Small Business Banker

City National; Florida; Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Coverage

401(k) with matching

Paid Time Off & Holidays

Wellness Resources

Job summary

City National Bank of Florida is seeking a results-driven Small Business Banker to build lasting relationships with businesses up to $5 million in annual revenue. You will deliver strategic financial solutions, drive growth through deposits and loans, and work with partners to meet client needs while representing the bank in the community.

Join a team focused on client service, cross-functional collaboration, and regulatory compliance, with opportunities to advance in banking in Florida.

Qualifications

• Minimum 2–7 years in Small Business Banking or similar
• Solid credit background with ability to structure loans and analyze credit
• Proven in growing and managing small business relationships
• Ability to perform cash flow analyses and pre-screens
• Collaborative, proactive and goal-oriented
• Excellent communication and relationship management skills

Responsibilities

• Grow and manage a portfolio of 250+ small business clients
• Prospect and acquire new relationships through networking and outreach
• Provide financial advice and recommend deposits, loans and treasury solutions
• Collaborate with Lending, Treasury, Mortgage and Wealth Management teams
• Support branch operations including account opening and loan processing
• Act as a community ambassador and lead small business initiatives
• Adhere to regulatory, policy and SAFE Act requirements

Skills

Small Business Banking

Credit Analysis

Relationship Building

Prospecting

Financial Advisory

Regulatory Compliance

Education

Bachelor's degree in Business or Finance

SBA lending experience

Job description

About Us

Think BIG. Achieve More.

At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We're entrepreneurs at heart-growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!

Overview

Think BIG. Achieve More.

At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We're entrepreneurs at heart-growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!

About the Role

We're looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you'll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.

What You'll Do

• Grow and manage a portfolio of 250+ small business clients.


• Proactively acquire new relationships through prospecting, networking, and outreach.


• Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.


• Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.


• Support branch operations including account opening, teller transactions, and loan support as needed.


• Serve as a community ambassador and leader for the bank's small business efforts.


• Ensure compliance with all regulatory, policy, and procedural standards.

Key Responsibilities

• Consistently meet or exceed sales and referral goals for deposits, loans, and services.


• Perform financial reviews and loan pre-screens; complete cash flow analyses.


• Make independent overdraft pay/return decisions within assigned limits.


• Support the loan application and closing process; collect and review required documentation.


• Maintain operational integrity through proper balancing, ticketing, and risk protocols.


• Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.

What You Bring

• 2-7 years of recent experience as a Small Business Banker or similar role.


• Solid credit background with proven ability to structure loans and analyze credit.


• Demonstrated success in acquiring and growing small business relationships.


• Ability to complete independent pre-screens and cash flow analysis.


• Collaborative, proactive, and goal-oriented mindset.


• Excellent communication and relationship management skills.

Education

• Bachelors degree in Business or Finance preferred.


• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.


• SBA lending experience a plus.

Benefits & Perks

We offer a competitive benefits package designed to support your success:

• Health Coverage: Medical, dental, and vision plans with employer contributions.


• Retirement Savings: 401(k) with matching.


• Paid Time Off & Holidays:Generous PTO and paid holidays.


• Wellness Support: Access to mental health and financial wellness resources.

Visit our benefits page to learn mor e Benefits!

Join City National Bank of Florida. The possibilities are endless.

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair interview process, the use of AI wearables, AT tools, AI applications, or other external assistance is strickly prohibited.

Accommodations

If you require a reasonable accommodation to apply or participate in the hiring process, please contact our Talent Attraction team at [e-mail]