. Serves in a back-up role when the Consumer Loan Operations management team is not available for escalated problem situations.* Act as subject matter expert and team resource on consumer loan processing as well as home equity and consumer loan servicing functions.* Assist with training new hires and the team on processes and procedures within the department.* Contribute to identifying process improvements and efficiencies within the team.* Resolves problems while interacting with both internal and external clients, including escalated customer situations.* Ability to take on and manage additional projects outside of the regular team tasks.* Models Thrivent’s leadership competencies – courage, collaboration, and commitment by demonstrating resiliency, working together to make the best decisions, and holding yourself and others accountable. * Supports and/or develops an environment in which Thrivent employees and colleagues are focused on continuous improvement, exceptional employee engagement, and an unwavering commitment to our clients.* Shapes and/or supports a culture that represents the Thrivent purpose, promise and values, ensuring that Thrivent’s trust and reputation remain strong with its clients.* This role will require working directly with the bank’s internal and external clients to accurately manage all requests in a confidential and timely manner according to service level agreements and standard operating procedures.* This role will interface with Bank leadership to resolve complex situations as well as provide training and act as a resource for Consumer Loan Ops Reps.* This role also requires strong partnerships and communication between the Personal Banking Team to ensure we are delivering the best experience for our clients with the onboarding of new consumer loans.* This role will require working with external vendors that support our processes, which primarily include our loan origination system, core processor and vendor supporting our lien releases. **QUALIFICATIONS & SKILLS:** ***Required:**** High School/equivalent.* Three years banking operations experience required with customer service experience preferred* Strong communication (written and verbal), interpersonal and customer-service skills* Demonstrate excellent problem resolution skills* Ability to work accurately, both independently and as part of a team, with interruptions to meet deadlines* Perform system testing and complete test cases in the loan origination and core platforms***Preferred:**** An associate or bachelor’s degree preferred* Ability to coordinate multiple tasks simultaneously* Bank operations platform experience preferredPay TransparencyThrivent’s long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $20.79 - $28.12 per hour, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important.Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits.The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent’s plans/policies are subject to change at any time at Thrivent’s discretion.*Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color,* *sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants.**Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to [e-mail] or call 800-847-4836 and request Human Resources.*### About UsAt Thrivent, we believe money is a tool, not a goal. Driven by a higher purpose at our core, we are committed to providing financial advice, investments, insurance, banking and generosity programs to help people make the most of all they’ve been given. At our heart, we are a membership-owned fraternal organization, as well as a holistic financial services organization, dedicated to serving the unique needs of our customers. We focus on their goals and priorities, guiding them toward financial choices that will help them live the life they want today—and tomorrow.For over 100 years, Thrivent has been helping people build their financial futures and live more generous lives. Today, it’s a Fortune 500 company that offers a full range of expert financial solutions, serving more than 2 million customers, as well as the communities in which they live and work.Thrivent fosters a diverse workforce to serve our diverse clientele, reflecting a wide range of backgrounds and experiences. If you’re intrigued about our work and the possibility of becoming part of it, we invite you to visit Thrivent.com to learn more. You won’t just build a career; you’ll be part of an organization focused on growing, innovating, and serving.