Senior Underwriter-Retail Middle Market Property

Starr; New York (NY); On-site; USD 145,000 - 200,000; Full time

Benefits offered by this job

First class training and development

Job summary

Starr is seeking a Senior Underwriter for its Retail Middle Market Property team in New York. The role focuses on underwriting new and renewal property risks, developing broker and client relationships, and applying sound judgment to complex mid‑market accounts.

Location: New York, NY with options to work across Chicago, Atlanta, and Dallas markets. The position reports to the Retail Middle Market Property platform and emphasizes collaboration, risk assessment, and profitable portfolio growth.

Qualifications

• Bachelor’s degree in business, finance, insurance, or related field.
• Minimum 5 years of direct property underwriting experience, preferably retail middle market.
• Strong analytical and decision-making abilities.
• Excellent communication and relationship-building skills.

Responsibilities

• Solicit, evaluate, and underwrite new and renewal middle market property business.
• Analyze documentation per underwriting standards and request information when needed.
• Present quotation terms to brokers and clients within authority.
• Build strong relationships with brokers, clients, and internal teams.

Skills

Risk analysis

Underwriting

Communication

Negotiation

Relationship building

Education

Bachelor’s degree in business/finance/insurance

Tools

Underwriting platforms

Microsoft Office

Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.

The Retail Middle Market Property team is seeking an experienced Senior Underwriter to join our growing platform and play a key role in building and managing a profitable retail property portfolio. This position will be responsible for underwriting new and renewal business, developing strong broker and client relationships, and applying sound underwriting judgment to complex middle market property risks.

Location: New York, NY; Chicago, IL; Atlanta, GA; Dallas/Addison, TX

Key Responsibilities

• Solicit, evaluate, and underwrite new and renewal middle market property business from a diverse range of retail production sources.
• Analyze submitted documentation in accordance with company underwriting standards and guidelines; request additional information when necessary.
• Within assigned underwriting authority, prepare and present quotation terms and conditions to brokers and clients.
• Develop and maintain strong relationships with brokers, agents, clients, and internal business partners to drive profitable portfolio growth.
• For risks outside authority, create written referrals and submit with recommendations to appropriate approval authority.
• Review and approve binding terms/conditions, including endorsements and amendments for new and renewal business.
• Prepare insurance details for binders and reinsurance documentation for underwriting assistants; ensure accurate booking and billing.
• Set up, review, and approve policy forms and endorsements for all issued policies.
• Approve final bound policy terms prior to distribution to brokers/clients, ensuring compliance with underwriting standards.
• Maintain comprehensive file documentation as per company procedures.

Qualifications

• Bachelor’s degree in business, finance, insurance, or related field.
• Minimum of 5 years of direct property underwriting experience, preferably in retail middle market/commercial lines.
• Demonstrated ability to analyze complex risks and make sound underwriting decisions.
• Strong communication, negotiation, and relationship-building skills.
• Proven ability to work collaboratively within a team and with external partners.
• Interest in ongoing professional growth and consideration for future management opportunities.
• Proficiency in relevant underwriting platforms and Microsoft Office Suite.

Salary range $145,000-$200,000

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees.

Benefits

• We offer first class training and development opportunities to all employees.

Our aim is to grow our own talent and bring out the best in people.