Senior Underwriter (Remote - Nationwide) - Remote - Nationwide

Vituity in; Sacramento (CA); Remote; USD 98,000 - 120,000; Full time

Job summary

A prominent healthcare risk management company is seeking a Senior Underwriter for a remote position, responsible for MPL underwriting and compliance management. The ideal candidate will possess deep expertise in regulatory frameworks and strong analytical skills. Salary range is $98,700 - $120,000 annually, with some in-person attendance required.

Qualifications

• 5+ years of experience in Medical Professional Liability underwriting or compliance.
• Deep understanding of PCF programs and regulatory frameworks.
• Exceptional analytical, organizational, and communication skills.

Responsibilities

• Analyze and underwrite new and renewal MPL risks.
• Serve as a subject matter expert on MPL regulations.
• Develop underwriting protocols and checklists.

Skills

MPL underwriting

Regulatory compliance

Analytical skills

Communication skills

Customer relationship skills

Education

Bachelor's degree

Advanced degree or professional designation (RPLU, CPCU)

Tools

Underwriting systems

Microsoft Excel

Microsoft Word

PowerPoint

Adobe Acrobat

Job description

Senior Underwriter (Remote - Nationwide) - Remote - Nationwide (Project Management)

Vituity Recruitment Services
Remote, Nationwide - Seeking a Senior Underwriter

This is an exciting opportunity for a strategic thinker and compliance champion to shape the future of Medical Professional Liability (MPL) underwriting at a company committed to innovation and excellence in healthcare risk. We are seeking a seasoned Senior Underwriter with deep expertise in MPL, particularly in Patient Compensation Fund (PCF) states and other nuanced regulatory environments, to play a key role in ensuring underwriting decisions are aligned with state-specific compliance requirements. This role will focus on complex and emerging risk scenarios, with a strategic emphasis on establishing and maintaining best practices for compliance. We need a forward-thinking professional who combines strong analytical skills, underwriting judgment, and regulatory insight to support the profitable growth of our client, a dynamic organization with a fluid environment.

The Opportunity

Underwriting & Risk Assessment

• Analyze, evaluate, and underwrite new and renewal MPL risks for client.
• Assess complex opportunities and apply sound underwriting judgment in line with company guidelines.

Compliance Leadership

• Serve as a subject matter expert on state-specific MPL regulations, including PCF programs (e.g., Indiana, Louisiana, Pennsylvania, Wisconsin).
• Establish and document underwriting best practices to ensure compliance with PCF and other jurisdictional requirements.
• Monitor regulatory changes and develop responsive strategies and workflows.

Strategic Process Development

• Develop and implement underwriting protocols and checklists tailored to unique insurance scenarios and high-risk states.
• Collaborate with Legal, Claims, and Actuarial teams to address emerging issues.

Internal Training & Guidance

• Mentor underwriting specialists and provide technical guidance on underwriting complex risks.
• Deliver training sessions on compliance, documentation, and unique underwriting nuances.

Operational Excellence

• Maintain complete and accurate underwriting files with thorough documentation of underwriting rationale and regulatory considerations.
• Support internal audits and participate in corrective action plans related to compliance findings.

Required Experience and Competencies

• Bachelor's degree; advanced degree or professional designation (e.g., RPLU, CPCU) preferred.
• 5+ years of experience in Medical Professional Liability underwriting or compliance.
• Deep understanding of PCF programs and regulatory frameworks in states such as Indiana, Kansas, Louisiana, New Mexico, Pennsylvania, and Wisconsin.
• Strong knowledge of healthcare industry risk exposures, policy forms, and rating methodologies.
• Proficiency in underwriting systems and tools; experience with policy administration platforms is a plus.
• Exceptional analytical, organizational, and communication skills.
• Ability to lead initiatives, manage complex workflows, and work independently or collaboratively across departments and within a hybrid or virtual work environment.
• Strong customer and interpersonal relationship skills.
• Strong oral and written communications skills.
• Ability to stay organized and flexible in a work environment with multiple assignments and changing priorities.
• Proficiency with standard office equipment and remote working tools (i.e., digital camera, phone systems, etc.).
• Expertise in Windows personal computer environment and computer software skills (including internet browsers, Microsoft Excel, Word, PowerPoint, Internet, Outlook, Adobe Acrobat, etc.).
• Aptitude for learning new software and systems with appropriate training.
• Ability to comply with the terms of our policies in protecting confidential and organizational information.

We are excited to share the base salary range for this position is$98,700 - $120,000 annually, exclusive of fringe benefits or potential bonuses.If you are hired, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. We believe in the importance of pay equity and consider internal equity of our current team members as a part of any final offer.This is a primarily remote role with some in-person attendance required at our Walnut Creek, CA office. Travel expenses will be covered by the company for out-of-area employees.