Software Engineer - Applied AI

Snap-Finance; West Valley City (UT); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Paid time off

Medical, dental & vision coverage

401K with company match

Company-paid life insurance

Disability insurance

Mental health resources

Volunteer time off

Legal coverage

Job summary

Snap Finance is seeking an entry-level Software Engineer to join our Applied AI team in Utah. You will build production applications and infrastructure that support credit decisioning, pricing, and risk, alongside experienced ML and analytics engineers.

This role suits a recent CS or math graduate eager to write real software, grow quickly, and see how engineering drives business. You will write clean code, participate in production ML, and learn deployment practices with a modern tech stack.

Qualifications

• B.S. in Computer Science, Mathematics, or related field; 0–2 years of experience.
• Strong Python fundamentals and familiarity with SQL.
• Experience with AI-assisted development tools.
• Willingness to learn software engineering practices (testing, version control, deployment).
• Exposure to ML concepts via coursework or personal projects.

Responsibilities

• Build real applications from day one.
• Design, build, and maintain apps and services across Snap's lending business.
• Write clean, tested, well-documented code and ship production features.
• Help bring machine learning into production and support ML infrastructure.
• Collaborate with ML/Analytics teams and stakeholders.

Skills

Python

SQL

AI-assisted development tools

Problem solving

Testing & version control

Education

B.S. in Computer Science or Mathematics or related field

Job description

Company Overview:At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.If you're looking to make an impact and grow with a team that values you, come join us!Job DescriptionSnap Finance is looking for an entry-level Software Engineer to join our Applied AI team. You'll build the production applications and infrastructure that our Machine Learning and Analytics teams rely on, the systems behind credit decisioning, pricing, and risk. This is a great fit for a recent Computer Science or Math graduate who wants to write real software, work alongside experienced ML and analytics engineers, and grow quickly in a company where engineering directly drives the business.How you’ll make an impact:Build real applications from day oneDesign, build, and maintain applications and services used across Snap's lending business, working alongside senior engineers who'll help you grow.Write clean, tested, well-documented code, and learn what it takes to take a project from an idea to something running reliably in production.Help bring machine learning into productionWork with our ML and Analytics teams to build the services and infrastructure that their models run on.Learn how production ML systems are built and maintained at scale, without needing to build the models yourself.Learn to connect engineering to business impactSit in on conversations with stakeholders across Analytics and the business to understand what problems your work is solving.Practice explaining technical decisions clearly to non-technical teammates.Build with modern toolsUse coding agents and other AI-assisted development tools to move faster from idea to shipped code.Stay curious about new tools in software engineering and bring what you learn back to the team.What you’ll need to succeed:B.S. in Computer Science, Mathematics, or a related quantitative field (0-2 years of experience).Solid programming fundamentals in Python; familiarity with SQL.Experience using coding agents or other AI-assisted development tools.Strong problem-solving skills and a willingness to learn software engineering practices (testing, version control, deployment) on the job.Exposure to ML concepts (coursework or personal projects) is a plus.Why Join Us:Generous paid time offCompetitive medical, dental & vision coverage401K with company match for USCompany-paid life insuranceCompany-paid short-term and long-term disabilityAccess to mental health and wellness resourcesCompany-paid volunteer time to do good in your communityLegal coverage and other supplemental optionsA value-based culture where growth opportunities are endlessMore:Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com .California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice