Small Business Consultant, Financial Strategy and Access to Capital

Revby LLC; Denver (CO); Hybrid; USD 56,000 - 68,000; Full time

Benefits offered by this job

Bonuses

QSEHRA health reimbursement

401(k) with employer match

Flexible paid time off

Paid holidays

Professional development

Job summary

Revby LLC is seeking a bilingual Small Business Consultant to join our Denver-based consulting team. The role focuses on financial strategy and access to capital, working directly with small business owners to evaluate financial position and prepare to approach lenders or capital providers.

You will explain financing options in English and Spanish, help identify gaps in financial information, and support documentation and reporting systems.

Qualifications

• Professional fluency in English and Spanish.
• Expertise in small business financial analysis and access to capital.
• Ability to interpret profit and loss statements, balance sheets, cash-flow statements, tax returns, and related financial documentation.
• Experience preparing or reviewing financial projections, budgets, use-of-funds plans, debt schedules, or other lender-facing materials.
• Ability to work from Revby’s Denver office at least two days per week and travel domestically when needed.

Responsibilities

• Advise small business owners in English and Spanish.
• Assess financial health and financing readiness.
• Develop lender-ready financial materials and projections.
• Manage client relationships and ensure timely delivery of services.
• Collaborate with colleagues to improve tools, templates, and processes.

Skills

Bilingual English/Spanish

Education

Bachelor's or Master's degree valued

Job description

Small Business Consultant, Financial Strategy and Access to Capital

Professional fluency in English and Spanish required

Compensation:

Starting at $62,000, with flexibility based on directly relevant experience

Travel:

Limited domestic travel, expected to be less than 20%

About Revby

Revby is a mission-driven economic development consulting and technical assistance provider. We partner with government agencies, municipalities, economic development organizations, nonprofits, and entrepreneurial support organizations to design and deliver programs that help small businesses stabilize, grow, access capital, and achieve measurable outcomes.

Our government and community partners engage Revby to provide consulting directly to entrepreneurs in their communities. Through these programs, we help public and community investments translate into practical support for small business owners.

We specialize in serving community-based businesses and microenterprises, including businesses led by minority, women, immigrant, LGBTQ+, and historically underserved entrepreneurs. Our clients bring different levels of business, financial, and technology experience, so our consultants must be able to make complex topics understandable and useful.

Revby works with public-sector and ecosystem partners across the United States, including the City of Boston’s Office of Economic Opportunity and Inclusion, the City of Tacoma’s Office of Community and Economic Development, Arlington Economic Development, Invest Atlanta, and the State of New Mexico.

Our consulting projects vary by program and client. They may include:

• Financial analysis and financial management
• Access to capital and financing readiness
• Business planning and growth strategy
• Sales and marketing
• Operations and organizational development
• Bookkeeping and financial systems
• Website development and e-commerce
• Hiring and workforce planning

Revby is entering an important stage of growth. Our strategy focuses on expanding our work with economic development and entrepreneurial support organizations while strengthening the tools, processes, and team capacity needed to scale sustainably.

About the Role

Revby is seeking a bilingual Small Business Consultant to join our Denver-based consulting team.

This is a client-facing consulting role with a specialization in financial strategy and access to capital. You will work directly with small business owners to evaluate their financial position, address barriers to financing, and prepare to approach appropriate lenders or capital providers.

This is not a traditional banking, lending, or underwriting position. Revby is not a bank, and this role will not approve or originate loans. Instead, you will use your understanding of how lenders assess small businesses to help owners strengthen their financial readiness and make informed decisions about financing.

Many of the entrepreneurs we support are not immediately ready to apply for capital. They may need assistance establishing bookkeeping practices, understanding their financial statements, organizing tax or financial documentation, addressing existing debt, developing projections, or determining how much financing the business can reasonably support.

You will help owners understand what lenders require, identify gaps in their financial information, and develop practical steps for becoming more loan-ready. When appropriate, you may also help owners compare financing options, identify potential capital sources, prepare application materials, and respond to lender questions.

Although this role has a strong financial and access-to-capital focus, every Revby consultant serves as a small business generalist. You may also support engagements involving business planning, marketing, operations, hiring, technology, or other business challenges. You do not need to be an expert in every area, but you should understand the fundamentals of operating and growing a small business and know when to involve colleagues or specialists.

What You Will Do

Advise small business owners in English and Spanish

• Lead discovery calls and consulting meetings with entrepreneurs in both languages.
• Ask thoughtful questions to understand the business, the owner’s goals, and the challenges affecting progress.
• Translate broad or unclear business needs into practical scopes of work, deliverables, and next steps.
• Explain technical financial concepts in an accessible, respectful, and actionable way.
• Adapt your approach to business owners with different levels of financial, business, and technology experience.

Assess financial health and financing readiness

• Review profit and loss statements, balance sheets, cash-flow statements, tax returns, debt schedules, and other financial records.
• Assess revenue, operating history, cash flow, existing debt, credit, collateral, liquidity, cash reserves, repayment capacity, and willingness to borrow.
• Identify issues that may affect a lender’s assessment of the business.
• Help owners improve financial documentation, bookkeeping practices, and reporting systems.
• Determine whether a business is ready to pursue financing or should address other priorities first.

