Sr. Commercial Credit Analyst – Up to $80K – Arlington Heights, IL – Job # 2165

The Symicor Group; Arlington Heights (IL); On-site; USD 68,000 - 80,000; Full time

Job summary

A boutique talent acquisition firm is seeking a Sr. Commercial Credit Analyst in Arlington Heights, IL. The role involves processing credit transactions, analyzing financial statements, and ensuring compliance with bank policies, offering up to $80K in salary and a full benefits package.

Qualifications

• Five or more years of Credit Analyst experience in managing commercial loan accounts.
• SBA 7(a) credit analysis experience is highly desirable.
• Strong knowledge of loan agreements and accounting.

Responsibilities

• Reviewing and analyzing financial statements including calculating performance ratios.
• Evaluating overall credit risk of small business applicants.
• Communicating with lending team and borrowers to resolve issues.

Skills

Financial analysis

Credit analysis

Communication

Detail-oriented

Organizational skills

Education

Bachelor’s degree in finance or accounting

Tools

Word

Excel

Job description

Sr. Commercial Credit Analyst – Up to $80K – Arlington Heights, IL – Job # 2165

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our bank client is seeking to fill a Sr. Commercial Credit Analyst role located in the Arlington Heights, ILmarket. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents.

This position comes with a generous salary of up to $80K and full benefits package.

Sr. Commercial Credit Analyst responsibilities include:

• Reviewing and analyzing financial statements including calculating performance ratios and financial covenants.
• Evaluating overall credit risk of small business applicants and their owners to determine repayment ability of C&I loans and overall business performance via ratio analysis and comparative trends.
• Analyzing financial data from borrowers for new, renewal, and existing business loans, including financial statements, tax returns, personal financial statements, financial projections, business plans, and information from credit bureaus and other financial institutions.
• Reviewing loan requests for SBA 7(a) eligible structure and eligible use of proceeds
• Communicating with lending team and directly with borrowers to resolve issues and provide a comprehensive review of loan requests.
• Preparing written presentations for credit requests fully assessing and exhibiting the request’s risk profile.
• Ensuring compliance with established bank policies and procedures.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor’s degree preferred in finance or accounting.
• Five or more years of Credit Analyst experience in managing commercial loan accounts, preferably SBA loans.
• SBA 7(a) credit analysis experience is highly desirable.
• Working knowledge of financial analysis and accounting theory, and the ability to write clearly, logically, and analytically.
• Strong knowledge of loan agreements, assumptions, accounting, loan structuring, and collateral procedures.
• Knowledge of banking industry practices relative to bank loan operations with respect to loan products and services.
• High level of analytical ability.
• Effective verbal and written communication skills; ability to maintain the confidentiality of information, as appropriate.
• Practical working knowledge of financial statement analysis.
• Solid Computer literacy skills (Word, Excel) with accurate data entry skills and the ability to master specific software programs used to spread financial information.
• A high level of initiative, thoroughness, accuracy, and organizational skills required.
• Detail-oriented with good organizational and effective judgment skills.

The next step is yours. Email us your current resume along with the position you are considering to: