Sr. Commercial Lender (C&I)

Security National Bank; Omaha (NE); On-site; USD 90,000 - 130,000; Full time

Job summary

Security National Bank is seeking a seasoned professional to develop and service banking relationships with both new and existing commercial loan customers in Omaha, Nebraska. The role emphasizes growing profitability by attracting new commercial loan and deposit accounts, while maintaining strong relationships for loans and fee-based services.

The ideal candidate has a minimum of a four-year degree in accounting, finance, or business administration and at least 10 years of commercial lending

Qualifications

• Minimum of a four-year degree with emphasis in accounting, finance, or business administration, or equivalent commercial credit analysis experience required.
• Minimum of 10 years of successful commercial lending experience handling a loan portfolio of up to $30MM or equivalent credit analysis experience.
• Ability to communicate effectively both verbally and in writing; strong interpersonal skills.

Responsibilities

• Develop and service banking relationships with both new and existing commercial loan customers.
• Grow bank profitability by attracting new commercial loan and deposit accounts through referrals, leads, and prospecting.
• Maintain relationships with existing customers for loans, deposits, and fee-based services; manage loan portfolio up to $30MM.
• Ensure compliance with regulations, pursue new business opportunities through commercial lending, wealth management, mortgage lending, and retail teams.

Skills

Communication

Interpersonal skills

Attendance reliability

Education

Four-year degree (Accounting/Finance/Business)

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

JOB SUMMARY

This position is responsible for developing and servicing banking relationships with both new and existing commercial loan customers.

ESSENTIAL FUNCTIONS

Grow Bank Profitably by Attracting New Customers & Services (40%)

• Help the Bank grow profitably by attracting new commercial loan and deposit accounts, primarily by calling on existing and potential customers gathered from referrals, business leads and by prospecting.

Grow Bank Profitably by Maintaining Existing Customers (20%)

• Help the Bank grow profitably by maintaining relationships with existing customers for loans, deposits, and fee-based services.
• Capable of handling a loan portfolio of up $35MM in outstanding's.

Maintain High Asset Quality (15%)

• Comply with all regulatory and compliance requirements, managing past-due loans and overdrafts, monitoring credits, and managing problem credits to avoid losses.
• Pursue new business opportunities through actively involving commercial lending, private client services, wealth management, mortgage lending, and retail as an integrated team.
• Establish periodic meetings, determining strategy, executing on that strategy, and documenting results.

Provide Business Banking Services at Designated Branch Location(s) (10%)

Other Duties as Assigned (10%)

• Daily review of overdrafts.
• Data input using borrower financial statement analysis.
• Facilitate the processing of loans and loan applications in compliance with regulations.

KNOWLEDGE, SKILLS AND ABILITIES

• Ability to communicate effectively both verbally and in writing.
• Ability to administer and monitor loans properly throughout the entire loan process as well as develop business for the Bank, particularly through the use of strong interpersonal skills.
• Ability to maintain predictable and reliable attendance.

EDUCATION*

• Minimum of a four-year degree with emphasis in accounting, finance, or business administration, or equivalent commercial credit analysis experience required.

EXPERIENCE*

• Minimum of 10 years of successful commercial lending experience handling a loan portfolio of up to $30MM or equivalent credit analysis experience.

*Equivalent education and experience will be considered

PHYSICAL REQUIREMENTS

While performing the duties of this job, the employee is regularly required to stand; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee frequently is required to walk. The employee is occasionally required to stoop or kneel. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and depth perception.

WORKING CONDITIONS

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

AFFIRMATIVE ACTION

Security National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.