Staff Engineer, Growth

Chime; San Francisco (CA); Hybrid; USD 223,000 - 308,000; Full time

Benefits offered by this job

401k match

Competitive salary based on experience

Generous vacation policy

Annual wellness stipend

Flexible work policy

Job summary

Chime is looking for a Staff Software Engineer to lead design and implementation of high-impact systems in the Early Stage Experience area. You'll influence product direction, collaborate with cross-functional teams, and shape technical strategies that improve member engagement. The role demands strong experience in software engineering and expertise in high-traffic consumer systems.

Benefits include competitive salary starting at $223k, bonuses, 401k match, generous vacation, and an inclusive work environment.

Qualifications

• 10+ years of experience in software engineering.
• Deep understanding of system design and product-engineering tradeoffs.
• Experience with high-traffic consumer systems.

Responsibilities

• Lead design and implementation of high-impact member-facing systems.
• Drive experimentation strategy and execution.
• Collaborate with Product, Design, Analytics, and Data.

Skills

System design

Service boundaries

Test design

Collaboration

Communication

Tools

Experimentation tools

Analytics tools

Job description

About the Role

Chime serves millions of members on a mission to help them unlock financial progress. Growth Engineering builds the product surfaces and systems that turn that mission into measurable outcomes for members — running fast, data-informed experiments to acquire, activate, and deepen member relationships at scale.

This role sits on our Early Stage Experience area, focused on the beginning of the member journey — the first experiences that turn new sign-ups into engaged, active members. It's high-volume, high-stakes work where small improvements compound, and the systems behind it have to be both quick to experiment on and dependable at scale.

As a Staff Software Engineer, you'll operate as a subject matter expert and technical leader across the Growth stack. You'll shape the architecture and technical strategy for high-traffic, member-facing systems, influence product direction, and drive cross-team initiatives that measurably move growth outcomes while raising the engineering bar across the org. You will leverage the capabilities of AI and LLMs to improve the productivity of the org, personalize member experience and speed up decision making.

The base salary offered for this role and level of experience will begin at $223,000.00 and up to $308,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Lead the design and implementation of high-impact, member-facing systems across the Growth stack
• Set the technical vision for high-traffic systems with a scalable, forward-looking approach that meets Chime's reliability and latency standards
• Drive experimentation strategy and execution by building the systems and habits to test, learn, and iterate quickly — without sacrificing durability
• Identify and solve systemic challenges in performance, availability, and conversion-critical reliability across the Growth stack
• Collaborate closely with Product, Design, Analytics, and Data to shape product direction and ensure technical feasibility and excellence
• Mentor senior engineers, elevate engineering practices, and drive consistency in quality, architecture, and code craftsmanship across teams
• Represent Chime externally through recruiting, open source, technical talks, or community engagement

To thrive in this role, you have

• 10+ years of experience in software engineering
• Deep understanding of system design, service boundaries, and product-engineering tradeoffs, especially in high-traffic consumer systems
• A track record of driving measurable impact on business and engineering goals — ideally in growth, conversion, activation, or other consumer product problems
• Experience with experimentation: test design, instrumentation, analysis, and iterating on results
• Ability to influence technical and product direction across teams and orgs, and to lead through influence rather than authority
• Strong communication and collaboration skills
• Experience working in a fast-paced, product-focused environment (Fintech experience is a plus)

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers — think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.