Senior Underwriter-Specialty Human Services Division

Great American Insurance Group; New Jersey; Remote; USD 70,000 - 100,000; Full time

Job summary

A leading insurance company is seeking a fully remote Senior Underwriter or Underwriting Specialist. The role involves risk assessment, developing customer relationships, and pricing policies within company guidelines. Candidates with 8+ years of relevant experience are preferred. The salary range for this position is $70,000 - $100,000, along with a competitive benefits package.

Benefits

Medical, dental, and vision plans

Employee stock purchase plan

Education reimbursement

401(k) plan with company match

Qualifications

• 8+ years of related experience in underwriting or insurance.
• Experience in the non-profit or social service industry is preferred but not required.
• Certification in area of expertise may be in process or completed.

Responsibilities

• Analyze risk selection, pricing, and profitability per divisional objectives.
• Develop and maintain business relationships with customers and agents.
• Administer underwriting rules, guidelines, and regulations.

Skills

Risk assessment

Customer service

Analytical skills

Communication

Education

Bachelor’s Degree in Business or related field

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

For more than 45 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace. Coverage is available for hundreds of classes of business, including:

• Arts and Cultural
• Clubs
• Community Services
• Education
• Family Services and Counseling
• Food Distribution and Thrift Stores
• Foundations and Grant Making
• Shelters
• Recreation and Sports
• Religious
• Youth Services

Our Specialty Human Services division is looking for a Senior Underwriter or Underwriting Specialist to join their team. The lines of coverage include package, auto, and umbrella. The person hired for this position will be fully remote. We are only looking for candidates who reside in the Central or Eastern time zones.

Essential Job Functions and Responsibilities

• Responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.
  • Uses independent judgment and initiative to support business goals.
  • Maintains a high level of customer service.
  • Analyzes coverage and limit requests and decides what terms to offer.
  • Lines of Business include; package, auto and umbrella.
  • Prices business in accordance with company guidelines.
  • Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions.
  • Orders and screens miscellaneous UW reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, credit checks, outside inspections, loss control, etc.
• Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
  • Interprets, explains, and markets products and services.
  • Develops relationships with agents & brokers through telephone interactions.
• Administers, applies, and may update underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• Performs other duties as assigned.

Job Requirements

• Education: Bachelor’s Degree or equivalent experience
• Field of Study: Business, Liberal Arts or a related discipline.
• Experience: 8+ years of related experience. May be in the process of obtaining or may have already completed certification in area of expertise.
• Occasional travel to assigned territory 2-4 times annually
• Non-profit/social service industry experience preferred but not required

Business Unit: Specialty Human Services

Salary Range: $70,000.00 -$100,000.00

Benefits:

Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.

We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.