Specialty A&H Underwriter

AXIS (AXIS Capital); Red Bank (NJ); Hybrid; USD 110,000 - 150,000; Full time

Benefits offered by this job

Medical plans

Retirement plans

Tuition reimbursement

Paid vacation

Hybrid work arrangement

Job summary

AXIS Capital in the United States is seeking an experienced underwriting professional to manage Accident & Health programs, including K-12, Amateur Sports and Participant Accident. You will analyse new and renewal accounts, determine risk acceptability, and collaborate with MGUs/Program Managers to secure opportunities.

The role requires coordination with Actuarial, Legal, Product, Operations and Business Development to set premiums, maintain relationships, and drive portfolio performance.

Qualifications

• Bachelor’s degree in Business, Accounting, Mathematics, Finance, Risk Management, Insurance or related field preferred.
• Requires at least two (2) years Accident & Health Underwriting experience. P&C insurance is not required but helpful.
• Requires at least two (2) years of experience working with and overseeing MGAs/MGUs or Program Managers.
• Market Segment knowledge: Amateur Sports, K-12 & College Students, and Volunteer Organizations.
• Product knowledge: Accidental Death, Accident Medical Expense, Catastrophic Medical, Disability, Participant Accident, and Out of Country Medical Insurance.
• Ability to work with large data sets to evaluate past performance and use data to determine acceptable rating metrics.

Responsibilities

• Perform all underwriting roles for K-12, Amateur Sports, Participant Accident, and Outbound Student.
• Underwriting existing A&H Partners: evaluates cases, determines risk, and seeks actuarial approval where needed.
• Collaborates with MGUs/Program Managers to obtain information for new business or renewals.
• Works with Legal, Product, Operations and Business Development to modify MGUs/Programs.
• Develops and maintains internal and external producer/program relationships.
• Sets appropriate premium rates, issues proposals, and letters of intent as appropriate.
• Performs portfolio reviews annually to determine renewal position.

Skills

Underwriting

Data analysis

Portfolio management

Communication

Project management

Microsoft Office 365

Power BI

Education

Bachelor's degree in Business/Finance/Insurance

Tools

Power BI

Excel

Office 365

Job description

This is your opportunity to join AXIS Capital – a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to any protected characteristic, including age, color, disability, ethnicity, gender identity, marital status, national origin, pregnancy, race, religion, sex, sexual orientation, veteran status, or any basis prohibited by the laws that govern its operations.

How does this role contribute to our collective success?

AXIS Specialty A&H works with various Managing General Underwriters (MGUs) and Program Managers that are or will generate significant Accident & Health business in the U.S. and Canada in addition to new opportunities in 2026. This individual, will act within established guidelines to develop, analyse, review, evaluate and monitor new and renewal accounts, process accounts and handle underwriting activities.

What will you do in this role?

• Perform all underwriting roles for K-12, Amateur Sports, Participant Accident, and Outbound Student.
• Underwriting existing A&H Partners:
• Evaluates cases as received from MGUs and Program Managers.
• For complex opportunities/programs, reviews and evaluates submissions to determine risk acceptability and coverage levels. Then works with Actuarial team for approval.
• Works closely with program manager and external MGUs/Program Mangers to obtain additional required information in determining either our new business or renewal position.
• Works with Legal, Product, Operations and Business Development to modify existing MGUs/Programs.
• Develops and maintains both internal and external producer/program relationships.
• Sets appropriate premium rates, issues proposals for programs/cases, and letters of intent when appropriate.
• Performs a portfolio review on an annual basis to determine renewal position for the book of business.
• Reporting:
• Updates and Maintains Monthly Specialty A&H UW Reports.
• Creates ad hoc reports when necessary.
• Policy Issuance:
• Creates and issues all policies that are not within the Template authority delegated to MGUs/MGAs
• Achieve targeted loss ratios and combined ratios by maintaining underwriting discipline through the underwriting selection and renewal process.
• Manages day-to-day tasks of assigned risk portfolio.
• Acts as liaison between internal functional departments and external vendors.
• Handles special projects and assignments at the request of A&H leadership team.
• Ensure digital files are maintained per AXIS Insurance procedures including but not limited to proper documentation, structure, and authorizations.

You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role.

About You:

We encourage you to bring your own experience and expertise to the table, so while there are some qualifications and experiences, we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals.

What you need to have:

• Bachelor’s degree in Business, Accounting, Mathematics, Finance, Risk Management, Insurance or related field preferred
• Requires at least two (2) years Accident & Health Underwriting experience. P&C insurance is not required but helpful.
• Requires at least two (2) years of experience working with and overseeing MGAs/MGUs or Program Managers.
• Market Segment knowledge: Amateur Sports, K-12 & College Students, and Volunteer Organizations.
• Product knowledge: Accidental Death, Accident Medical Expense, Catastrophic Medical, Disability, Participant Accident, and Out of Country Medical Insurance.
• Other product knowledge helpful but not required: Leisure Travel, Corporate Accident (Business Travel Accident, Voluntary Accident), Occupational Accident, Critical Illness, Life, Supplemental Medical, Dental and Vision.
• Ability to work with large data sets to evaluate past performance and use data to determine acceptable rating metrics.

What we prefer you to have:

• Strong project management skills
• Proficiency in Microsoft’s Office 365 suite applications (Outlook, Word, Excel, and PowerPoint)
• Experience in Power BI or other Dashboard reporting system.
• Strong presentation skills
• Strong financial acumen
• Demonstrated communication skills to interact well with Senior Management & external partners.
• Demonstrated attention to detail and accuracy.
• Excellent negotiation and interpersonal communication skills.
• Ability to work in fast-paced environment.
• Team player.
• Displays initiative and ability to work independently.

Role Factors:

• Be in the office 3 days per week
• Travel required (10%)
• Attend broker events in evenings and occasionally at weekends as required.

What we offer:

For this position, we currently expect to offer a base salary in the range 110k-150k. Your salary offer will be based on an assessment of a variety of factors including your specific experience and work location. In addition, all employees are eligible for competitive incentive targets, with awards based on overall corporate and individual performance. On top of this, we offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.

Where this role is based in the United States of America, this role is Exempt for FLSA purposes.

This posting is for an existing vacancy.