Software Engineer II, Backend (ML Platform)

Affirm; United States; On-site; USD 142,000 - 192,000; Full time

Job summary

An established industry player is seeking a Software Engineer to join their dynamic Merchant Risk Intelligence & Platform team. This role involves developing and launching scalable APIs, collaborating with cross-functional teams, and automating merchant risk assessment processes. You'll be part of a remote-first culture that values innovation and teamwork, with opportunities for personal and professional growth. If you're passionate about creating impactful solutions and thrive in a collaborative environment, this is the perfect opportunity for you. Join a mission-driven organization that prioritizes transparency and inclusivity in its work culture.

Benefits

Health care coverage

Flexible Spending Wallets

Competitive vacation and holiday schedules

Employee stock purchase plan

Qualifications

• 1.5+ years of software engineering experience required.
• Familiarity with AWS, MySQL, Kubernetes, and API design is essential.

Responsibilities

• Break down projects into tasks and ensure timely delivery.
• Collaborate with product management and design teams.

Skills

Software Engineering

Distributed Systems

AWS

MySQL

Kubernetes

API Development

Python

Kotlin

Code Review

Communication Skills

Education

Bachelor's Degree in a related field

Equivalent practical experience

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

At the Merchant Engineering team, we make products that are a joy for developers to integrate, thus making it easy for Merchants and Partners to unlock the value of being part of the Affirm network. Our goal is to build a flexible, scalable, robust platform to provide the best possible purchasing experience be it online or in-store.

The purpose of the Merchant Risk Intelligence & Platform (MRIP) team is to build functionalities that automate merchant risk assessment throughout their lifecycle within Affirm. We create the necessary backend platform and by combining it with work of multiple other cross-functional teams spanning all of Affirm, enable our ML engineers to build models that help automate decision making. Whether it’s about onboarding a new merchant, or constantly monitoring for trends, our team is responsible for making sure Risk is properly managed and the experience for merchants in the process is as smooth and thorough as possible.

What You'll Do

1. With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
2. You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
3. You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
4. You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
5. Work hand in hand with ML engineers to ensure an effective, accurate & explainable decision-making process for merchants @ Affirm.

What We Look For

1. You have a total of 1.5+ years of experience as a software engineer.
2. You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
3. You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
4. You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well-tested and extensible code.
5. You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
6. Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
7. You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
8. This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade

L

Equity Grade

6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000

USA base pay range (all other U.S. states) per year: $142,000 - $192,000

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

Apply for this job

* indicates a required field

First Name *

Last Name *

Email *

Phone *

Resume/CV *

Enter manually

Accepted file types: pdf, doc, docx, txt, rtf

LinkedIn Profile

Current Company

Preferred Name *

Pronouns * Select...

Are you legally authorized to work in the United States? * Select...

Do you now or in the future require sponsorship for employment visa status (e.g., H-1B, TN, E-3, F-1 visa status)? * Select...

Which U.S. State or Canadian Province do you reside in? * Select...

How did you first learn about Affirm as an employer? * Select...

GitHub

Twitter

Other Links

Have you previously been employed at Affirm for any length of time? * Select...