Software Engineer II, Backend (Capital Orchestration)

Talanto; Northern (KY); Hybrid; USD 146,000 - 206,000; Full time

Benefits offered by this job

Flexible spending wallets

Away Days

Learning & Development

Parental benefits

Employee Resource & Community Groups

Health care coverage

ESPP

Job summary

Talanto in the United States is seeking a software engineer to join our Capital Orchestration team, building a scalable platform to provide liquidity for loan assets and enable on-demand transactions.

You will contribute to data pipelines, customer-facing UX, and cross-team collaboration, while delivering well-tested code and practical solutions across multiple systems. This remote-first role emphasizes ownership and proactive growth.

Qualifications

• 1.5+ years as a software engineer.
• Fluency in full stack web development, back end or data processing.
• Experience designing, launching, and maintaining scalable products.
• Strong cross-team collaboration and communication.
• Proficiency with agentic coding and building cross-component solutions.
• Ability to write clear, well-tested, extensible code.
• Comfort with large code bases and code reviews.
• Proactive about growth, seeking feedback from team and leadership.
• Excellent verbal and written communication for a global team.
• Self-starter, organized, curious and proactive.
• Bachelor’s degree or equivalent practical experience.

Responsibilities

• Build a foundational platform reconciling transactions across systems and cash movements.
• Build and integrate data pipelines from diverse products and systems.
• Create intuitive user experiences to streamline workflows.
• Deeply understand the capital systems powering funding and liquidity.
• Collaborate with engineers to improve designs, code quality and testing.
• Partner with product and business to design scalable systems and processes.
• Decompose large projects into tasks and deliver in phases.
• Support product lifecycle with stakeholders through ideation and decisions.
• Maintain artifacts with metrics, escalation, and on-call support.

Skills

Full stack development

Backend development

Event processing

Batch processing

Code reviews

Ownership / self-starter

Agentic coding

Cross-team communication

Education

Bachelor's degree or equivalent

Job description

13,750 – 18,750 $

Important: if an employer asks you to log into their system via iCloud or Google, send a code, an SMS or Telegram password, run some code, or install software — refuse. These are signs of fraud.

•••••• is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We are looking for a passionate engineer to join our Capital Orchestration team, which is responsible for providing liquidity to •••••• by enabling the sale and collateralization of •••••• loan assets. To achieve this, our team develops a robust and extensible platform for on-demand transactions with low operational risk that scales to billions of dollars of collateral movement each month. In simpler terms, we help ensure •••••• has enough money to originate loans, pay merchants, and continue to grow.

What You’ll Do

• Build a foundational platform enabling us to reconcile each transaction across systems, partners, and cash movements.
• Build and integrate data pipelines from a variety of products and systems.
• Build intuitive and thoughtful user experiences to streamline the workflows of our business counterparts.
• Develop a deep understanding of the capital systems which power and fund •••••• .
• Partner with engineers on the team to help improve designs, code quality, and testing.
• Collaborate with product managers and business counterparts to design best-in-class systems and processes.
• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• Fluency in full stack web development, back end development, event processing, or batch processing.
• Experience in designing, building, launching, and maintaining products at scale.
• Strong cross-team communication and collaboration skills.
• Proficiency with agentic coding.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• Someone who is proactive, organized, curious, and a self-starter.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - L

Equity Grade - 6

Employees new to •••••• typically come in at the start of the pay range. •••••• focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - 225,000 USD

USA base pay range (all other U.S. states) per year: $146,000 - 206,000 USD

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

•••••• is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. •••••• ers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned •••••• office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - •••••• covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of •••••• at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, •••••• will consider for employment qualified applicants with arrest and conviction records.