Sr Business Development Manager (SBL)

LendingClub; Utah; On-site; USD 115,000 - 135,000; Full time

Benefits offered by this job

Medical plan

Dental plan

Vision plan

401(k) match

Wellness programs

Flexible time off

Parental leave (16 wks)

Job summary

Happen Bank seeks a Sr Business Development Manager, SBL to grow its SBA and conventional lending portfolio. You will develop new client relationships, deliver financing solutions, and partner with COIs and internal teams to originate high-quality loans with excellent service.

You will build trusted relationships, identify opportunities, and navigate lending decisions while maintaining credit quality and regulatory compliance. Hybrid remote/in-office work and time-zone flexibility are expected.

Qualifications

• 6+ years SBA lending experience including SBA 7(a) and 504, plus conventional loans.
• Bachelor’s degree in a related field or equivalent experience.
• Proven success building referral networks and sourcing new opportunities.

Responsibilities

• Grow a portfolio of SBA 7(a), 504, and conventional loans while maintaining credit quality.
• Develop referral networks with COIs, CDC offices, and community partners.
• Guide clients through qualification to closing with a focus on customer experience.
• Evaluate opportunities via financials, cash flow, collateral, and pricing.
• Collaborate with credit and operations for underwriting and closing.

Skills

SBA lending

Relationship building

Financial analysis

Credit underwriting

Pricing & structuring

Communication

Education

Bachelor’s degree in related field

Job description

Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the Role

The Sr Business Development Manager, SBL is responsible for growing Happen Bank's SBA and conventional commercial lending portfolio by developing new client relationships and delivering financing solutions that help small businesses achieve their goals. In this role, you'll partner with clients, referral sources, and internal stakeholders to originate high-quality loans while providing an exceptional customer experience throughout the lending lifecycle. You'll play a key role in expanding LendingClub's presence in the market by building trusted relationships, identifying new business opportunities, and delivering solutions that support both client success and business growth.

What You'll Do

• Develop and grow a portfolio of SBA 7(a), 504, and conventional commercial lending relationships, achieving annual production goals while maintaining strong credit quality.
• Build and maintain referral networks through centers of influence (COIs), CDC offices, and community partnerships to generate new lending opportunities.
• Guide clients through the lending process, from initial qualification through closing, serving as their primary point of contact and ensuring a positive customer experience.
• Evaluate lending opportunities by assessing financial statements, cash flow, collateral, loan structure, and program eligibility.
• Partner with internal credit and operations teams to prepare complete loan packages and facilitate efficient underwriting and closing.
• Cross-sell Happen Bank products and services while identifying opportunities to deepen client relationships.
• Represent Happen Bank within the community through networking events, industry organizations, and business development activities that strengthen brand awareness and referral partnerships.

About You

• 6+ years of SBA lending experience; bachelor's degree in a related field; or equivalent combination of education and work experience.
• Experience originating SBA 7(a), 504, and conventional commercial loans.
• Proven success developing referral networks and generating new business opportunities.
• Strong financial analysis skills, including cash flow analysis, financial statements, collateral evaluation, loan structuring, and pricing.
• Strong understanding of SBA lending programs and commercial credit underwriting principles.
• Excellent relationship management, communication, and presentation skills.
• You build trusted relationships with clients and business partners and proactively identify opportunities to grow your portfolio.
• You use sound judgment to balance client needs, business objectives, and credit quality while navigating complex lending decisions.
• You use AI tools thoughtfully to improve research, organization, and productivity while maintaining accuracy, confidentiality, and regulatory compliance.

Nice to Have

• Existing network of Centers of Influence (COIs) and referral partners.
• Experience working with CDC offices and SBA lending programs.
• Experience in commercial banking or financial services sales.

Work Location

Remote The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.

Time Zone Requirements

Local hours (PT, MT, CT, ET) While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements

As needed travel to Happen Bank offices and/or other locations, as needed.

Compensation

The target base salary range for this position is 115,000-135,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

Benefits

• Medical plans for employees and their families.
• Dental and vision plans for employees and their families.
• 401(k) match.
• Health and wellness programs.
• Flexible time off policies for salaried employees.
• Up to 16 weeks paid parental leave.
• More benefits.

Equal Opportunity

Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace.

We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics.

We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [e-mail].

Notice on AI Tool Use

For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process. You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out. During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment. We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure. We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.

Company Overview

Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

To learn more visit us at happen.com Please review Happen Bank Work-related Privacy Disclosure.