Specialist I, Credit Services (Part Time)

SitusAMC; Jackson (MS); Remote; USD 80,000 - 100,000; Part time

Job summary

A leading real estate services firm in Jackson, Mississippi is looking for a part-time Due Diligence Underwriter. This entry-level role involves reviewing loan packages and capturing necessary documentation. Ideal candidates should have a college degree in finance or mortgage banking, strong communication skills, and proficiency in Microsoft products. Flexibility in working hours is required.

Benefits

PTO and paid holidays

Eligible for various benefit plans

Discretionary bonuses

Qualifications

• Entry-level support staff with 0-2 years of relevant experience.
• Knowledgeable of compliance regulations applicable to mortgage lending.
• Ability to read and evaluate payment histories and servicing comments.

Responsibilities

• Review loan packages to identify the documentation necessary for the review.
• Capture required information accurately in designated systems.
• Handle validations and apply any exceptions necessary to ensure review accuracy.

Skills

Self-motivation

Excellent PC skills

Strong communication skills

Analytical ability

Detail oriented

Education

College degree in finance or mortgage banking

Tools

Microsoft Office Suite

Job description

SitusAMC is where the best and most passionate people come to transform our client’s businesses and their own careers. Whether you’re a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve.

At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local – come join our team!

Due Diligence underwriting activities may vary by review scope across the various service line offerings of SitusAMC (legacy compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.); however, generally, this role’s activities will include the identification of the proper documentation for data capture, the capture of such information within a SitusAMC system or other designated area (including a client system), running embedded rules and logic against such information, and clearing validations and/or applying exceptions that may be appropriate for the item in question. This is a Part-Time role.

Essential Job Functions:

• Review loan packages, underwriting guidelines, or data files to identify the documentation necessary for the review.

• Capture required information from such information (which may include bookmarking the relevant pages where such information can be located) in a designated place which will usually be an AMC or client designated system.

• Run system logic against information captured and handle any exceptions that may come from the application of this logic against the data captured. Apply exceptions and handle validations where necessary to ensure a complete and accurate review.

• Elevate questions to the UWQs email group when such items arise

• Identify problems with files and/or job notes to the AVP, TM and/or CSM overseeing your engagement

• Ensure a full and accurate review

• Accurate tracking of the time spent on reviews

• Knowledgeable of the principals and compliance regulations and documentation applicable to mortgage lending

• Interpretation and validation of income, assets, and liability documentation to support underwriting decision

• Review appraisal to support value and all other real estate owned

• Familiarity with fraudulent red flags and outside services used to determine or verify fraud

• Ability to read and evaluate payment histories and servicing comments

• Ability to meet production quality and service standards

• Such other activities as may be assigned by your manager

Qualifications/ Requirements:

• College degree / training in finance / mortgage banking preferred or equivalent combination of education and experience

• Entry-level support staff with 0-2 years of relevant experience

• Experience in underwriting/due diligence/secondary market and preferred fraud investigative review

• Self-motivation and reliability

• Flexible working hours

• Excellent PC skills and possess high level of proficiency in Microsoft products

• Strong communication (written and oral) skills

• Analytical ability and good judgment

• Detail oriented and organized

• Demonstrate professional behavior and teamwork, punctual, dependable

#LI-REMOTE

Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings. SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.

The annual full time base salary range for this role is

$25.00 - $25.00

Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval. SitusAMC offers PTO and paid holidays, the terms of which are set forth in the program policies. All full time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.

Pay Transparency Nondiscrimination Provision (https://go.situsamc.com/rs/962-QMP-613/images/pay-transp_%20English_formattedESQA508c.pdf?version=0)

SitusAMC is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Know Your Rights, Workplace Discrimination is Illegal (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf)