Senior Underwriter, Small Commercial

Liberty Mutual Insurance; United States; Remote; USD 80,000 - 110,000; Full time

Job summary

A leading company in property casualty insurance is seeking a Senior Underwriter to manage and grow a portfolio of small commercial accounts. The role involves analyzing risks, setting premiums, and collaborating with agents and brokers. Ideal candidates will have strong analytical skills and a background in commercial lines underwriting. This position offers competitive compensation and the opportunity to work remotely in WA or OR.

Qualifications

• 3-5+ years of commercial lines underwriting experience.
• Experience with multi-line insurance products.

Responsibilities

• Develop and maintain diversified books of business.
• Assess risks, determine premiums, and negotiate deals.

Skills

Analytical and problem-solving skills

Territory management

Excellent communication

Relationship-building

Technology integration

Education

Bachelor’s degree in a related field

Chartered Property Casualty Underwriter (CPCU)

Job description

Pay Philosophy

The typical starting salary range for this role is determined by factors such as skills, experience, education, certifications, and location. The full salary range reflects the competitive market value across the nation and offers opportunities for growth as employees develop within the role. Some roles at Liberty Mutual may include compensation plans with commissions and/or bonuses, which vary based on multiple factors outlined in the specific compensation plan.

Position Overview

The Underwriter will work remotely in WA or OR, with quarterly travel for in-person agency visits. Ideal candidates will reside in:

Portland, OR, Seattle, WA, Spokane, WA

This is a ranged posting. The level offered will depend on the candidate's experience and the discretion of management.

Great underwriters balance data analytics with human intuition. If you enjoy both quantitative and qualitative reasoning, managing your own accounts with autonomy, and working for a company offering competitive compensation and benefits, consider joining Liberty Mutual's underwriting department. As a Senior Underwriter, Small Commercial in property casualty insurance, you'll develop, grow, and maintain diversified books of business, working closely with agents and brokers to assess risks, determine premiums, set conditions, and negotiate deals to maximize profitability and meet business objectives.

We encourage you to apply if you are a:

• Strategic Account Manager: Managing a profitable portfolio of Property and Casualty insurance, typically with premiums of $100,000 and below, growing agent and broker relationships, and pursuing renewals.
• Problem Solver: Analyzing data to determine risk, premiums, policies, and identifying opportunities for growth, profit, and diversification.
• Clear Communicator: Maintaining successful relationships with agents and brokers, presenting proposals, negotiating, and obtaining approvals.
• Collaborative Teammate: Mentoring underwriters and sharing best practices for continuous improvement.
• Conscientious Professional: Completing documentation, ensuring compliance, and following underwriting guidelines.

Qualifications

Experience

• 3-5+ years of commercial lines underwriting experience
• Experience with multi-line insurance products

Skills

• Analytical and problem-solving skills
• Territory management
• Excellent communication
• Relationship-building with agents, brokers, and team members
• Technology integration in underwriting processes

Knowledge

• Insurance finance and actuarial concepts
• Commercial insurance products, underwriting, risk assessment, pricing, and regulatory issues in relevant territories
• Contract language and policy differences among states
• Continuous improvement tools and processes

Education

• Bachelor’s degree in a related field
• Chartered Property Casualty Underwriter (CPCU) or similar designation preferred

About Us

Liberty Mutual is committed to fostering an inclusive environment where employees from diverse backgrounds can thrive. We offer comprehensive benefits, ongoing learning opportunities, and support a culture of progress and security. We value integrity, commitment, and putting people first, providing benefits that support your well-being. Learn more at: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We do not tolerate discrimination based on race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information, or any other protected class.

Fair Chance Notices

• California
• Los Angeles (Incorporated & Unincorporated)
• Philadelphia
• San Francisco