Sr. BSA/AML Operations Analyst

Green Dot Corporation; United States; Remote; USD 90,000 - 135,000; Full time

Benefits offered by this job

Remote work within United States

Job summary

Green Dot Corporation in the United States is seeking a Sr. BSA/AML Operations Analyst to strengthen our BSA/AML/OFAC program. You will analyze large datasets, review alerts, and support regulatory reporting to protect customers and the company.

The role requires 5+ years of BSA/AML/OFAC experience, strong Excel skills, and the ability to work remotely within the U.S. Financial crime investigations, SARS reporting, and collaboration with regulatory officials are key aspects of the job.

Qualifications

• 5+ years of BSA/AML/OFAC related activities in financial services.
• Experience writing SARS (Suspicious Activity Reports).
• Experience conducting financial crime investigations or monitoring.
• High school diploma or equivalent.
• Excellent Excel skills with MS Office proficiency.
• Ability to work in the U.S. without sponsorship.

Responsibilities

• Analyzing large, complex datasets of existing transaction monitoring reports to determine necessary enhanced due diligence or investigations.
• Managing BSA/AML processes to meet SLAs, regulatory requirements and internal procedures.
• Filing SARs, CTRs and other required documents with proper logging and documentation.
• Developing expertise on BSA/AML controls and corresponding front-end and back-end systems.
• Reviewing reports and recommending process enhancements to capture unusual activity while limiting false positives.
• Overseeing partner relationships from a BSA/AML standpoint and acting as SME for the product.
• Leading training sessions within the BSA team and with partners.
• Using analytical skills to generate leads and map suspicious activity to identify trends.

Job description

We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.

JOB DESCRIPTION

This role can work remote anywhere in the United States.

Job Summary

As a Sr. BSA/AML Operations Analyst, you will be responsible for using transactional monitoring, and data & analytical skills to ensure GDC’s BSA/AML/OFAC program is commensurate with a federally regulated Bank Holding Company, to improve the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and accountholders, as well as from our products and services. You will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services.

You might be the right match for this role if:

• You are a creative thinker, with experience in fast-paced work environments.
• You possess excellent communication skills in all areas– in person, in writing and on the telephone.
• You can work comfortably and effectively with a diverse group of staff members, regulatory officials and law enforcement.
• You exhibit the overall ability to learn and work with a variety of computer programs.

Key Responsibilities

• Analyzing large, complex datasets of existing transaction monitoring reports and determine whether to apply enhanced due diligence and/or investigation is warranted.
• Employing candidate’s subjective decisioning with respect to all aspects of implementing an effective BSA/AML/OFAC program.
• Managing functional BSA/AML processes and ensure SLAs, regulatory requirements and internal processes are fully met.
• Fulfilling BSA/AML/OFAC regulatory requirements, including the filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards.
• Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls.
• Reviewing existing reporting and making recommendations on enhancements to the process to capture unusual activity while limiting false positives.
• Overseeing partner relationships from a BSA/AML standpoint and develop into a SME for that product.
• Leading training sessions within the BSA team and partner to train new hires.
• Using your analytical skills to produce and follow leads, as well as link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior.
• Performing ad hoc requests as needed.

Compliance Requirement:

All employees in this role are required to complete and maintain current training in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This includes initial onboarding training and ongoing annual refreshers, as mandated by Green Dot’s compliance policies. Non-compliance could pose reputational, legal, and financial risks to the organization.

Required Qualifications

• 5+ years of BSA/AML/OFAC related activities in financial services industry.
• Fintech or money transfer experience a plus.
• Experience writing SARS (Suspicious Activity Reports)
• Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience.
• High school diploma or equivalent
• Experience with MS Office, particularly excellent Excel skills
• Must be organized, efficient, and professional.
• Must be extremely detail oriented.
• Ability to work in the U.S. without sponsorship
• Ability to meet the location requirement outlined above

Preferred Qualifications

• Bachelor's degree
• Money transfer or fintech experience a plus.
• Regulatory experience a plus.
• ACAMS or CFE certification a plus.
• SQL experience
• Familiarity with creation of management reports and presentations

POSITION TYPE Regular PAY RANGE

We’re Here to Support You—Accommodations Upon Request

Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.

Work Authorization Requirement

At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship.

Important Notice on Application Accuracy

We value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded.

Green Dot Corporation (NYSE: GDOT) is a financial technology and registered bank holding company committed to transforming the way people and businesses manage and move money, and making financial wellbeing and empowerment more accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Through our retail and direct bank, we offer a broad set of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. Our Banking as a Service ("BaaS") platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions for customers and partners in the US and internationally. Founded in 1999 and headquartered in Provo, UT, our company has served more than 33 million customers directly, and now operates primarily as a "branchless bank" with more than 90,000 retail distribution locations nationwide. Green Dot Bank is a subsidiary of Green Dot Corporation and member of the FDIC.

What We Do:

We build simple, seamless and secure financial tools for our customers and powerful solutions that fuel engagement, trust and value for partners.

Our Mission:

We give you the power to bank seamlessly, affordably and with confidence.

Our Purpose:

Access should not be a privilege, and we envision a world where modern banking and money management are at everyone’s fingertips—where banking enhances the flow of life.

Our Values:

• Stewardship
• Trust
• Action
• High Performance
• Teamwork.