Software Engineer II (Merchant Risk Intelligence & Platform)

Affirm; St. Louis (MO); Remote; USD 142,000 - 192,000; Full time

Job summary

An innovative company is seeking a Software Engineer II to join their Merchant Risk Intelligence & Platform team. This role focuses on developing scalable backend solutions that enhance merchant experiences and automate risk assessments. You will collaborate with cross-functional teams, including ML engineers, to ensure effective decision-making processes. The ideal candidate will have a strong foundation in software engineering, experience with distributed systems, and a passion for personal growth. Join a forward-thinking organization that values inclusivity and offers a remote-first work environment, allowing you to thrive while making a significant impact.

Benefits

Health Coverage

Vacation Stipends

Stock Purchase Plans

Qualifications

• 1.5+ years of software engineering experience required.
• Experience designing and launching APIs at scale.

Responsibilities

• Support project breakdown and timely completion.
• Collaborate with teams during product development.

Skills

Software Engineering

Distributed Systems

AWS

MySQL

Kubernetes

API Design

Python

Kotlin

Code Review

Communication Skills

Education

Bachelor's Degree in a related field

Tools

AWS

MySQL

Kubernetes

Job description

Software Engineer II (Merchant Risk Intelligence & Platform)

Join to apply for the Software Engineer II (Merchant Risk Intelligence & Platform) role at Affirm

About Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or interest.

Team and Role Overview

At the Merchant Engineering team, we develop products that are easy for developers to integrate, enabling merchants and partners to unlock value within the Affirm network. Our goal is to build a scalable, robust platform for online and in-store purchasing experiences.

The Merchant Risk Intelligence & Platform (MRIP) team builds functionalities to automate merchant risk assessment throughout their lifecycle with Affirm. We develop backend platforms and collaborate across teams to enable ML engineers to build models that automate decision making, ensuring smooth and thorough merchant experiences.

What You'll Do

• Support your team in breaking down projects, delivering in phases, and collaborating to ensure timely completion.
• Collaborate with product management, design, and analytics teams during product development, considering risks and trade-offs.
• Maintain operational health by creating and monitoring metrics, supporting on-call efforts, and escalating issues when needed.
• Engage in team growth activities, including participating in the interview process.
• Work closely with ML engineers to ensure effective and explainable merchant decision processes.

What We Look For

• 1.5+ years of software engineering experience.
• Familiarity with distributed systems and technologies like AWS, MySQL, and Kubernetes.
• Experience designing and launching APIs at scale using Python or Kotlin.
• Ability to develop solutions interacting with multiple software components, writing clear and testable code.
• Comfort navigating large codebases, debugging, and providing code review feedback.
• Proactive in personal growth, seeking feedback and improving skills.
• Strong communication skills for effective collaboration.
• Practical experience or a Bachelor’s degree in a related field.

Compensation and Benefits

Pay Grade: L | Equity Grade: 6

Base salary ranges: $142,000 - $192,000 (other states), $160,000 - $210,000 (CA, WA, NY, NJ, CT). Additional benefits include health coverage, stipends, vacation, stock purchase plans, and more.

Work Environment

Affirm is a remote-first company, allowing most roles to be performed remotely within the U.S. with occasional office requirements.

Additional Information

We provide inclusive hiring practices and accommodations for candidates with disabilities. By applying, you agree to Affirm's privacy policies.

Job Details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Engineering and IT