Sr Compliance Data Analyst

lendingclub; United States; Hybrid; USD 81,000 - 125,000; Full time

Benefits offered by this job

Competitive benefits package

Job summary

Happen Bank is seeking a compliance data analytics professional to develop, implement, and maintain reports to support the Compliance organization. The role focuses on BSA/AML monitoring, watchlist screening, and regulatory reporting.

You will collaborate with Compliance, Technology, Model Risk Management, and Data Engineering teams, perform UAT, and bring AI techniques to improve risk identification and reporting for executive leadership.

Qualifications

• 2–5 years of analytics experience with SQL, RStudio, Python.
• 2+ years of compliance/financial crimes experience in a regulated financial institution.
• Knowledge of BSA/AML laws and regulations incl. USA PATRIOT Act and OFAC/sanctions.
• Experience with AI tools as part of your analytics toolkit.
• Strong communication and ability to simplify complex analysis.

Responsibilities

• Conduct tuning of existing BSA/AML transaction monitoring models/rules and watchlist screening processes; develop new processes as needed
• Execute on initiatives to streamline operational processes related to ad-hoc reporting and ongoing performance monitoring related to BSA/AML and regulatory compliance
• Enhance and Develop Community-Reinvestment Act (CRA) reporting to support the strategic plan
• Provide support for other Compliance related initiatives and activities as needed, including internal and external audits or regulatory exams and strategic projects; Collaborate with partners across Compliance, Technology, Model Risk Management, and Data Engineering to support deliverables
• Perform ongoing User-Acceptance Testing (UAT) to support new products/channels, ensuring coverage in transaction monitoring, customer risk rating, and screening models as required
• Use creativity, analytical expertise, and sound judgment to identify and mitigate risk
• Use AI tools fluently and stay current on new AI use cases, methods and bring them into your work thoughtfully
• Assist in preparing periodic reporting materials for executive leadership
• Assist in regulatory exam readiness and internal audit reviews

Skills

SQL

Python

Education

Bachelor's degree or higher

CAMS certification

Tools

RStudio

Job description

About the Role

Happen Bank's Compliance Team is looking for an experienced compliance data analytics professional to join the team. In this role, you will be responsible for developing, implementing, and maintaining various reports and processes to support the Compliance organization.

What You'll Do

• Conduct tuning of existing BSA/AML transaction monitoring models/rules and watchlist screening processes; develop new processes as needed
• Execute on initiatives to streamline operational processes related to ad-hoc reporting and ongoing performance monitoring related to BSA/AML and regulatory compliance
• Enhance and Develop Community-Reinvestment Act (CRA) reporting to support the strategic plan
• Provide support for other Compliance related initiatives and activities as needed, including internal and external audits or regulatory exams and strategic projects; Collaborate with partners across Compliance, Technology, Model Risk Management, and Data Engineering to support deliverables
• Perform ongoing User-Acceptance Testing (UAT) to support new products/channels, ensuring coverage in transaction monitoring, customer risk rating, and screening models as required
• Use creativity, analytical expertise, and sound judgment to identify and mitigate risk
• Use AI tools fluently and stay current on new AI use cases, methods and bring them into your work thoughtfully
• Assist in preparing periodic reporting materials for executive leadership
• Assist in regulatory exam readiness and internal audit reviews

About You

• 2-5 years of analytics experience with technical proficiencies in SQL, RStudio, Python, etc.
• 2+ years of compliance/financial crimes compliance experience in a regulated financial institution with a background in fintech preferred
• Knowledge of BSA/AML laws and regulations, including but not limited to the Bank Secrecy Act, the USA PATRIOT Act, and OFAC/sanctions requirements, Equal Credit Opportunity Act, the Fair Housing Act, CRA and other laws and regulations related to fair and responsible banking; CAMS or other AML certification is a plus
• Experience and inquisitive in the use of AI tools as part of your analytical toolkit - for exploration, pattern recognition, and modeling
• Effective communicator who can tailor discussions to various audiences; You have the ability to simplify complex analysis for non-technical audiences
• Passion for driving change with an ability to navigate multiple high and sometimes competing priorities
• Strong problem-solving skills and comfort working with ambiguity
• Bachelor's degree or higher, or equivalent combination of education and experience

Work Location

San Francisco, Lehi, New York

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role's team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role's success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.

Time Zone Requirements

Local hours (PT, MT, ET)

Travel Requirements

As needed travel to Happen Bank offices and/or other locations, as needed.

Compensation

The target base salary range for this position is 81,000-125,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We're creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

Equal Opportunity Employment

Happen Bank is an equal opportunity employer and dedicated to diversity, equi

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