Software Engineer, Core Product

Ramp; New York (NY); On-site; USD 100,000 - 130,000; Full time

Benefits offered by this job

Flexible PTO

Unlimited AI token usage

Health and wellness stipend

Budget for intra-office travel

Weekly coffee stipend

100% medical coverage for employees

Job summary

Ramp is looking for a Backend Engineer in New York, NY to design and scale backend systems for their core financial platform. You will work on spend controls and approval workflows, collaborating across teams to deliver excellent user experiences.

The ideal candidate has 2+ years of engineering experience, strong backend skills (Python, Go, TypeScript), and knowledge of AWS and PostgreSQL. Ramp provides flexible PTO, full medical coverage, and numerous other benefits.

Qualifications

• 2+ years of software engineering experience focused on backend or fullstack.
• Strong fundamentals in backend systems and API design.
• Collaborative communicator in high-ownership environments.

Responsibilities

• Design, build, and scale backend systems for spend controls.
• Collaborate with cross-functional teams for user-first experiences.
• Integrate with Ramp’s internal AI platform.

Skills

Backend systems

API design

Python

Go

TypeScript

PostgreSQL

AWS

Observability tooling

Job description

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About The Role

The team owns the core experience that helps finance teams control, automate, and optimize company spend. We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real‑time insights. Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS). As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence.

What You’ll Do

• Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scale
• Collaborate cross-functionally with product, design, and data to deliver intelligent, user‑first experiences for finance teams
• Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection
• Own complex projects end-to-end — from architecture to deployment and observability
• Partner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systems
• Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience

What We’re Looking For

• 2+ years of software engineering experience (backend or fullstack with a backend focus)
• Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is ideal
• Familiarity with PostgreSQL, AWS, and modern observability tooling
• Product sense: ability to balance technical quality with speed and user value
• Collaborative, thoughtful communicator who thrives in high‑ownership environments

Nice to Have

• Fintech or payments experience (cards, reconciliation, transaction processing)
• Exposure to AI‑ or rule‑based automation systems
• Experience integrating with ERP or accounting systems
• Familiarity with security, risk, or compliance‑driven domains
• Experience building reliable distributed systems that process large volumes of financial or transactional data

Benefits available to all full‑time Ramp employees (Global)

Flexible PTO

• Unlimited AI token usage
• Centralized home‑office equipment ordering
• Health and wellness stipend
• Budget for intra‑office travel
• Weekly coffee stipend

United States

• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (80 days) at 100% pay
• Pet insurance
• In‑office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)

Canada

• Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility drug coverage (up to $4,000 lifetime)
• Group Retirement Plan with employer match (RRSP + DPSP)
• Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay
• Employee Assistance Program and virtual care through Lumino Health

United Kingdom

• Private medical insurance through Freedom Elite
• Virtual GP and at‑home care via eMed x Livi
• Workplace pension through Penfold, with salary sacrifice option
• Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other Notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

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