SMB Card Business Financial Tools, Senior Associate

J.P. Morgan; New York (NY); On-site; USD 100,000 - 150,000; Full time

Job summary

J.P. Morgan in the United States is seeking a Senior Associate of Business Financial Tools in Small Business Card to lead discovery, research, and development of a new product capability focused on how small businesses manage credit card spend and expenses.

You will partner with design, architecture, and engineering teams, leveraging customer feedback, data, and market insights to define requirements and deliver innovative solutions at pace.

Qualifications

• 3+ years in product management developing products and launching customer-facing capabilities.
• Knowledge of the product development lifecycle from discovery to delivery planning.
• Builds strong partnerships across Engineering, Design, Marketing, and Servicing to drive alignment and launches.
• Excellent verbal and written communication with business and technical stakeholders.
• Self-starter with strong problem-solving and attention to detail.
• Proficiency with product management and collaboration tools such as JIRA, Confluence, Microsoft Office, and AI-powered productivity tools.

Responsibilities

• Lead discovery efforts and market research to uncover customer problems, identify target segments, and define solutions for SMB card experience and expense management.
• Develop the product strategy and write requirements and epics to support product development with UX/CX designers, architects, and engineering partners.
• Integrate data analytics, product metrics, user experience research, competitive analysis, and business goals to inform prioritization decisions.
• Champion new ideas across key customer journeys to increase satisfaction and engagement while ensuring consistency across channels.
• Define, communicate, and manage feature prioritization with a focus on user and business value and trade-offs.
• Manage stakeholder communications to ensure business needs are met, setting and managing expectations.

Skills

Product management

Product development lifecycle

Cross-functional partnerships

Communication skills

Problem solving

JIRA

Confluence

Microsoft Office

AI tools

Tools

JIRA

Confluence

Microsoft Office

Job description

Do you love taking ideas from 0-1, navigating tradeoffs with confidence, and shipping new capabilities at speed? Chase serves over 7 million small businesses in the US, and you will have the opportunity to define and launch financial tools to help small businesses gain more control over their finances and time.

Job Summary

As a Senior Associate of Business Financial Tools, in Small Business Card, you will lead discovery, research, and development of a new product capability focused on how small businesses manage and track their credit card spend and expenses. Leveraging customer feedback, user research, data, and market insights, you will identify customer problems, define requirements, and deliver innovative solutions at pace in partnership with design, architecture, and engineering teams across the card organization.

Job Responsibilities

• Lead discovery efforts and market research to uncover customer problems, identify target segments, and define effective solutions for the small business card customer experience and expense management
• Develop the product strategy and write requirements and epics to support product development in coordination with UX/CX designers, architects, and engineering partners [SU3]
• Integrate data analytics, product metrics, user experience research, competitive analysis, and business goals to inform and drive prioritization decisions
• Champion new ideas across key customer journeys to increase satisfaction and engagement while ensuring consistency across channels
• Define, communicate, and manage feature prioritization with a clear focus on user and business value and trade‑offs
• Manage stakeholder communications to ensure business needs are met, setting and managing expectations through clear written and oral communication

Required qualifications, capabilities, and skills

• 3+ years in product management developing products and launching customer‑facing capabilities at scale
• Proficient knowledge of the product development lifecycle, including discovery, requirement definition, epic creation, acceptance criteria development, and delivery planning
• You build strong partnerships across Engineering, Design, Marketing, and Servicing to drive alignment, execution, and successful product launches
• Effective verbal and written communication skills for engaging with both business and technical stakeholders and leadership
• Self‑starter with strong problem‑solving skills, attention to detail, and the ability to analyze complex business processes
• Proficiency with product management and collaboration tools such as JIRA, Confluence, Microsoft Office, and AI‑powered productivity tools

Preferred qualifications, capabilities, and skills

• You understand how small businesses manage their books and can build tools that meet their needs
• You have passion for small business customer experiences demonstrated through shipped products that measurably resolved business owner pain points
• You have experience working with optical character recognition (OCR), machine learning, or AI technologies to extract, classify, and enrich data from unstructured inputs
• You have a track record of using experimentation and testing to drive product decisions, with specific examples of experiments that changed product direction or challenged initial assumptions

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance, so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hire.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most‑used digital solutions – all while ranking first in customer satisfaction.

We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase‑branded and co‑branded cards in partnership with well‑known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.

Lead discovery, research, and development of a new product capability for SMB Card.