Senior Underwriting Consultant

Pacific Life Insurance; Myrtle Point (OR); Remote; USD 98,000 - 121,000; Full time

Job summary

A leading insurance provider is seeking experienced Life Insurance Underwriters for remote positions in Myrtle Point, Oregon. Ideal candidates will bring 7-10 years of underwriting experience, strong communication skills, and a Bachelor's Degree. You will evaluate insurance applications and have a significant impact on the acceptance and risk assessment process. The role offers competitive salaries and benefits starting from day one.

Benefits

Medical, Dental, Vision insurance

Paid Time Off

401k savings plan

Generous parental leave

Qualifications

• 7-10+ years of Life Insurance Underwriting experience required.
• Ability to handle decisions up to $2.5 million without co-signature.
• Proficiency in underwriting processes and philosophies.

Responsibilities

• Evaluate insurance applicants and determine application outcomes.
• Review underwriting data and make informed decisions.
• Finalize cases and process applications.

Skills

Life Insurance Underwriting

Communication Skills

Critical Thinking

Detail Orientation

Education

Bachelor's Degree

Job description

Overview

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking talented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work.

As an Underwriting Consultant, you’ll evaluate insurance applicants and determine whether to accept, modify, or decline applications. You’ll focus on mortality by evaluating risk of death, including history, medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part of placing Life Insurance coverage and can directly impact our position in the marketplace and relationships with distribution partners.

Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.

How you'll help move us forward

• Complete wing-to-wing underwriting decision: review upfront underwriting data and tools
• Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection
• Finalizing cases
• Data enter medical history and use system workbenches to process and decision cases
• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting productivity, quality, and performance standards

The experience you bring

• 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies
• Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher)
• Effective written and verbal communication skills with the ability to build relationships both internally and externally
• Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events
• Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used
• Ability to develop specific goals, plan, and prioritize work

What make you stand out

• Bachelor's Degree
• BGA and Trial Experience Preferred
• Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU

Compensation

As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are based on geographical location.

Underwriting Consultant

The base pay range below reflects the Senior Underwriting Consultant level, and represents the company’s good faith minimum and maximum range for this role at that level at the time of posting.

$98,190 - $120,010

Senior Underwriting Consultant

The base pay range below reflects the Senior Underwriting Consultant level, and represents the company’s good faith minimum and maximum range for this role at that level at the time of posting.

$119,070 - $145,530

You can be who you are.

Benefits and Inclusion

People come first here. We’re committed to an inclusive workforce. Learn more about how we create a welcoming work environment at www.pacificlife.com. What’s life like at Pacific Life?

Visit Instagram.com/lifeatpacificlife.

Benefits start Day 1.

Your wellbeing is important. We’re committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

EEO Statement

Pacific Life Insurance Company is an Equal Opportunity / Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.