Senior Vice President, Commercial Real Estate

Stifel; St. Louis (MO); On-site; USD 180,000 - 300,000; Full time

Benefits offered by this job

Health benefits

401k

Paid time off

Job summary

Stifel in St. Louis seeks a Senior Vice President, Commercial Real Estate to lead complex CRE loan opportunities from origination through closing and servicing. You will assess borrower needs, underwrite cash flows, and ensure compliance with laws and bank policy.

Ideal candidates bring 7–10 years in CRE lending, strong financial analysis and regulatory knowledge, and a proven capacity to mentor analysts while cross‑selling across divisions.

Qualifications

• Bachelor's degree in finance, accounting or related field.
• 7–10 years of CRE lending, corporate lending, or related experience.
• Advanced financial statement and credit portfolio management knowledge.
• Strong written and oral communication and cross-functional collaboration.

Responsibilities

• Identify, structure, close and monitor commercial real-estate loan opportunities.
• Underwrite opportunities, analyze financial statements, and develop cash flow models.
• Negotiate Credit Agreements to facilitate loan closings.
• Lead ongoing credit evaluations, quarterly reporting, and regulatory reviews.
• Mentor CRE analysts and collaborate across divisions.

Skills

Credit analysis

Financial statement analysis

Cash flow modeling

Regulatory knowledge

Communication skills

Education

Bachelor's degree in finance or accounting

7–10 years CRE lending experience

Tools

Microsoft Excel

Microsoft PowerPoint

Job description

Why Stifel

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

Let's talk about how you can find your place here at Stifel,where success meets success.

What You'll Be Doing

The Senior Vice President, Commercial Real Estate is responsible for identifying, structuring, closing, monitoring, and servicing commercial real-estate loan opportunities of varying complexity. The complexity of loan opportunities and portfolio responsibilities are larger than lower level lender roles. The SVP is responsible for ensuring that all loan decisions, actions, and recommendations are based on an accurate and thorough understanding of each customer's financial needs, market characteristics, and conditions, and comply with all laws, regulations, and Stifel Bank policy.

What We're Looking For

• Evaluate, analyze, and recommend various types of commercial real-estate loans with recommendations for approval
• Underwrite opportunities, analyze financial statements, and develop cash flow models to be utilized in support of commercial loans.
• Manage the overall documentation process and negotiate Credit Agreements to facilitate closing of approved loans.
• Prepare and lead ongoing credit evaluations, quarterly reporting, and financial statement analysis, risk rating, regulatory reviews, and annual reviews.
• Monitor and report the financial performance of an existing portfolio
• Expectation to mentor, incorporate, and educate CRE analysts and other associates.
• Interface with other Stifel divisions and customers as needed.
• Lead various commercial lending projects as needed.

What You'll Bring

• Understand and comply with all regulations.

• Advanced knowledge of financial statement analysis, credit analysis, and credit portfolio management.

• Advanced knowledge of the loan market and various industry (OCC and FDIC) regulations.

• Effectively communicate (written and oral) with prospective borrowers, partner banks, investment bankers, equity research analysts, and executive management.

• Ability to understand the parts, causes and potential outcomes of issues and problems, and to implement information or formulate corrective actions.

• Strong business acumen with ability to work collaboratively and cross functionally.

• Proven track record of multi-tasking and working under a heavy workload with changing priorities

Education & Experience

• Minimum Required: Bachelor's Degree in finance, accounting or another business-related field or equivalent experience.
• Minimum Required: 7-10 years' of related work experience in corporate/commercial lending, commercial real estate lending, debt capital markets, finance, or accounting.

Licenses & Credentials

• Minimum Required: None

Systems & Technology

• Proficient in Microsoft Word, PowerPoint, Outlook and advance knowledge of Microsoft Excel.

About Stifel

Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success.

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

Stifel's bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

Stifel is an Equal Opportunity Employer.