Develop lender-ready financial materials

• Build or review financial projections in a format that lenders and capital providers can evaluate.
• Prepare cash-flow forecasts, use-of-funds budgets, working-capital analyses, and debt schedules.
• Help owners explain their financing needs, proposed use of funds, and repayment plans.
• Review financing applications and supporting documentation for completeness and credibility.
• Help owners prepare for questions from lenders, program partners, or other capital providers.
• Research conventional, SBA-backed, CDFI, community-based, and alternative financing options.
• Explain differences in repayment terms, interest and fees, collateral requirements, personal guarantees, and eligibility criteria.
• Help owners evaluate whether a financing product is appropriate for the business’s goals and current financial position.
• Connect businesses with capital sources or specialized partners when appropriate.
• Provide honest guidance when borrowing should wait or when another strategy may be more suitable.
• Contribute to business plans, pricing decisions, growth strategies, and operational improvements.
• Help owners strengthen business systems, internal processes, and decision-making practices.
• Support projects involving marketing, sales, hiring, technology, or other business needs based on program scope.
• Collaborate with colleagues whose expertise complements your own.

Manage client work and program requirements

• Own assigned client relationships and workstreams from discovery through completion.
• Manage schedules, follow-up, documentation, deliverables, and accurate time tracking.
• Maintain clear records of services provided, client progress, and results.
• Work within the scope and requirements of government-sponsored technical assistance programs.
• Contribute to program reporting and communicate progress, risks, and outcomes clearly.
• Manage multiple client engagements while maintaining quality and responsiveness.

Contribute to the consulting team

• Participate in case reviews, collaborative problem-solving, and quality assurance.
• Seek input when assignments require expertise beyond your current strengths.
• Respond constructively to feedback and apply shared consulting standards.
• Help develop templates, tools, workflows, and processes that improve Revby’s ability to serve more businesses effectively.
• Build broader consulting capabilities over time, including familiarity with marketing, operations, technology, and business-growth strategy.

Required Qualifications

• Professional fluency in English and Spanish. You must be able to independently conduct substantive consulting conversations in Spanish, including discussions involving cash flow, debt, financial statements, projections, and financing readiness.
• Demonstrated expertise in small business financial analysis and access to capital.
• Ability to interpret profit and loss statements, balance sheets, cash-flow statements, tax returns, and related financial documentation.
• Experience preparing or reviewing financial projections, budgets, use-of-funds plans, debt schedules, or other lender-facing materials.
• Understanding of how lenders evaluate credit risk, repayment capacity, financial documentation, collateral, liquidity, and loan structure.
• Experience helping small business owners or entrepreneurs improve their financial readiness, make financing decisions, or prepare to approach capital providers.
• Strong owner-facing communication and consulting skills, including the ability to explain technical topics without unnecessary jargon.
• Ability to form an evidence-based point of view and translate financial analysis into practical recommendations.
• Strong professional writing, presentation, research, and problem-solving skills.
• Ability to manage multiple priorities, document work carefully, meet commitments, and collaborate with colleagues.
• Ability to work from Revby’s Denver office at least two days during a typical week.
• Ability to travel domestically when needed for client meetings, program activities, or team collaboration.

Preferred Qualifications

• Experience with a Community Development Financial Institution, entrepreneurial support organization, economic development organization, SBA-related program, nonprofit technical assistance provider, community bank, or credit union.
• Experience delivering technical assistance directly to small business owners.
• Knowledge of conventional, SBA-backed, CDFI, community-based, or alternative small business financing.
• Experience working with minority, women, immigrant, LGBTQ+, or historically underserved entrepreneurs.
• Experience supporting businesses whose financial circumstances require an individualized or nontraditional approach.
• Direct credit analysis, underwriting, lending, or small business relationship-management experience combined with strong consulting potential.
• Broader knowledge of small business marketing, operations, technology, or growth strategy.
• Experience working within structured, grant-funded, government-funded, or contract-based programs.

Education and Experience

A bachelor’s or master’s degree is valued but is not an absolute requirement.

Revby is open to candidates who developed comparable financial and consulting capabilities through alternative educational or professional paths. Candidates should be able to demonstrate rigorous financial knowledge, sound business judgment, and an evidence-based approach to consulting.

Relevant experience may come from small business consulting, CDFI technical assistance, commercial or community lending, credit analysis, economic development, entrepreneurship programs, or related work.

Experience limited to loan administration, transaction processing, or general financial analysis without meaningful interaction with small business owners will not be sufficient.

The Kind of Consultant We Are Looking For

Technical ability matters, but so do judgment, empathy, and relationships.

The strongest candidate will be able to meet a business owner where they are while still providing clear, informed guidance. You should be comfortable working with entrepreneurs who are highly knowledgeable about their industries but may need support understanding financial statements, financing requirements, or business systems.

We are looking for someone who:

• Listens carefully before recommending solutions
• Asks strong discovery questions
• Makes complex financial concepts understandable
• Adapts recommendations to the specific business
• Uses evidence, research, and analysis rather than relying only on personal opinion
• Understands the realities and pressures of running a small business
• Is comfortable saying that a business is not yet ready to borrow
• Works collaboratively rather than insisting on a personal coaching methodology
• Follows program requirements and maintains strong documentation
• Takes ownership of client outcomes and deliverable quality
• Wants to expand their abilities beyond their current specialty

This role is not a fit for someone who wants to work independently without shared standards, resist documentation or compliance requirements, or provide generic coaching based primarily on personal experience.

Location, Schedule, and Travel

This is a full-time, hybrid position based in the Denver area.

The consultant should expect to work from the Denver office at least two days during a typical week. Much of the client-facing work will occur virtually, although some engagements will include in-person meetings or program activities.

Limited domestic travel is required and is expected to be less than 20%. Likely destinations may include California, Washington, New Mexico, and other locations where Revby delivers programs.

Candidates must live within commuting distance of Denver or be prepared to relocate without employer-provided relocation assistance.

Compensation and Benefits

• Base salary starting at $62,000, with flexibility based on directly relevant experience
• Eligibility for discretionary and performance-based bonuses
• Healthcare expense reimbursement through a QSEHRA plan
• 401(k) with employer match
• Flexible paid time off
• Paid holidays
• Professional development and training