Sr. Analyst, Fraud & Payment Analytics

Subway; Miami (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Insurance Plans (Medical, Life)

Pension/401K/RSP

Competitive Bonus

Mobility Allowance

Tuition Reimbursement

Company Holidays

Volunteering time

Job summary

Subway is seeking a Sr. Analyst, Fraud & Payment Analytics to detect, analyze and prevent fraud in payment environments while supporting strategic initiatives globally across fifteen countries.

This role works with large datasets, advanced analytics tools, and cross-functional teams to identify suspicious activity and model risk, partnering with Subway's Fraud Prevention vendor of record. The ideal candidate will translate analyses into actionable recommendations, enhance fraud risk policies,

Qualifications

• Bachelor's degree in Finance, Business, IS, or related.
• 2–6 years in fraud detection and prevention and/or payment processing analysis for a merchant environment.
• Knowledge of card networks (Visa, Mastercard, AMEX) and related fraud controls.
• Experience working with third-party fraud prevention partners and managing vendor relationships.
• Ability to work with large datasets and translate analytical findings into clear business recommendations.
• Advanced proficiency in MS Excel and MS PowerPoint.
• Willingness to learn and adapt; openness to AI tools in fraud detection workflows.

Responsibilities

• Monitor fraud prevention performance using KPIs, trend analysis and alerts.
• Analyze emerging fraud trends and payment processing anomalies for risk mitigation.
• Partner with vendors to maximize program effectiveness and drive improvements.
• Manage PCI compliance measures across Subway and its markets.
• Prepare reports and present findings to senior management with executive-ready insights.
• Enhance fraud risk policies and analytics procedures to reflect evolving threats.
• Investigate suspected fraud incidents and coordinate with internal and external partners.

Skills

Data analysis

Vendor management

Fraud analytics

Large datasets

Initiative

AI tools

Power BI

Tableau

Excel

PowerPoint

Education

Bachelor's degree in Finance, Business, Information Systems, or related

Tools

Power BI

Tableau

Excel

PowerPoint

Job description

Why Join Subway?

At Subway, we are not standing still. We are building.

Franchise World Headquarters, LLC

Why Join Subway?

At Subway, we are not standing still. We are building.

This is a business focused on what matters most: growing franchisee profitability, strengthening our brand and creating long-term value. The people who thrive here are the ones who want to make a real impact.

You will not just do the work. You will shape it.

We move fast. We think like owners. We make decisions that matter. We hold ourselves to a high standard because what we do directly impacts thousands of franchisees around the world.

If you bring energy, accountability and a bias for action, you will fit right in.

We take the work seriously, but we also know the best results come from teams that support each other, celebrate wins and show up ready to build something better every day.

This is your chance to be part of what’s next.

Position Overview

The Sr. Analyst, Fraud & Payment Analytics will work with internal and external stakeholders to focus on detecting, analyzing, and preventing fraud in payment and transaction environments, while also supporting strategic initiatives to optimize payment processes. This role works with large datasets, advanced analytics tools, and cross-functional teams to identify suspicious activity, model risk, and implement mitigation strategies globally — operationalizing the Payments and Gift Card Fraud Prevention strategy across fifteen countries. The ideal candidate will utilize data analytics and industry knowledge to facilitate executive alignment and partner with Subway's Fraud Prevention vendor of record.

Responsibilities

• Monitor fraud prevention performance and payment processing analytics using KPIs, trend analysis, and alerts to track program health and identify deviations requiring action.
• Analyze emerging fraud trends and payment processing anomalies to identify improvement opportunities; translate findings into actionable recommendations for risk mitigation.
• Partner with outside vendors — including the Fraud Prevention vendor of record — to maximize program effectiveness, track performance against commitments, and drive continuous improvement.
• Manage PCI compliance measures for Subway and its franchisees, ensuring ongoing adherence to standards across all markets.
• Prepare reports and present findings to senior management, synthesizing complex data into clear, executive-ready insights.
• Enhance fraud risk policies, payment analytics procedures, and guidelines to reflect evolving threats and best practices.
• Conduct investigations into suspected fraud incidents, coordinating with internal teams and external partners to drive resolution.

Qualifications

• Bachelor's degree in a relevant field (Finance, Business, Information Systems, or related) and 2-6 years of experience in fraud detection and prevention and/or payment processing analysis for a merchant environment.
• Knowledge and understanding of card network tools and programs — Visa, Mastercard, AMEX, AVS, and related fraud controls.
• Experience working with third-party fraud prevention partners and managing vendor relationships.
• Ability to work with large datasets and translate analytical findings into clear business recommendations.
• Advanced proficiency in MS Excel and MS PowerPoint.
• Strong ability to take initiative, manage projects independently, and drive work to completion.
• Willingness to learn and adapt; openness to supporting and expanding use of AI tools in fraud detection and payment processing workflows.

Preferred Qualifications

• Experience with Gift Card fraud prevention or loyalty payment environments.
• Familiarity with PCI DSS compliance requirements and audit processes.
• Experience supporting fraud and payments programs across multiple countries or regions.
• Exposure to data visualization or analytics platforms (Power BI, Tableau, or similar).

What do we offer?

• Insurance Plans (Medical, Life)
• Pension/401K/RSP (country specific)
• Competitive Bonus
• Mobility Allowance
• Tuition Reimbursement
• Company Holidays
• Volunteering time
• And More…..