Senior Underwriter, Retail Property

American International Group; San Francisco, Northern (CA, KY); On-site; USD 84,000 - 115,000; Full time

Benefits offered by this job

Competitive benefits

Total Rewards Program

Job summary

American International Group (AIG) in San Francisco is seeking a Senior Underwriter for Retail Property. You will underwrite large, complex risks with increasing authority, and work to align risk appetite with product guidelines.

You will collaborate with brokers, distribution teams, and other underwriters to identify opportunities, negotiate pricing and terms, and build lasting client relationships. AIG emphasizes strong communication and adaptability in a dynamic environment.

Qualifications

• Minimum 3+ years of Commercial Insurance Company, Agency or Brokerage experience.
• Bachelor’s degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Advanced working knowledge of lines of business in Retail Property including product features, forms, regulatory environments, and risks.

Responsibilities

• Underwrites assigned risks with greater authority and handles large accounts or complex risks.
• Communicates risk appetite and Retail Property value proposition to brokers.
• Collaborates with Distribution, Territory Managers, and other underwriters to target desirable accounts and cross-sell.
• Negotiates pricing, terms & conditions, and deal structure with brokers and clients.

Skills

Underwriting

Relationship building

Sales/Marketing

Analytical tools

Education

Bachelor's degree

Tools

Analytical tools

Job description

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter, Retail Property to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Make your mark in Underwriting, Retail Property AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG. How you will create an impact Reporting to the Zonal Underwriting Manager or Underwriting Manager, this position underwrites assigned risks under general direction. Has a greater underwriting authority and handles large accounts and/or more complex risks. The role will be responsible for underwriting Retail Property products. Communicate risk appetite and Retail Property Value Proposition to brokers. Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers. Rapidly evaluate, prioritize and select submissions to be underwritten. Recognize and create cross selling opportunities for other AIG General Insurance products. Work with brokers to understand deal structures, terms, and AIG Services that best meets clients’ needs. Negotiate pricing, terms & conditions, and deal structure with brokers and clients. Participate in special underwriting projects as needed. Develop strong, long term relationships with brokers and clients to profitably grow a book of business. Working with their manager, develop an individual business plan that is in line with product strategies. Responsible for maintaining risk selection in adherence with product guidelines and for achieving rate, renewal retention and new business goals. Provide mentoring and training to less experience underwriters Provide superior customer service to brokers and clients. What you’ll need to succeed Minimum 3+ years of Commercial Insurance Company, Agency or Brokerage experience. Bachelor’s degree from a four-year college or university. Proven ability to build and maintain strong professional relationships. Advanced working knowledge of lines of business in a specific Retail Property line of business including product features, forms, regulatory environments, and risks etc. Demonstrated sales, marketing, and relationship building experience. Very strong verbal and written communication skills. Highly motivated and results-oriented. Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions. Willingness to be flexible, learn on the job, and maintain a can-do attitude. Comfort with analytical tools and technology. For positions based in San Francisco, California, the base salary range is $84,000- $115,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. If your compensation expectations are above the posted range, we still encourage you to apply—your unique background matters to us. In addition, we’re proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview. #LI-RG1 At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail]. We consider qualified applicants with criminal histories, consistent with applicable law. Functional Area: UW - Underwriting Risk Specialists Companies Insurance Agency, Inc. Nous sommes une Compagnie d'assurance internationale de premier plan, présente dans plus de 80 pays et juridictions. Nous proposons une large gamme d’assurances IARD et Responsabilité civile, d’Assurance vie, de solutions de retraite et d’autres services financiers pour accompagner nos clients dans leur quotidien professionnel et personnel par le biais de nos divisions d’assurance générale, vie et retraite et placements. Ce qui nous caractérise à travers toutes ces offres, c'est notre engagement à aider les individus, les entreprises et les communautés à se préparer et à réagir aux périodes d'incertitude. Qu'il s'agisse d’aider les personnes confrontées à des catastrophes naturelles ou les millions d'Américains qui aspirent à une retraite stable, nous avons l'expertise nécessaire pour aider nos clients à mieux gérer les risques. Nous nous engageons également à faire ce qu'il faut pour nos Employés et les communautés dans lesquelles nous travaillons et vivons. C’est pourquoi nous cherchons à offrir ce qui compte à nos équipes toujours plus diversifiées - comme des environnements de travail flexibles et créatifs, des opportunités de croissance professionnelle et des forums pour se soutenir les uns les autres et inciter au changement. Nous encourageons les Employés à soutenir les causes qui les intéressent le plus, par le biais de nos programmes de congés des bénévoles et de subventions spécifiques (« Matching Grants Program »). Rejoignez notre réseau de Talents (Talent Network ). Des informations supplémentaires sur AIG sont disponibles sur www.aig.com | YouTube | Twitter | LinkedIn. Ces références avec des informations supplémentaires sur AIG ont été fournies pour des raisons de commodité, et les informations contenues sur ces sites Web ne sont pas référencées dans ce communiqué de presse.