Software Engineer

Monetary; Charlotte (NC); Hybrid; USD 115,000 - 130,000; Full time

Benefits offered by this job

Hybrid in Charlotte

Up to 5% annual bonus

Equity (stock options)

Health, dental, vision insurance

401(k) with 4% employer match

Flexible work schedules and generous留e

Professional development opportunities

Annual Company Onsite

Job summary

Monetary is seeking a software engineer in Charlotte, NC for a hybrid role combining front-end and back-end work. You’ll contribute to the Rails API and React front-end, with ownership over code quality, testing, and deployment in a collaborative environment.

Preferred candidates have 3+ years of related experience and can communicate complex technical ideas clearly across functions. The team values collaboration, growth, and a practical, results-driven approach.

Qualifications

• 3+ years of related professional experience.
• Experience with Rails or similar (Django, Laravel, Phoenix, Gin etc.).
• Experience with React or similar (Angular, Vue, Svelte, etc.).
• Some familiarity with front-end and back-end web development.
• Ability to communicate complicated technical concepts well with teammates in all functions, including non-technical roles.

Responsibilities

• Participate in all stages of the SDLC: solution shaping, system design, ticket writing/breakdown, write full-stack code, review code, perform deployments, monitor, and report.
• Own the quality of your work. Write tests and ensure everything works before merging/releasing.
• Work cross-functionally to ensure work is scoped to deliver quickly and deliver the right functionality.
• Collaborate with other cross-functional product-focused teams.

Skills

Rails or similar framework

React or similar framework

Front-end / back-end web development

Effective communication of technicals

Tools

Rails

React

Job description

WHO WE ARE:

Monetary is the financial platform powering treasury and capital markets across the public sector. State and local governments, public universities, health systems, and the bankers and advisors who serve them run trillions of dollars in debt, cash, and investments on Monetary.

We’ve built the most sophisticated treasury platform in public finance — sitting at the intersection of treasury management and a $4 trillion fixed income market that’s been waiting for modern infrastructure.

HOW WE WORK:

• Our application is a Majestic Monolith built with Ruby on Rails, React, and PostgreSQL. Our app is hosted in AWS, and we use GitLab for our CI/CD pipelines and deployments. We use feature flags to allow us to continually integrate our code.
• Our front-end is built with React, TypeScript, and MUI React. We have an in-house library of accessible components that is documented in StoryBook. Most of the components are built out and being used in new development, and we are in the process of implementing them throughout existing parts of the application.
• Our back-end is a Ruby on Rails JSON API that communicates with a React SPA (single page application).
• All of our engineers work on the front-end, back-end and database. We have some engineers who are much more experienced in one, but we can all do some work in any part of the stack.
• We have a small dedicated infrastructure team, but our teams deploy and monitor their own code.
• Engineers collaborate closely with product managers, designers, and industry specialists to understand problems and design solutions. Engineers write and manage breaking down work into tickets and owning the tickets.

WHAT YOU’LL DO:

• Participate in all stages of the SDLC: solution shaping, system design, ticket writing/breakdown, write full-stack code, review code, perform deployments, participate in monitoring, and gather data for reporting.
• Own the quality of your work. Write tests and work with your team to ensure everything works before merging and releasing.
• Work cross-functionally on your team to ensure work is scoped to deliver quickly and deliver the right functionality.
• Work collaboratively with other cross functional product-focused teams.

WHAT YOU’LL BRING:

• 3+ years of related professional experience
• Experience with Rails or similar (Django, Laravel, Phoenix, Gin etc.)
• Experience with React or similar (Angular, Vue, Svelte, etc.)
• Some familiarity with front-end and back-end web development
• Ability to communicate complicated technical concepts well with teammates in all functions, including non-technical roles

OUR “GOAT” VALUES:

GROW Continuously

• We believe in continuous improvement, never accepting the status quo as good enough, and iterating to move quickly without compromising on quality.
• We are energized by the fast-paced rate of change that growth demands and see new challenges as opportunities for resilience and personal development.
• We are driven by curiosity to think creatively, innovate, and experiment, and we humbly incorporate lessons learned from success and failure along the journey.

OWN Your Outcomes

• We hold ourselves accountable for exceptional effort, execution, reliability, professionalism, and results that add tremendous value for customers.
• We are all individual contributors, responsible for delivering value to our customers, team, and company with every action we take.
• As managers, we lead by example in both what we do and how we do it, and stay personally familiar with the work as we coach our teams.
• We follow through on our decisions and commitments with action.

ABOVE & Beyond

• We create moments of magic, surprising and delighting our customers at every touchpoint.
• We run towards problems and enthusiastically jump in to help colleagues however we can be valuable.
• We take pride in proactively doing the extra little things that set us apart, even when no one is watching.

TEAM Over Ego

• There is no task needed at Monetary that is beneath any of us.
• We work hard to be the teammate others want on their team.
• We have the courage to have hard conversations and the grace to receive honest feedback in pursuit of excellence.

WHY MONETARY:

Monetary is a fast-growing company where we dream big, move fast, make an impact, and bring joy to everything we do. Our core values drive our success as an organization, and we are looking for talented teammates who share our passion for challenging the status quo, innovating in all we do, and wanting to make a difference.

When it comes to benefits and perks, we are committed to supporting our employees’ well-being to make their lives better, both in and out of the office. We offer:

• Location: Charlotte NC (Hybrid - Flexible)
• Annual salary range is $115,000-130,000 based on experience
• Up to 5% annual bonus
• Equity (stock options) for all employees
• Comprehensive health, dental, and vision insurance
• 401(k) with 4% employer match
• Flexible work schedules and generous leave policies
• Professional development opportunities
• Annual Company Onsite

Interview Process:

• Intro call
• Interview with an Engineering Manager (video call)
  • Behavioral: projects you have worked on, how you work
  • Technical: hands-on planning, review, and coding; AI in the SDLC
• Onsite with the team
  • Meet the Product, Engineering, and Design team you would be working with
  • Including some hands-on technical work with engineering

Monetary is an Equal Opportunity Employer. We value diversity and prohibit discrimination and unlawful harassment in the workplace. All applicants will receive consideration for employment based upon their qualifications without regard to race, religion, color, national origin, ethnicity, gender, gender identity or expression, pregnancy, sexual orientation, age, marital status, genetic information, political affiliation, National Guard or veteran status, disability, or any other protected status under federal, state, or local law. We welcome and encourage applicants with disabilities to contact our team for assistance during the application and hiring process. We are committed to expanding accessibility and making reasonable accommodations in accordance with applicable law.