Software Engineer

NinjaHoldings; Chicago (IL); Hybrid; USD 80,000 - 120,000; Full time

Benefits offered by this job

Competitive salary and benefits

Flexible, remote work

Fun, fast-paced work environment

Dynamic start-up culture

Convenient downtown Chicago office

Job summary

An innovative firm is seeking a talented Software Engineer to join their dynamic team in Chicago. This role involves designing and developing cutting-edge software solutions that empower everyday Americans to manage their finances effectively. You'll collaborate with a team of skilled professionals, enhancing existing systems and integrating new technologies. With a focus on critical problem-solving and effective communication, you'll help shape the future of financial services. Join a fast-paced, growth-oriented environment where your contributions will have a meaningful impact on the company's mission to disrupt consumer finance.

Qualifications

• 3+ years of experience as a backend software engineer for web applications.
• Strong experience with Ruby on Rails and critical thinking skills.

Responsibilities

• Design and develop software systems while considering service architecture.
• Translate business requirements into scalable software solutions.

Skills

Ruby on Rails

Critical Thinking

Communication Skills

Data Model Design

Tools

SQL

Hotwire Turbo

Stimulus

Tailwind

Job description

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our Edge brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Job Summary

The Software Engineer will be responsible for building new systems, enhancing and refactoring existing systems, integrating with external systems, and performance projects. This person will work with the existing team of developers, QA and Product Managers to design and implement features, have input on roadmaps and bring prior experience to ensure a world class product. You will work closely with your technical lead to shape the overall Engineering vision and roadmap.

This person has built systems from the ground up and had to deal with bad design assumptions and scaling issues. The right candidate has developed good design instincts through a mix of seeing 'what not to do' as well as being a 'student' of good design.

You'll be part of a team that works in one of the following areas.

• Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mail
• Identity - managing customer and potential customer information
• Decisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.
• Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems

Key Responsibilities:

• Design, develop or modify software and/or software systems and also taking the service architecture into consideration
• Analyze user needs to determine how software should be built or if existing software should be modified
• Translate business requirements and specifications into usable and scalable software
• Lead design and code reviews
• Participate in discussions about the team’s future vision and strategy

Requirements:

• 3+ years of professional experience as a backend software engineer for non-trivial web applications
• 3+ years of Ruby on Rails, bonus point for Hotwire Turbo/Stimulus + Tailwind experience
• Thinks critically about work to guarantee business functionality. Understands and takes into account business goals into their technical decisions
• Can break down large initiatives into incrementally implementable deliverables
• Strong communication ability to describe complex problems and solutions
• Able to work across teams to tackle complex issues
• Extensive experience with data model design for relational databases

Additional Pluses, but not requirements:

• Extensive experience using SQL to investigate non-trivial issues or to create complex reporting
• Strong experience on the Frontend or the infrastructure (DevOps)
• Prior FinTech experience

Benefits:

• Competitive salary and benefits package
• Flexible, remote work
• Fun, fast-paced work environment
• Dynamic start-up culture
• Ability to make an immediate impact in a growth stage company
• Convenient downtown Chicago office located in the heart of the city
• Equal opportunity employer

IMPORTANT NOTICE:

Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Compliant Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ ninjaholdings.com.