Senior Underwriter, Small Commercial

Liberty Mutual Insurance; Scottsdale (AZ); Remote; USD 66,000 - 144,000; Full time

Job summary

Join a leading insurance provider as a Senior Underwriter, specializing in Small Commercial. In this role, you’ll leverage analytical skills to manage a diverse book of business, assess risks, and nurture relationships with agents and brokers. The position requires strong problem-solving abilities and 3-5 years of commercial lines underwriting experience, ideally further supported by a bachelor’s degree and relevant insurance designations.

Qualifications

• 3-5+ years of commercial lines underwriting experience.
• Experience with multi-line insurance products.

Responsibilities

• Develop and manage a profitable book of Property and Casualty insurance.
• Assess risks and determine premiums while negotiating deals.
• Mentor junior underwriters and ensure compliance with underwriting guidelines.

Skills

Analytical

Problem-solving

Communication

Territory management

Relationship building

Education

Bachelor’s degree in a related field

Chartered Property Casual Underwriter designation

Job description

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Liberty Mutual Insurance provided pay range

This range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$66,000.00/yr - $144,000.00/yr

Description

Underwriter will live and work remotely in the Mountain or Pacific time zone with quarterly travel to the mountain region for in person agency visits.

This is a ranged posting. Level offered will be based on candidate experience at manager discretion.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts—at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Senior Underwriter, Small Commercial in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

We encourage you to apply and bring your expertise if you’re a:

• Strategic Account Manager: As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing new accounts typically with premiums of $100,000 and below, and growing successful agent and broker relationships and pursuing renewals
• Problem solver: You’ll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification
• Clear communicator: You’ll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals
• Collaborative teammate: Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity—sharing best practices and identifying opportunities for continuous improvement
• Conscientious professional: Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines
  
  

Qualifications

Experience

• 3-5+ years of commercial lines underwriting experience
• Experience with multi-line insurance products
  
  

Skills

• Analytical, problem-solving capabilities
• Strong territory management skills
• Excellent communication skills
• An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters
• Understand and incorporate technology into the underwriting quote and risk selection process and support continued opportunity to expand and improve API capabilities
  
  

Knowledge

• Command of insurance finance and actuarial concepts
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
• Understanding of contract language, including regulatory and policy differences among applicable states
• Familiarity with continuous improvement processes and tools
  
  

Education

• A bachelor’s degree in a related field
• Chartered Property Casual Underwriter or other professional insurance designation preferred
  
  

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance

• Industries

  Insurance

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