Software Engineer - AI-Driven Fintech Impact

January Technologies, Inc.; New York (NY); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Office in Nolita

Job summary

January Technologies, Inc. seeks a Software Engineer to own end-to-end delivery of features that directly impact how millions interact with debt resolution.

You’ll ship AI-powered improvements, collaborate with product and operations, and solve complex problems before they block progress. You’ll own architecture decisions, balance speed with maintainability, and mentor teammates while writing high-quality code that scales.

Qualifications

• 3+ years building production software systems.
• Strong proficiency in at least one backend language (Python, Java, Go, or similar).
• Solid understanding of APIs, databases, and web technologies.
• Experience translating product requirements into technical solutions.
• Ability to work independently and own features end-to-end.
• Experience using AI development tools to accelerate work.

Responsibilities

• Own feature delivery end-to-end across the stack.
• Drive technical excellence with business context.
• Navigate ambiguity and accelerate team velocity.
• Elevate code quality and engineering standards.
• Embrace AI-driven innovation in projects.
• Mentor others and contribute to knowledge sharing.

Skills

Feature ownership

Backend languages

APIs & databases

Cross-functional collaboration

Technical decision making

AI tools experience

Job description

January Technologies, Inc. seeks a Software Engineer to own end-to-end delivery of features that directly impact how millions interact with debt resolution.

You’ll ship AI-powered improvements, collaborate with product and operations, and solve complex problems before they block progress. You’ll own architecture decisions, balance speed with maintainability, and mentor teammates while writing high-quality code that scales.