Software Engineer, International

Ramp; New York (NY); On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

Health and wellness stipend

401(k) employer match

Parental leave

Relocation support

In-office lunch & snacks

Medical, dental & vision insurance

Job summary

Ramp's Money Platform, International team builds the infrastructure that powers Ramp's expansion into global markets. We handle international payments, multi-currency operations, and compliance with regional requirements — the foundational platform that enables Ramp to serve customers beyond the US.

As a backend engineer, you will design scalable payment rails, coordinate with finance and compliance, and own critical components from 0-to-1 launches through scale exist- ing markets, delivering

Qualifications

• 5+ years of backend or platform engineering in high-scale production environments.
• Strong systems design skills and a reliable, maintainable solution mindset.
• Experience in fast-moving environments with high ambiguity and independent ownership.
• Comfort with distributed systems, performance optimization, and production reliability.
• Strong cross-functional collaboration skills.

Responsibilities

• Build payment infrastructure that works across multiple countries, currencies, and regulatory regimes.
• Design multi-currency accounting and reconciliation systems at scale.
• Integrate with international banking systems and payment rails (SEPA, BACS, and SWIFT).
• Take on both 0-1 work (launching new markets) and 1-N work (scaling existing ones) simultaneously.
• Collaborate cross-functionally with compliance, product, ops, and external partners to navigate complex regional requirements.
• Own problems end-to-end — from architecture to production reliability to partner integrations.

Skills

Backend engineering

Systems design

Distributed systems

Cross-functional collaboration

Ambiguity tolerance

Job description

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

The Money Platform, International team builds the infrastructure that powers Ramp's expansion into global markets. We handle international payments, multi-currency operations, and compliance with regional requirements — the foundational platform that enables Ramp to serve customers beyond the US. International expansion is core to Ramp's growth strategy, and this team directly unlocks it. We work at the intersection of greenfield and scale: launching new markets from 0 to 1 while maturing the systems that already run. The platform we build handles cross-border payments, multi-currency accounting, and integrations with international banking rails — giving every other team a reliable foundation to build on.

What You'll Do

• Build payment infrastructure that works across multiple countries, currencies, and regulatory regimes
• Design multi-currency accounting and reconciliation systems at scale
• Integrate with international banking systems and payment rails (SEPA, BACS, and SWIFT)
• Take on both 0-1 work (launching new markets) and 1-N work (scaling existing ones) simultaneously
• Collaborate cross-functionally with compliance, product, ops, and external partners to navigate complex regional requirements
• Own problems end-to-end — from architecture to production reliability to partner integrations

What You Need

• 5+ years of backend or platform engineering experience in high-scale production environments
• Strong systems design skills — comfortable taking ambiguous requirements and building reliable, maintainable solutions
• Experience working in fast-moving environments with high ambiguity and independent ownership
• Comfort with distributed systems, performance optimization, and production reliability
• Strong cross-functional collaboration skills

Nice to Have

• Experience in fintech, payments, or capital markets (international payment rails, FX, multi-currency ledgers)
• Familiarity with financial concepts: multi-currency accounting, reconciliation, cross-border compliance
• Experience integrating with third-party financial APIs or international banking partners
• Interest in or exposure to international regulatory environments and compliance requirements

Benefits available to all full-time Ramp employees (Global)

• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• United States
• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation expense coverage to NYC or SF (if needed)
• Canada
• Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility drug coverage (up to $4,000 lifetime)
• Group Retirement Plan with employer match (RRSP + DPSP)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
• Employee Assistance Program and virtual care through Lumino Health
• United Kingdom
• Private medical insurance through Freedom Elite
• Virtual GP and at-home care via eMed x Livi
• Workplace pension through Penfold, with salary sacrifice option
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.