Sr. Analyst, Credit Risk Vendor Management

FNBO; Omaha, Northern (NE, KY); Hybrid; USD 82,000 - 135,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401k with Matching

Time Off Programs

Health Savings Account (HSA)

Job summary

FNBO is seeking a Senior Analyst, Vendor Management – Credit Risk to optimize vendor relationships supporting credit risk operations, analytics, and decisioning. You will partner with Credit Risk leadership, internal stakeholders, and external vendors to maximize value while ensuring compliance with contracts and regulatory standards.

The role covers cost tracking, contract governance, ad hoc analytics, QBR preparation, and annual executive briefings.

Qualifications

• Bachelor’s degree required and 3–5 years in vendor management, procurement, financial analysis, or related discipline.
• Experience with credit risk, lending, or risk management is a plus.
• Proficiency with MS Office, especially Excel (pivot tables, modeling) and PowerPoint.

Responsibilities

• Monitor and track expenditures for Credit Risk vendors against budgets and maintain cost tracking records.
• Support end-to-end contract lifecycle activities for Credit Risk vendors and ensure regulatory compliance.
• Design and produce reports, scorecards, and dashboards on vendor performance and program health.
• Lead Quarterly Business Reviews with key vendors and internal stakeholders and prepare executive briefing materials.

Skills

Analytical skills

Microsoft Excel

PowerPoint

Communication skills

Stakeholder management

Financial analysis

Data analysis

Education

Bachelor's degree in Business, Finance, Economics, Statistics, or related field

Tools

Power BI

Tableau

Job description

**At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.****Summary of the Job:**The Senior Analyst, Vendor Management – Credit Risk plays a critical role in supporting FNBO's Credit Risk division by managing and optimizing vendor relationships that directly support credit risk operations, analytics, and decisioning. This role partners closely with Credit Risk leadership, internal business stakeholders, and external vendors to ensure FNBO receives maximum value from its credit risk vendor portfolio while maintaining compliance with contractual obligations, regulatory standards, and organizational risk appetite. The Senior Analyst also serves as a key contributor to executive-level reporting and strategic planning initiatives, including quarterly business reviews and annual executive briefings focused on the evolving credit risk vendor landscape.**About This Role:****Cost Tracking & Financial Management*** Monitor and track expenditures for Credit Risk vendors against approved budgets, identifying variances and escalating discrepancies as needed.* Maintain accurate and up-to-date cost tracking records across all active Credit Risk vendor relationships, including credit bureau data providers, scoring model vendors, and analytics platforms.* Develop and maintain financial models and dashboards to support Credit Risk vendor spend analysis and forecasting.* Collaborate with Finance and Procurement teams to ensure Credit Risk vendor invoices are reconciled and processed accurately.* Identify cost optimization opportunities across the Credit Risk vendor portfolio and present findings with supporting data to leadership.**Contract Negotiations & Governance*** Support end-to-end contract lifecycle activities for Credit Risk vendors, including renewals, amendments, and new vendor agreements for services such as credit data, model validation, and risk analytics.* Conduct research and benchmarking to inform negotiation strategies and ensure competitive pricing for Credit Risk-specific products and services.* Coordinate with Legal, Compliance, and Risk teams to ensure Credit Risk vendor contracts meet FNBO's standards, regulatory requirements, and fair lending obligations.* Maintain a centralized contract repository for Credit Risk vendors, tracking key milestones, renewal dates, and SLA obligations.* Assist in drafting contract summaries, redlines, and negotiation briefs for Credit Risk stakeholder review.**Analytical & Business-Requested Projects*** Execute ad hoc analytical projects requested by Credit Risk business stakeholders, delivering actionable insights and recommendations related to vendor performance, data quality, and model effectiveness.* Design and produce reports, scorecards, and visualizations to communicate Credit Risk vendor performance and program health to internal audiences.* Conduct vendor benchmarking, market research, and competitive analysis to support strategic decisions within the Credit Risk function.* Partner with Credit Risk analysts, model developers, and operations teams to assess vendor capabilities and alignment with credit strategy objectives.* Support RFP/RFI processes for Credit Risk vendor selections by compiling evaluation criteria, scoring vendor responses, and summarizing findings.**Quarterly Business Reviews (QBRs)*** Lead preparation and coordination of Quarterly Business Reviews with key Credit Risk vendors and internal stakeholders, including Credit Risk leadership and operations teams.* Compile and analyze performance data, SLA metrics, data quality indicators, and financial summaries specific to Credit Risk vendor engagements.* Develop presentation materials, talking points, and supporting documentation for QBR sessions, ensuring alignment with Credit Risk priorities and ongoing initiatives.* Track action items and follow-up commitments arising from QBRs, ensuring timely resolution and accountability.* Facilitate post-QBR debriefs and document outcomes for continuous improvement tracking within the Credit Risk vendor program.**Annual Executive Briefings*** Support the development and delivery of annual executive briefings focused on the Credit Risk vendor landscape, market trends, and strategic opportunities relevant to FNBO's credit operations.* Research and synthesize industry trends, emerging credit risk technologies, regulatory developments, and vendor innovations — including advancements in credit scoring, alternative data, AI/ML-driven risk models, and decisioning platforms.* Identify and present future enhancements and vendor capabilities that could strengthen FNBO's credit risk management, improve portfolio performance, or enhance the customer credit experience.* Collaborate with Credit Risk senior leadership to align briefing content with FNBO's credit strategy, risk appetite, and long-range planning objectives.* Produce polished, executive-ready presentation materials and briefing documents that communicate complex credit risk topics clearly and concisely for senior audiences.**The Ideal Candidate for This Role:****Required*** Bachelor's degree in Business, Finance, Economics, Statistics, or a related field.* 3–5 years of experience in vendor management, procurement, financial analysis, or a related discipline — preferably with exposure to credit risk or financial services.* Strong analytical skills with demonstrated ability to work with large datasets and translate findings into clear recommendations.* Proficiency in Microsoft Office Suite, particularly Excel (pivot tables, financial modeling) and PowerPoint.* Excellent written and verbal communication skills, including experience preparing materials for senior audiences.* Proven ability to manage multiple priorities and deliver high-quality work in a fast-paced environment.* Familiarity with credit risk concepts, including credit scoring, underwriting, and risk analytics.**Preferred*** Experience working within or directly supporting a Credit Risk, Lending, or Risk Management function at a financial institution.* Familiarity with credit bureau data providers (e.g., Equifax, Experian, TransUnion) and credit risk analytics platforms.* Knowledge of regulatory requirements relevant to credit risk, including fair lending, FCRA, and model risk management (SR 11-7).* Experience supporting executive-level presentations or strategic planning processes.* Experience with data visualization tools such as Power BI or Tableau.* Familiarity with contract management systems and procurement tools.Candidates must possess unrestricted work authorization and not require future sponsorship.**Compensation:**Compensation range (base pay): $81,662.00-$134,741.00*This role may have a specific starting pay within this range.*Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.**Work Environment:**It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs.**Benefits Overview:**We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:* Medical, Dental, Vision Insurance* 401k, With Matching Contributions* Time Off Programs* Health Savings Account (HSA)/Dependent Care* Employee Banking* Growth Opportunities* Tuition Assistance* Short-Term/Long-Term Disability InsuranceLearn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.For additional information regarding compensation and benefits, e-mail FNBO at [e-mail]. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.Job number: R-20261659