Sr. Associate, Commercial Credit Performance & Controls

Fnbo---First-National-Bank-of-Omaha-1; Omaha (NE); Hybrid; USD 82,000 - 135,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

401k with Matching Contributions

Time Off Programs

HSA/Dependent Care

Tuition Assistance

Disability Insurance

Growth Opportunities

Job summary

FNBO is seeking a Commercial Credit Performance and Controls Enablement Associate to redesign credit processes, drive efficiency, and strengthen controls across commercial lending. The role focuses on end-to-end credit lifecycle management, risk assessment, and cross-functional collaboration to ensure regulatory compliance and operational excellence.

The ideal candidate will lead standardization efforts, develop procedures, and oversee outsourcing initiatives, balancing strategic leadership with

Qualifications

• Bachelor's degree in Business, Finance, or related field (MBA preferred).
• 5+ years' experience in Commercial, Ag, CRE and/or Consumer credit analysis.
• Unrestricted work authorization and not requiring sponsorship.

Responsibilities

• Design and implement standardized commercial credit analysis and review processes.
• Develop procedures, controls, and training to enable change and improve efficiency.
• Lead outsourcing/offshoring initiatives for credit processes.
• Provide input on end-to-end credit process design and optimization.
• Support credit systems strategy for reporting, capacity management, and data integrity.
• Collaborate with Risk, Finance, Technology, Operations and other units to ensure policy adherence.

Skills

Credit analysis

Data analysis

Change management

Communication

Collaboration

Education

Bachelor's degree in Business/Finance

MBA preferred

Tools

Microsoft Office

Job description

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.Summary of the Job:The Commercial Credit Performance and Controls Enablement Associate role is responsible for redesigning commercial credit processes to facilitate increased productivity, efficiency, and a more robust controls environment, reducing operational errors. The position drives operational excellence in Commercial Credit through continuous improvement initiatives, standard operating procedure development, and process optimization. Key responsibilities include designing consistent credit analysis and review processes across loan types and sizes, developing standard procedures, controls, and training to facilitate change, and leading outsourcing initiatives. The position requires expertise in leading end-to-end credit lifecycle management, including risk assessment, procedure development and implementation, and systems enhancements. The role involves cross-functional collaboration with risk, finance, technology, and operations. The position emphasizes both strategic leadership and operational execution in commercial credit management while ensuring adherence to the credit culture and banking regulations requirements.About This Role:Job Specific Responsibilities / AccountabilitiesSupport a culture of continuous improvement, ensuring the credit department remains adaptable, resilient, and aligned with the broader business strategy.Support the design and implementation of commercial credit analysis and review processes focused on efficiency, speed of response to customers, system controls for policy and data integrity.Adapt and implement comprehensive standardized credit procedures and policies.Lead outsourcing/offshoring initiatives for credit processes.Provide input on strategic vision for end-to-end commercial credit process design and optimization.Support commercial credit systems strategy for reporting, capacity management, and data integrity.Collaborate with Risk, Finance, Technology, Operations, and other business units.Accountable for adherence to allocated budget.Ensure compliance with regulations, policies, and BSA/AML requirements.The Ideal Candidate for This Role:Key SkillsStrong operational execution, change management and analysisStrong organizational and analytical skillsExcellent oral and written communication skillsUnderstanding of lending concepts, practices, procedures and documentationFinancial accounting and credit analysisIndustry research skillsMicrosoft Office proficiencyTeam player with strong interpersonal skillsKnowledge of industry regulations and compliance requirementsMinimum QualificationsBachelor's degree in Business, Finance, or related field (MBA preferred).5+ years' experience in Commercial, Ag, CRE and/or Consumer credit analysis.Candidates must possess unrestricted work authorization and not require future sponsorship.Compensation:Compensation range (base pay): $81,662.00-$134,741.00This role may have a specific starting pay within this range.Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.Work Environment:It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs.Benefits Overview:We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:Medical, Dental, Vision Insurance401k, With Matching ContributionsTime Off ProgramsHealth Savings Account (HSA)/Dependent CareEmployee BankingGrowth OpportunitiesTuition AssistanceShort-Term/Long-Term Disability InsuranceLearn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/ .For additional information regarding compensation and benefits, e-mail FNBO at [e-mail] . To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.Job number: R-20261358Equal Opportunity & Belonging:FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.Learn more here.FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.Click here to download 'EEO is The Law' Self-Print PosterClick here to download 'EEO is The Law' Supplement for Federal ContractorsClick here to download 'EEO is The Law' GINA SupplementFNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDICFNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)Application Deadline:All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.