Senior Underwriting Counsel, Insurance Strategy

Relm Insurance; Miami Beach (FL); On-site; USD 170,000 - 250,000; Full time

Benefits offered by this job

Paid Public Holidays

Generous PTO (PTO)

Full Health Coverage

401K with Company Match

Professional Development & Mentorship

Wellness Stipend

Commuting & Travel Reimbursement

Wellness Benefits

Your Voice Matters

Endless Growth Opportunities

Job summary

Relm Insurance in Miami Beach is seeking an experienced Underwriting Counsel to join its Legal team and serve as a key legal partner to Relm’s underwriting business. You will take day-to-day ownership of legal support for underwriting teams, managing endorsements, policy wordings and bespoke coverage across the specialty portfolio.

Reporting to the Senior Legal Counsel – Insurance & Strategy, you will work closely with senior underwriters, claims, product and other stakeholders to translate

Qualifications

• JD from an accredited law school and admission to practice in at least one U.S. jurisdiction.
• Minimum of 5 years of relevant legal experience in insurance coverage, underwriting counselling or in-house insurance legal team.
• Strong experience with commercial and/or specialty lines insurance products, coverage and policy wording.
• Demonstrated experience drafting and reviewing policies, endorsements, manuscript language and bespoke coverage solutions.
• Experience working directly with underwriters and translating commercial objectives into practical policy language.
• Strong understanding of insurance coverage principles and regulatory requirements relevant to underwriting activities.
• Strong commercial judgement and ability to provide clear, practical and solution-oriented advice.
• Excellent drafting, analytical, communication and relationship-building skills.
• Ability to independently manage a varied portfolio of matters in a fast-paced environment.

Responsibilities

• Act as a primary day-to-day legal adviser to Relm’s underwriting teams on policy wording and coverage.
• Own and manage the Underwriting Counsel intake process, triaging and prioritising requests.
• Draft and review endorsements, amendatories, manuscript wordings and policy forms.
• Advise on bespoke policy terms and coverage structures and translate underwriting intent into policy language.
• Review and negotiate NDAs and underwriting-related agreements.
• Partner with Underwriting and Product Innovation on development and lifecycle management of insurance products.
• Advise on regulatory requirements relevant to underwriting activities.
• Identify lessons from claims and translate them into improvements to policy wording and products.
• Develop and maintain policy wording standards, endorsements libraries and precedents.
• Develop playbooks and guidance; support Product to keep libraries up to date.
• Identify regulatory and market developments and provide practical recommendations.
• Develop and deliver training to underwriting teams on policy wording and developments.
• Continuously improve Underwriting Counsel processes and ways of working.

Skills

Legal experience

Contract drafting

Policy language

Underwriting collaboration

Regulatory understanding

Commercial judgement

Communication skills

Education

Juris Doctor (JD)

Job description

Relm Insurance in Miami Beach is seeking an experienced Underwriting Counsel to join its Legal team and serve as a key legal partner to Relm’s underwriting business. You will take day-to-day ownership of legal support for underwriting teams, managing endorsements, policy wordings and bespoke coverage across the specialty portfolio.

Reporting to the Senior Legal Counsel – Insurance & Strategy, you will work closely with senior underwriters, claims, product and other stakeholders to translate