Senior Underwriting Consultant – Life Underwriting – Remote

Symetra; Bellevue (WA); Hybride; USD 106 000 - 177 000; Plein temps

Avantages offerts par ce poste

401(k) with company match up to 6%

Paid time away: vacation/sick, flex, 9

Hybrid work arrangements

Company matching charitable giving

Résumé du poste

Symetra is seeking a Senior Life Underwriting Consultant for the Large Case and High‑Net‑Worth Foreign National Team in Bellevue, WA. You will review complex life insurance applications, assess high‑risk cases, and collaborate with Medical Directors to deliver optimal offers.

The role requires 10–15 years of underwriting experience, strong analytical skills, and the ability to travel for client presentations.

Qualifications

• At least 10–15 years of cumulative, relevant experience.
• Proven analytical and problem‑solving skills.
• Strong attention to detail with ability to manage large caseloads.
• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations and life insurance contract law.
• Strong interpersonal and communication skills (written and verbal).
• Ability to travel and make presentations to clients and producers.
• CLU, FALU and/or FLMI or working towards designation preferred.

Responsabilités

• Review life insurance applications with a focus on high‑net‑worth and foreign national clients.
• Assess medical and non‑medical risk in line with company guidelines.
• Partner with Medical Directors and leadership to navigate complex cases.
• Represent Symetra professionally in virtual and in‑person settings; travel may be required.
• Mentor fellow underwriters and lead educational sessions for agents and underwriting colleagues.
• Identify opportunities to improve underwriting processes and customer experience.

Connaissances

Analytical thinking

Problem solving

Attention to detail

Underwriting knowledge

Interpersonal communication

Negotiation skills

Presentation to clients/producers

Formation

CLU/FALU/FLMI (preferred)

College degree preferred

High school diploma required

Description du poste

Symetra has an exciting opportunity to join our Life Underwriting Department as a Senior Life Underwriting Consultant for our Large Case and High-Net-Worth Foreign National Team.About the roleAt Symetra, we believe in empowering people to make a meaningful impact—and that includes our underwriters. As a Senior Underwriting Consultant, you’ll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter.You’ll assess complex mortality risks with consistency and care, balancing sound underwriting principles with our commitment to meeting customer and market needs. This role offers the opportunity to work on sophisticated cases, including high-net-worth and international business, while contributing to a collaborative culture that values learning, partnership, and continuous improvement.What you will doDeliver Thoughtful Underwriting DecisionsReview individual life insurance applications with a focus on high-net-worth and foreign national clientsAssess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfrontPartner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique casesApply your authority responsibly while ensuring appropriate collaboration on higher-limit casesMeet service expectations while maintaining quality and consistencyBuild Trusted RelationshipsCommunicate underwriting decisions clearly and respectfully with internal partners and distribution teamsFoster strong relationships that support long-term growth and mutual successShare your knowledge through agent and partner education, including leading seminars on underwriting topicsRepresent Symetra with professionalism in both virtual and in-person settings; occasional travel may be requiredSupport and Develop OthersServe as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility casesContribute to a culture of learning by supporting training, coaching, and knowledge sharingLead educational sessions for agents, BGAs, and underwriting colleaguesContribute to Continuous ImprovementIdentify opportunities to enhance underwriting processes and the customer experienceParticipate in team, department, and company initiatives that drive innovation and effectivenessEngage with industry events and stay current on trends to help strengthen our underwriting practicesWhy Work at SymetraHere’s what some of our employees have to say about why they work at Symetra:“Working across different departments at Symetra has been a fantastic experience. What truly stands out is how much the leaders genuinely care about every employee, regardless of role. It’s inspiring to be part of a company so deeply focused on its people and committed to making a positive impact in the community.” - Bill G., Underwriting Consultant“Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop LossWhat we offer youBenefits and PerksWe don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.Flexible full-time or hybrid telecommuting arrangementsPlan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%Paid time away including vacation and sick time, flex days and ten paid holidaysGive back to your community and double your impact through our company matchingWant more details? Check out our Symetra Benefits OverviewCompensationSalary Range: $106,400 - $177,300 plus eligibility for annual bonus programWho You AreAt least 10-15 years of cumulative, relevant experienceProven analytical and problem-solving skillsStrong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standardsStrong technical and financial underwriting skillsService-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environmentStrong interpersonal and communication skills (written and verbal)Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.Ability to travel and make presentations to clients and producers.Strong negotiation skills.CLU, FALU and/or FLMI, or working towards completion of designation is preferred.College degree preferred, high school diploma required.Travel:Required Training & Professional DevelopmentAll newly hired people leaders with direct reports are required to complete a comprehensive leadership development program within their first year. This program includes both virtual and in-person training. The in-person sessions will take place at Symetra’s corporate headquarters in Bellevue, Washington. Symetra covers all travel and accommodation expenses.Reasonable AccommodationsSymetra is committed to providing equitable access to all job-related responsibilities, including required travel. If reasonable accommodations are needed for travel, Symetra’s HR department will work to provide appropriate solutions in alignment with individual needs and company policies.We empower inclusionAt Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute.Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.Creating a world where more people have access to financial freedomSymetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products-and operate our company-to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.For more information about our careers visit: https://symetra.eightfold.ai/careersWork AuthorizationEmployer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.Please review Symetra's Remote Network Minimum Requirements:As a remote-first organization with a cameras-on culture, reliable internet connectivity is important to how we connect, collaborate, and serve our customers. To support a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection:Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of \"broadband.\"Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.When applying to jobs at Symetra you'll be asked to test your internet speed and confirm that your internet connection meets or exceeds Symetra's standard as outlined above.Identity VerificationSymetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.Failure to comply with verification procedures may result in:Disqualification from the recruitment processWithdrawal of a job offerTermination of employment and other criminal and/or civil remedies, if fraud is discovered