Senior Underwriter - Wholesale (Texas Remote)

USI Insurance Services; San Antonio (TX); Remote; USD 75,000 - 100,000; Full time

Job summary

A leading company in the insurance space seeks an Underwriter with expertise in property and casualty underwriting. In this role, you will assess risks, negotiate premiums, and maintain profitable relationships with brokers. The position offers competitive benefits, flexible spending accounts, and a generous paid time off policy.

Benefits

Medical Benefits

401(k)

Paid Time Off

Paid Family Leave

Short and Long-term Disability

Qualifications

• 5 years + property and casualty underwriting experience in wholesale space.
• Ability to negotiate with strong mathematical skills.

Responsibilities

• Underwrite and analyze new and renewal accounts for complex assignments.
• Train and coach other underwriting team members as needed.
• Develop and maintain relationships with agencies and brokers.

Skills

Negotiation

Mathematical Skills

Communication Skills

Organizational Skills

Analytical Skills

Education

High school diploma or equivalent

Property & Casualty License

Tools

Microsoft Office Suite

Company Systems

Job description

Assess medium to large risks of a complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.

Responsibilities :

• Underwrite and analyze new and renewal accounts for the most complex assignments.
• Serve as a subject matter expert to review insurance coverages and policies.
• Assess the risk to determine the appropriate price, coverage, and terms and conditions. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
• Identify the need, order, and evaluate additional risk assessment information.
• Underwrite within defined broad limits and authority.
• Establish underwriting policy and procedures. Provide reports to management.
• Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.
• Responsible for training and coaching other underwriting team members as needed.
• Communicate with agents to obtain supplemental underwriting information.
• Analyze and rate endorsement requests.
• May require some travel for educational development or client relationship building.

Knowledge, Skills and Abilities :

• 5 years + property and casualty underwriting experience in wholesale space
• High school diploma or equivalent is required.
• Property & Casualty and / or appropriate business licensure is required.
• Broad knowledge of insurance industry.
• Ability to negotiate with strong mathematical skills.
• Strong written, verbal, and interpersonal communication skills.
• Working knowledge of Microsoft Office suite of products.
• Proficiency in utilizing company systems.
• Strong organizational and analytical skills with attention to detail and accuracy.
• Ability to travel 15% of the time.

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time .